First Us Bancshares (FUSB) Interest Coverage Ratio (2010 - 2026)
First Us Bancshares' (FUSB) quarterly Interest Coverage Ratio came in at 1.43 in Q1 2026, down 1.37% YoY from 1.45 in Q1 2025, and down 4.77% on a QoQ basis from 1.5 in Q4 2025.
First Us Bancshares (FUSB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Us Bancshares (FUSB) has 17 years of Interest Coverage Ratio data on file, last reported at 1.43 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 1.37% year-over-year to 1.43 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.36 (down 7.52% YoY) and the FY2025 annual result came in at 1.36, down 8.03% from the prior year.
- Interest Coverage Ratio declined to 1.43 in Q1 2026, from 1.5 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 3.73 in Q2 2022 to a low of 1.03 in Q2 2025.
- A 5-year average of 1.9 and a median of 1.51 in 2024 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 41.26% — and 2023, when it sank 53.67%.
- Tracing FUSB's Interest Coverage Ratio over 5 years: stood at 2.7 in 2022, then tumbled by 39.47% to 1.63 in 2023, then dropped by 13.77% to 1.41 in 2024, then gained by 6.64% to 1.5 in 2025, then declined by 4.77% to 1.43 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.43 (Q1 2026), 1.5 (Q4 2025), and 1.45 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | First Us Bancshares | 92.78 Mn | 28.77 Mn | - | 1.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.43 |
| Mar 31, 2026 | 1.43 |
| Dec 31, 2025 | 1.50 |
| Sep 30, 2025 | 1.45 |
| Jun 30, 2025 | 1.03 |
| Mar 31, 2025 | 1.45 |
| Dec 31, 2024 | 1.41 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.51 |
| Mar 31, 2024 | 1.50 |
| Dec 31, 2023 | 1.63 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.73 |
| Mar 31, 2023 | 2.08 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 3.08 |
| Jun 30, 2022 | 3.73 |
| Mar 31, 2022 | 2.96 |
| Dec 31, 2021 | 4.05 |
| Sep 30, 2021 | 2.53 |