Five Star Bancorp (FSBC) Asset Utilization Ratio (2021 - 2026)

Five Star Bancorp (FSBC) posted Asset Utilization Ratio of 0.03 for Q1 2026, up 1.06% on a QoQ basis from 0.03 in Q4 2025, and down 34.58% year-over-year from 0.05 in Q1 2025.

Five Star Bancorp (FSBC) Asset Utilization Ratio (2021 - 2026) Analysis & Trends

Five Star Bancorp's Asset Utilization Ratio history runs 6 years deep, the most recent figure standing at 0.03 for Q1 2026.

  • Quarterly Asset Utilization Ratio fell 34.58% year-over-year to 0.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.03 (down 34.58% YoY) and the FY2025 annual result came in at 0.04, up 9.99% from the prior year.
  • Asset Utilization Ratio was 0.03 for Q1 2026 at Five Star Bancorp, up from 0.03 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.05 in Q4 2024 and bottomed at 0.03 in Q2 2022.
  • A 5-year average of 0.04 and a median of 0.04 in 2023 frame the typical range for Asset Utilization Ratio.
  • Annual changes were most pronounced in 2023 — Asset Utilization Ratio soared 32.99% — and 2025, when it slumped 35.54%.
  • Five Star Bancorp's Asset Utilization Ratio stood at 0.04 in 2022, then surged by 32.99% to 0.05 in 2023, then climbed by 7.64% to 0.05 in 2024, then slumped by 35.54% to 0.03 in 2025, then grew by 1.06% to 0.03 in 2026.
  • Business Quant data shows FSBC's Asset Utilization Ratio at 0.03 in Q1 2026, 0.03 in Q4 2025, and 0.05 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 2.04
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.03
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 19,746.35
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.02
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.91
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.05
7 First Capital 200.03 Bn 199.69 Bn - 0.01
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.04
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Five Star Bancorp 1.01 Bn 361.87 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.05
Jun 30, 2025 0.05
Mar 31, 2025 0.05
Dec 31, 2024 0.05
Sep 30, 2024 0.05
Jun 30, 2024 0.05
Mar 31, 2024 0.05
Dec 31, 2023 0.05
Sep 30, 2023 0.04
Jun 30, 2023 0.04
Mar 31, 2023 0.04
Dec 31, 2022 0.04
Sep 30, 2022 0.03
Jun 30, 2022 0.03
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.04
Jun 30, 2021 0.04