First Us Bancshares (FUSB) Interest Coverage Ratio (2010 - 2026)
First Us Bancshares (FUSB) posted Interest Coverage Ratio of 1.43 for Q1 2026, down 4.77% on a QoQ basis from 1.5 in Q4 2025, and down 1.37% year-over-year from 1.45 in Q1 2025.
First Us Bancshares (FUSB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Us Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.43 for Q1 2026.
- Quarterly Interest Coverage Ratio fell 1.37% year-over-year to 1.43 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.36 (down 7.52% YoY) and the FY2025 annual result came in at 1.36, down 8.03% from the prior year.
- Interest Coverage Ratio was 1.43 for Q1 2026 at First Us Bancshares, down from 1.5 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.73 in Q2 2022 and bottomed at 1.03 in Q2 2025.
- A 5-year average of 1.9 and a median of 1.51 in 2024 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 41.26% — and 2023, when it plunged 53.67%.
- First Us Bancshares' Interest Coverage Ratio stood at 2.7 in 2022, then sank by 39.47% to 1.63 in 2023, then fell by 13.77% to 1.41 in 2024, then climbed by 6.64% to 1.5 in 2025, then retreated by 4.77% to 1.43 in 2026.
- Business Quant data shows FUSB's Interest Coverage Ratio at 1.43 in Q1 2026, 1.5 in Q4 2025, and 1.45 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | First Us Bancshares | 94.10 Mn | 17.14 Mn | - | 1.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.43 |
| Dec 31, 2025 | 1.50 |
| Sep 30, 2025 | 1.45 |
| Jun 30, 2025 | 1.03 |
| Mar 31, 2025 | 1.45 |
| Dec 31, 2024 | 1.41 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.51 |
| Mar 31, 2024 | 1.50 |
| Dec 31, 2023 | 1.63 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.73 |
| Mar 31, 2023 | 2.08 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 3.08 |
| Jun 30, 2022 | 3.73 |
| Mar 31, 2022 | 2.96 |
| Dec 31, 2021 | 4.05 |
| Sep 30, 2021 | 2.53 |
| Jun 30, 2021 | 2.64 |