First United (FUNC) Interest Coverage Ratio (2012 - 2026)
First United's (FUNC) Interest Coverage Ratio was 1.98 for Q2 2026, unchanged from 1.97 a year earlier and down 8.4% from the prior quarter.
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Analysis
First United (FUNC) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, First United's Interest Coverage Ratio came in at 2.04, up 3.4% year-over-year; for FY2025, it was 1.99, up 7.7% from FY2024.
- By year, Interest Coverage Ratio came in at 1.85 in FY2024 (+2.7%), 1.80 in FY2023 (-77.3%), 7.93 in FY2022 (+41.5%) and 5.60 in FY2021 (+97.2%).
- Five-year quarterly Interest Coverage Ratio spans a low of 1.26 in Q4 2023 and a high of 11.80 in Q4 2021.
- Year over year, Interest Coverage Ratio gained in six of the last eight quarters, with growth averaging 14.0%.
- The high point for year-over-year Interest Coverage Ratio in five years was Q4 2021 (growth of 213.6%); the low point was Q3 2023 (a decline of 82.2%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 2.16 (Q1 2026), 1.93 (Q4 2025) and 2.11 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 1.43 |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | First United | 299.30 Mn | -82.22 Mn | - | 2.29 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.29 |
| Jun 30, 2026 | 1.98 |
| Mar 31, 2026 | 2.16 |
| Dec 31, 2025 | 1.93 |
| Sep 30, 2025 | 2.11 |
| Jun 30, 2025 | 1.97 |
| Mar 31, 2025 | 1.96 |
| Dec 31, 2024 | 2.02 |
| Sep 30, 2024 | 1.96 |
| Jun 30, 2024 | 1.83 |
| Mar 31, 2024 | 1.60 |
| Dec 31, 2023 | 1.26 |
| Sep 30, 2023 | 1.81 |
| Jun 30, 2023 | 2.01 |
| Mar 31, 2023 | 2.73 |
| Dec 31, 2022 | 5.05 |
| Sep 30, 2022 | 10.21 |
| Jun 30, 2022 | 10.39 |
| Mar 31, 2022 | 10.45 |
| Dec 31, 2021 | 11.80 |
API Access
First United Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FUNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FUNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FUNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();