Growth Metrics

Freedom Holding (FRHC) Interest Coverage Ratio (2010 - 2025)

Freedom Holding recorded quarterly Interest Coverage Ratio of 0.54 in Q4 2025, up 20.93% quarter-over-quarter from 0.44 in Q3 2025, and down 20.93% year-over-year from 0.68 in Q4 2024.

Freedom Holding's Interest Coverage Ratio history runs 12 years deep, the most recent figure standing at 0.54 for Q4 2025.

  • In Q4 2025, Interest Coverage Ratio fell 20.93% year-over-year to 0.54; the TTM figure through Dec 2025 stood at 0.75 (down 1119.62% YoY), while the FY2025 annual figure was 3.6, down 531.65% from the prior year.
  • Interest Coverage Ratio came in at 0.54 for Q4 2025 at Freedom Holding, up from 0.44 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 13.12 in Q3 2021 to a low of 7.93 in Q1 2023.
  • A 5-year average of 0.87 and a median of 0.63 in 2022 frame the typical range for Interest Coverage Ratio.
  • On a YoY basis, Interest Coverage Ratio climbed as much as 11202.81% in 2023 and fell as far as 2225.83% in 2023.
  • Freedom Holding's Interest Coverage Ratio stood at 1.55 in 2021, then tumbled by 98.94% to 0.02 in 2022, then surged by 11202.81% to 1.85 in 2023, then tumbled by 63.35% to 0.68 in 2024, then dropped by 20.93% to 0.54 in 2025.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.54, 0.44, and 0.23 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Freedom Holding 8.88 Bn 8.01 Bn 603.27 Mn 0.54
2 Voya Financial 7.67 Bn 9.49 Bn 1.47 Bn 2.23
3 Hilltop Holdings 2.21 Bn 2.24 Bn -2.46 Mn -3.47
4 LendingTree 507.89 Mn 422.38 Mn 88.70 Mn -
5 BRC Group Holdings 323.63 Mn 380.44 Mn 319.70 Mn 213.29
6 Orix - - 5.07 Bn 1.82

Historic Data

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DateValue
Dec 31, 2025 0.54
Sep 30, 2025 0.44
Jun 30, 2025 0.23
Mar 31, 2025 -3.73
Dec 31, 2024 0.68
Sep 30, 2024 0.99
Jun 30, 2024 -2.83
Mar 31, 2024 1.77
Dec 31, 2023 1.85
Sep 30, 2023 1.97
Jun 30, 2023 1.89
Mar 31, 2023 -7.93
Dec 31, 2022 0.02
Sep 30, 2022 0.59
Jun 30, 2022 0.35
Mar 31, 2022 -0.34
Dec 31, 2021 1.55
Sep 30, 2021 13.12
Jun 30, 2021 2.69
Mar 31, 2021 3.64
Sep 30, 2020 6.99
Jun 30, 2020 8.71
Mar 31, 2020 20.05
Dec 31, 2019 0.63
Sep 30, 2019 5.20
Jun 30, 2019 4.06
Mar 31, 2019 -3.29
Dec 31, 2018 3.97
Sep 30, 2018 1.63
Jun 30, 2018 -0.52
Mar 31, 2018 0.08
Dec 31, 2017 -2.01
Sep 30, 2017 0.93
Jun 30, 2017 5.11
Mar 31, 2017 4.84
Dec 31, 2016 -0.09
Sep 30, 2016 -0.11
Jun 30, 2016 -0.44
Sep 30, 2011 -13.23
Jun 30, 2011 -2.04
Mar 31, 2011 -3.33
Dec 31, 2010 -1.84
Sep 30, 2010 -3.43
Jun 30, 2010 -2.79