Five Star Bancorp (FSBC) Net Margin (2020 - 2026)
Five Star Bancorp (FSBC) posted Net Margin of 42.58% for Q1 2026, up 7.1% on a QoQ basis from 39.76% in Q4 2025, and up 548.0% year-over-year from 6.57% in Q1 2025.
Five Star Bancorp (FSBC) Net Margin (2020 - 2026) Analysis & Trends
Five Star Bancorp's Net Margin history runs 7 years deep, the most recent figure standing at 42.58% for Q1 2026.
- Quarterly Net Margin rose 548.0% year-over-year to 42.58% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 39.95% (up 1784.0% YoY) and the FY2025 annual result came in at 38.54%, up 234.0% from the prior year.
- Net Margin was 42.58% for Q1 2026 at Five Star Bancorp, up from 39.76% in the prior quarter.
- Across five years, Net Margin topped out at 49.77% in Q1 2022 and bottomed at 11.1% in Q4 2024.
- A 5-year average of 36.36% and a median of 38.27% in 2023 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin tumbled 2167 bps — and 2025, when it surged 2866 bps.
- Five Star Bancorp's Net Margin stood at 32.62% in 2022, then plunged by 62 bps to 12.37% in 2023, then retreated by 10 bps to 11.1% in 2024, then soared by 258 bps to 39.76% in 2025, then gained by 7 bps to 42.58% in 2026.
- Business Quant data shows FSBC's Net Margin at 42.58% in Q1 2026, 39.76% in Q4 2025, and 39.48% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Five Star Bancorp | 1.01 Bn | 361.87 Mn | - | 42.58% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 42.58% |
| Dec 31, 2025 | 39.76% |
| Sep 30, 2025 | 39.48% |
| Jun 30, 2025 | 37.69% |
| Mar 31, 2025 | 37.10% |
| Dec 31, 2024 | 11.10% |
| Sep 30, 2024 | 34.44% |
| Jun 30, 2024 | 35.16% |
| Mar 31, 2024 | 39.66% |
| Dec 31, 2023 | 12.37% |
| Sep 30, 2023 | 38.27% |
| Jun 30, 2023 | 46.98% |
| Mar 31, 2023 | 43.12% |
| Dec 31, 2022 | 32.62% |
| Sep 30, 2022 | 40.39% |
| Jun 30, 2022 | 37.58% |
| Mar 31, 2022 | 49.77% |
| Dec 31, 2021 | 54.29% |
| Sep 30, 2021 | 50.26% |
| Jun 30, 2021 | 48.79% |