FS Bancorp (FSBW) Net Margin (2012 - 2026)
FS Bancorp (FSBW) posted Net Margin of 20.45% for Q2 2026, down 0.87% on a QoQ basis from 20.63% in Q1 2026, and down 27.0% year-over-year from 28.02% in Q2 2025.
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Analysis
FS Bancorp (FSBW) Net Margin (2012 - 2026) Analysis & Trends
FS Bancorp has reported Net Margin for 15 years, with the latest figure at 20.45% in Q2 2026.
- On a quarterly basis, Net Margin fell 27.0% year-over-year to 20.45% in Q2 2026; TTM through Jun 2026 was 21.38%, a 30.0% decrease from a year earlier, with the FY2025 full-year figure at 21.84%, down 108.0% from the prior year.
- Net Margin was 20.45% for Q2 2026 at FS Bancorp, down from 20.63% in the prior quarter.
- The five-year high for Net Margin was 1041.63% in Q3 2022, with the low at 15.94% in Q4 2024.
- Average Net Margin over 5 years is 425.46%, with a median of 486.13% recorded in 2022.
- The largest YoY upside for Net Margin was 5171846 bps in 2022 against a maximum downside of 87515 bps in 2022.
- Over 5 years, Net Margin stood at 841.99% in 2022, then fell by 7 bps to 783.33% in 2023, then tumbled by 98 bps to 15.94% in 2024, then surged by 32 bps to 21.05% in 2025, then fell by 3 bps to 20.45% in 2026.
- The last three Net Margin figures came in at 20.45% (Q2 2026), 20.63% (Q1 2026), and 21.05% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 23.30% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 24.27% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 28.79% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 864.86% |
| 10 | FS Bancorp | 325.68 Mn | 295.97 Mn | - | 20.45% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 20.45% |
| Mar 31, 2026 | 20.63% |
| Dec 31, 2025 | 21.05% |
| Sep 30, 2025 | 23.36% |
| Jun 30, 2025 | 20.73% |
| Mar 31, 2025 | 22.21% |
| Dec 31, 2024 | 15.94% |
| Sep 30, 2024 | 27.64% |
| Jun 30, 2024 | 763.77% |
| Mar 31, 2024 | 745.08% |
| Dec 31, 2023 | 783.33% |
| Sep 30, 2023 | 722.02% |
| Jun 30, 2023 | 717.80% |
| Mar 31, 2023 | 898.47% |
| Dec 31, 2022 | 841.99% |
| Sep 30, 2022 | 1,041.63% |
| Jun 30, 2022 | 294.07% |
| Mar 31, 2022 | 678.18% |
| Dec 31, 2021 | -50,876.47% |
| Sep 30, 2021 | 776.42% |
API Access
FS Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FSBW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FSBW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FSBW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();