FS Bancorp (FSBW) Net Margin (2011 - 2026)
FS Bancorp (FSBW) posted Net Margin of 20.45% for Q2 2026, down 0.27 percentage points from 20.73% a year earlier and down 0.18 percentage points from the prior quarter.
FS Bancorp (FSBW) Net Margin (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at FS Bancorp was 21.38%, down 1.46 percentage points year-over-year; for FY2025, it was 21.84%, down 2.37 percentage points from FY2024.
- Annual Net Margin shows a five-year change of -8.48 percentage points (FY2020 to FY2025).
- In prior years, FS Bancorp's Net Margin was 24.21% in FY2024 (-0.86 pp), 25.07% in FY2023 (+0.85 pp), 24.23% in FY2022 (-5.91 pp) and 30.13% in FY2021 (-0.19 pp).
- The Q2 2026 figure stands as the lowest quarterly Net Margin since Q1 2020.
- On a year-over-year basis, Net Margin increased in two of the last eight quarters, with an average year-over-year change of -1.90 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q4 2023, with a gain of 4.11 percentage points; the weakest was Q1 2022, with a drop of 11.84 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 20.63% (Q1 2026), 21.05% (Q4 2025) and 23.36% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | FS Bancorp | 342.75 Mn | 171.34 Mn | - | 11.77% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 11.77% |
| Jun 30, 2026 | 20.45% |
| Mar 31, 2026 | 20.63% |
| Dec 31, 2025 | 21.05% |
| Sep 30, 2025 | 23.36% |
| Jun 30, 2025 | 20.73% |
| Mar 31, 2025 | 22.21% |
| Dec 31, 2024 | 20.66% |
| Sep 30, 2024 | 27.64% |
| Jun 30, 2024 | 24.70% |
| Mar 31, 2024 | 23.68% |
| Dec 31, 2023 | 27.21% |
| Sep 30, 2023 | 25.14% |
| Jun 30, 2023 | 25.05% |
| Mar 31, 2023 | 22.48% |
| Dec 31, 2022 | 23.10% |
| Sep 30, 2022 | 26.67% |
| Jun 30, 2022 | 23.03% |
| Mar 31, 2022 | 23.58% |
| Dec 31, 2021 | 28.29% |
FS Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FSBW&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FSBW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FSBW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();