First Us Bancshares (FUSB) Interest Coverage Ratio (2010 - 2026)
First Us Bancshares' (FUSB) Interest Coverage Ratio came in at 1.43 for Q2 2026, up 39.1% from 1.03 a year earlier and up 0.3% from the prior quarter.
First Us Bancshares (FUSB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Coverage Ratio at First Us Bancshares was 1.45, up 7.5% year-over-year; for FY2025, it came in at 1.36, down 8.4% from FY2024.
- Annual Interest Coverage Ratio has declined for three consecutive years.
- In prior years, First Us Bancshares' Interest Coverage Ratio was 1.49 in FY2024 (-14.0%), 1.73 in FY2023 (-44.5%), 3.12 in FY2022 (+6.0%) and 2.94 in FY2021 (+66.5%).
- Quarterly Interest Coverage Ratio has run from a low of 1.03 in Q2 2025 to a high of 4.05 in Q4 2021 over five years.
- On a year-over-year basis, Interest Coverage Ratio increased in two of the last eight quarters, with an average decline of 2.3%.
- The strongest year-over-year quarter for Interest Coverage Ratio in the past five years was Q3 2021, with growth of 65.5%; the weakest was Q2 2023, with a decline of 53.7%.
- According to Business Quant data, Interest Coverage Ratio for the three prior quarters was 1.43 (Q1 2026), 1.50 (Q4 2025) and 1.45 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | -2.12 |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 1.73 |
| 10 | First Us Bancshares | 90.86 Mn | -162.90 Mn | - | 1.43 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.43 |
| Mar 31, 2026 | 1.43 |
| Dec 31, 2025 | 1.50 |
| Sep 30, 2025 | 1.45 |
| Jun 30, 2025 | 1.03 |
| Mar 31, 2025 | 1.45 |
| Dec 31, 2024 | 1.41 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.51 |
| Mar 31, 2024 | 1.53 |
| Dec 31, 2023 | 1.63 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.73 |
| Mar 31, 2023 | 2.08 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 3.08 |
| Jun 30, 2022 | 3.73 |
| Mar 31, 2022 | 3.62 |
| Dec 31, 2021 | 4.05 |
| Sep 30, 2021 | 2.53 |
First Us Bancshares Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FUSB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FUSB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FUSB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();