Franklin Financial Services (FRAF) Interest Expense - Deposits (2009 - 2026)
Franklin Financial Services' Interest Expense - Deposits came in at $7.2 million for Q3 2026, down 17.6% from $8.74 million a year earlier and down 0.1% from the prior quarter.
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Analysis
Franklin Financial Services (FRAF) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Franklin Financial Services reported Interest Expense - Deposits of $29.3 million, down 18.5% year-over-year; for FY2025, it was $34.69 million, up 12.3% from FY2024.
- Interest Expense - Deposits has increased in each of the last four years, with a five-year compound annual growth rate of 57.8% (FY2020 to FY2025).
- Going back by year, Interest Expense - Deposits was $30.91 million in FY2024 (+64.0%), $18.84 million in FY2023 (+393.8%), $3.82 million in FY2022 (+105.9%) and $1.85 million in FY2021 (-47.8%).
- The five-year range for quarterly Interest Expense - Deposits is $463,000 (Q4 2021) to $9.26 million (Q4 2024).
- Year-over-year, Interest Expense - Deposits has declined for four consecutive quarters, with growth averaging 7.0% over the last eight quarters.
- The fastest year-over-year change in Interest Expense - Deposits over five years came in Q2 2023 (growth of 768.7%), and the weakest in Q4 2021 (a decline of 25.1%).
- Business Quant data shows FRAF's Interest Expense - Deposits at $7.2 million (Q2 2026), $6.89 million (Q1 2026) and $8.01 million (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 5.09 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 5.85 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.48 Bn |
| 10 | Franklin Financial Services | 315.86 Mn | -401.27 Mn | - | 7.20 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 7.20 Mn |
| Jun 30, 2026 | 7.20 Mn |
| Mar 31, 2026 | 6.89 Mn |
| Dec 31, 2025 | 8.01 Mn |
| Sep 30, 2025 | 8.74 Mn |
| Jun 30, 2025 | 8.92 Mn |
| Mar 31, 2025 | 9.03 Mn |
| Dec 31, 2024 | 9.26 Mn |
| Sep 30, 2024 | 8.13 Mn |
| Jun 30, 2024 | 7.02 Mn |
| Mar 31, 2024 | 6.50 Mn |
| Dec 31, 2023 | 5.91 Mn |
| Sep 30, 2023 | 5.13 Mn |
| Jun 30, 2023 | 4.38 Mn |
| Mar 31, 2023 | 3.43 Mn |
| Dec 31, 2022 | 2.13 Mn |
| Sep 30, 2022 | 717,000.00 |
| Jun 30, 2022 | 504,000.00 |
| Mar 31, 2022 | 463,000.00 |
| Dec 31, 2021 | 463,000.00 |
API Access
Franklin Financial Services Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FRAF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "FRAF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FRAF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();