Five Star Bancorp (FSBC) Asset Utilization Ratio (2021 - 2026)
Five Star Bancorp's (FSBC) quarterly Asset Utilization Ratio came in at 0.05 in Q1 2026, up 62.88% YoY from 0.03 in Q1 2025, and down 0.78% on a QoQ basis from 0.05 in Q4 2025.
Five Star Bancorp (FSBC) Asset Utilization Ratio (2021 - 2026) Analysis & Trends
Five Star Bancorp (FSBC) has 6 years of Asset Utilization Ratio data on file, last reported at 0.05 in Q1 2026.
- Quarterly Asset Utilization Ratio rose 62.88% year-over-year to 0.05 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.05 (up 62.88% YoY) and the FY2025 annual result came in at 0.04, up 9.99% from the prior year.
- Asset Utilization Ratio declined to 0.05 in Q1 2026, from 0.05 in the prior quarter.
- In the past five years, Asset Utilization Ratio ranged from a high of 0.05 in Q4 2025 to a low of 0.03 in Q3 2024.
- A 5-year average of 0.04 and a median of 0.03 in 2022 frame the typical range for Asset Utilization Ratio.
- Annual changes were most pronounced in 2024 — Asset Utilization Ratio decreased 18.67% — and 2025, when it surged 67.65%.
- Tracing FSBC's Asset Utilization Ratio over 5 years: stood at 0.04 in 2022, then declined by 13.29% to 0.03 in 2023, then declined by 3.03% to 0.03 in 2024, then surged by 67.65% to 0.05 in 2025, then slipped by 0.78% to 0.05 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.05 (Q1 2026), 0.05 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.09 Bn | 84.90 Bn | - | - |
| 2 | Pnc Financial Services | 97.82 Bn | 97.82 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.01 Bn | 96.01 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.82 Bn | -144.27 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.05 Bn | -81.26 Bn | - | 0.02 |
| 7 | Nu Holdings | 71.31 Bn | 57.62 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.60 Bn | 61.60 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.59 Bn | 25.87 Bn | - | 0.04 |
| 10 | Five Star Bancorp | 947.11 Mn | 262.04 Mn | - | 0.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.04 |