Franklin Financial Services (FRAF) Interest Coverage Ratio (2010 - 2026)
Franklin Financial Services (FRAF) posted Interest Coverage Ratio of 1.89 for Q1 2026, up 10.22% sequentially from 1.72 in Q4 2025, and up 35.58% YoY from 1.4 in Q1 2025.
Franklin Financial Services (FRAF) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Franklin Financial Services has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.89 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 35.58% year-over-year to 1.89 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.65 (down 10.43% YoY) and the FY2025 annual result came in at 1.58, up 22.09% from the prior year.
- Interest Coverage Ratio improved to 1.89 in Q1 2026 per FRAF's latest filing, from 1.72 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 5.72 in Q1 2022 and troughed at 1.04 in Q4 2024.
- A 5-year average of 1.66 and a median of 1.22 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio plunged 66.11% in 2023, then jumped 64.55% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 2.72 in 2022, then tumbled by 43.61% to 1.53 in 2023, then tumbled by 31.86% to 1.04 in 2024, then soared by 64.55% to 1.72 in 2025, then grew by 10.22% to 1.89 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.89, 1.72, and 1.22 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Franklin Financial Services | 276.99 Mn | -125.80 Mn | - | 1.86 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.28 |
| Mar 31, 2026 | 1.89 |
| Dec 31, 2025 | 1.72 |
| Sep 30, 2025 | 1.22 |
| Jun 30, 2025 | 1.20 |
| Mar 31, 2025 | 1.40 |
| Dec 31, 2024 | 1.04 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.07 |
| Mar 31, 2024 | 1.39 |
| Dec 31, 2023 | 1.53 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.06 |
| Mar 31, 2023 | 1.94 |
| Dec 31, 2022 | 2.72 |
| Sep 30, 2022 | 1.08 |
| Jun 30, 2022 | 1.09 |
| Mar 31, 2022 | 5.72 |
| Dec 31, 2021 | 6.14 |
| Sep 30, 2021 | 2.12 |