Five Star Bancorp (FSBC) Net Margin (2020 - 2026)

Five Star Bancorp (FSBC) reported Net Margin of 41.29% for Q1 2026, up 418.0% on a YoY basis from 7.97% in Q1 2025, and up 1.72% quarter-over-quarter from 40.59% in Q4 2025.

Five Star Bancorp (FSBC) Net Margin (2020 - 2026) Analysis & Trends

Five Star Bancorp has reported Net Margin for 7 years, with the latest figure at 41.29% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin rose 418.0% year-over-year to 41.29%; the trailing twelve-month figure through Mar 2026 stood at 39.9% (up 368.0% YoY), and the FY2025 full-year result was 38.88%, up 268.0% from the prior year.
  • Net Margin for Q1 2026 stood at 41.29%, up from 40.59% in the prior quarter.
  • The five-year high for Net Margin was 43.21% in Q4 2022, with the low at 34.44% in Q3 2024.
  • Historically, Net Margin has averaged 39.08% across 5 years, with a median of 38.27% in 2023.
  • Annual changes were most pronounced in 2022 — Net Margin slumped 1126 bps — and 2025, when it jumped 512 bps.
  • Five Star Bancorp's Net Margin stood at 43.21% in 2022, then decreased by 13 bps to 37.74% in 2023, then climbed by 0 bps to 37.88% in 2024, then gained by 7 bps to 40.59% in 2025, then rose by 2 bps to 41.29% in 2026.
  • The last three Net Margin figures came in at 41.29% (Q1 2026), 40.59% (Q4 2025), and 39.56% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Five Star Bancorp 948.31 Mn 948.31 Mn - 41.29%

Historic Data

Download Data
DateValue
Mar 31, 2026 41.29%
Dec 31, 2025 40.59%
Sep 30, 2025 39.56%
Jun 30, 2025 37.86%
Mar 31, 2025 37.10%
Dec 31, 2024 37.88%
Sep 30, 2024 34.44%
Jun 30, 2024 35.16%
Mar 31, 2024 37.20%
Dec 31, 2023 37.74%
Sep 30, 2023 38.27%
Jun 30, 2023 41.87%
Mar 31, 2023 43.12%
Dec 31, 2022 43.21%
Sep 30, 2022 40.42%
Jun 30, 2022 37.58%
Mar 31, 2022 41.01%
Dec 31, 2021 48.86%
Sep 30, 2021 50.26%
Jun 30, 2021 48.79%