Five Star Bancorp (FSBC) Net Margin (2020 - 2026)
Five Star Bancorp (FSBC) reported Net Margin of 41.29% for Q1 2026, up 418.0% on a YoY basis from 7.97% in Q1 2025, and up 1.72% quarter-over-quarter from 40.59% in Q4 2025.
Five Star Bancorp (FSBC) Net Margin (2020 - 2026) Analysis & Trends
Five Star Bancorp has reported Net Margin for 7 years, with the latest figure at 41.29% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 418.0% year-over-year to 41.29%; the trailing twelve-month figure through Mar 2026 stood at 39.9% (up 368.0% YoY), and the FY2025 full-year result was 38.88%, up 268.0% from the prior year.
- Net Margin for Q1 2026 stood at 41.29%, up from 40.59% in the prior quarter.
- The five-year high for Net Margin was 43.21% in Q4 2022, with the low at 34.44% in Q3 2024.
- Historically, Net Margin has averaged 39.08% across 5 years, with a median of 38.27% in 2023.
- Annual changes were most pronounced in 2022 — Net Margin slumped 1126 bps — and 2025, when it jumped 512 bps.
- Five Star Bancorp's Net Margin stood at 43.21% in 2022, then decreased by 13 bps to 37.74% in 2023, then climbed by 0 bps to 37.88% in 2024, then gained by 7 bps to 40.59% in 2025, then rose by 2 bps to 41.29% in 2026.
- The last three Net Margin figures came in at 41.29% (Q1 2026), 40.59% (Q4 2025), and 39.56% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Five Star Bancorp | 948.31 Mn | 948.31 Mn | - | 41.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 41.29% |
| Dec 31, 2025 | 40.59% |
| Sep 30, 2025 | 39.56% |
| Jun 30, 2025 | 37.86% |
| Mar 31, 2025 | 37.10% |
| Dec 31, 2024 | 37.88% |
| Sep 30, 2024 | 34.44% |
| Jun 30, 2024 | 35.16% |
| Mar 31, 2024 | 37.20% |
| Dec 31, 2023 | 37.74% |
| Sep 30, 2023 | 38.27% |
| Jun 30, 2023 | 41.87% |
| Mar 31, 2023 | 43.12% |
| Dec 31, 2022 | 43.21% |
| Sep 30, 2022 | 40.42% |
| Jun 30, 2022 | 37.58% |
| Mar 31, 2022 | 41.01% |
| Dec 31, 2021 | 48.86% |
| Sep 30, 2021 | 50.26% |
| Jun 30, 2021 | 48.79% |