Five Star Bancorp (FSBC) Net Margin (2020 - 2026)

Five Star Bancorp (FSBC) posted Net Margin of 42.58% for Q1 2026, up 7.1% on a QoQ basis from 39.76% in Q4 2025, and up 548.0% year-over-year from 6.57% in Q1 2025.

Five Star Bancorp (FSBC) Net Margin (2020 - 2026) Analysis & Trends

Five Star Bancorp's Net Margin history runs 7 years deep, the most recent figure standing at 42.58% for Q1 2026.

  • Quarterly Net Margin rose 548.0% year-over-year to 42.58% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 39.95% (up 1784.0% YoY) and the FY2025 annual result came in at 38.54%, up 234.0% from the prior year.
  • Net Margin was 42.58% for Q1 2026 at Five Star Bancorp, up from 39.76% in the prior quarter.
  • Across five years, Net Margin topped out at 49.77% in Q1 2022 and bottomed at 11.1% in Q4 2024.
  • A 5-year average of 36.36% and a median of 38.27% in 2023 frame the typical range for Net Margin.
  • Annual changes were most pronounced in 2022 — Net Margin tumbled 2167 bps — and 2025, when it surged 2866 bps.
  • Five Star Bancorp's Net Margin stood at 32.62% in 2022, then plunged by 62 bps to 12.37% in 2023, then retreated by 10 bps to 11.1% in 2024, then soared by 258 bps to 39.76% in 2025, then gained by 7 bps to 42.58% in 2026.
  • Business Quant data shows FSBC's Net Margin at 42.58% in Q1 2026, 39.76% in Q4 2025, and 39.48% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 401,783.65%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 8,284,010.29%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.00%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 32.86%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.38%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 27.26%
7 First Capital 200.03 Bn 199.69 Bn - 251.63%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 27.35%
10 Five Star Bancorp 1.01 Bn 361.87 Mn - 42.58%

Historic Data

Download Data
DateValue
Mar 31, 2026 42.58%
Dec 31, 2025 39.76%
Sep 30, 2025 39.48%
Jun 30, 2025 37.69%
Mar 31, 2025 37.10%
Dec 31, 2024 11.10%
Sep 30, 2024 34.44%
Jun 30, 2024 35.16%
Mar 31, 2024 39.66%
Dec 31, 2023 12.37%
Sep 30, 2023 38.27%
Jun 30, 2023 46.98%
Mar 31, 2023 43.12%
Dec 31, 2022 32.62%
Sep 30, 2022 40.39%
Jun 30, 2022 37.58%
Mar 31, 2022 49.77%
Dec 31, 2021 54.29%
Sep 30, 2021 50.26%
Jun 30, 2021 48.79%