First Us Bancshares (FUSB) Interest Coverage Ratio (2010 - 2026)

First Us Bancshares (FUSB) reported Interest Coverage Ratio of 1.43 for Q1 2026, down 1.69% on a YoY basis from 1.45 in Q1 2025, and down 4.77% quarter-over-quarter from 1.5 in Q4 2025.

First Us Bancshares (FUSB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

First Us Bancshares has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.43 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio fell 1.69% year-over-year to 1.43; the trailing twelve-month figure through Mar 2026 stood at 1.36 (down 7.59% YoY), and the FY2025 full-year result was 0.08, down 25.66% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.43, down from 1.5 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 3.73 in Q2 2022, with the low at 1.03 in Q2 2025.
  • Historically, Interest Coverage Ratio has averaged 1.94 across 5 years, with a median of 1.53 in 2024.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 41.45% — and 2023, when it slumped 53.72%.
  • First Us Bancshares' Interest Coverage Ratio stood at 2.7 in 2022, then tumbled by 39.47% to 1.63 in 2023, then dropped by 13.77% to 1.41 in 2024, then gained by 6.64% to 1.5 in 2025, then declined by 4.77% to 1.43 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.43 (Q1 2026), 1.5 (Q4 2025), and 1.45 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First Us Bancshares 94.05 Mn 27.46 Mn - 1.43

Historic Data

Download Data
DateValue
Mar 31, 2026 1.43
Dec 31, 2025 1.50
Sep 30, 2025 1.45
Jun 30, 2025 1.03
Mar 31, 2025 1.45
Dec 31, 2024 1.41
Sep 30, 2024 1.50
Jun 30, 2024 1.51
Mar 31, 2024 1.53
Dec 31, 2023 1.63
Sep 30, 2023 1.64
Jun 30, 2023 1.73
Mar 31, 2023 2.08
Dec 31, 2022 2.70
Sep 30, 2022 3.08
Jun 30, 2022 3.73
Mar 31, 2022 3.62
Dec 31, 2021 4.05
Sep 30, 2021 2.53
Jun 30, 2021 2.64