Franklin Financial Services (FRAF) Interest Coverage Ratio (2010 - 2026)
Franklin Financial Services' (FRAF) quarterly Interest Coverage Ratio came in at 1.86 in Q2 2026, up 13.18% year-over-year from 1.64 in Q2 2025, and down 1.98% quarter-over-quarter from 1.9 in Q1 2026.
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Franklin Financial Services (FRAF) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Franklin Financial Services has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 1.86 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio rose 13.18% year-over-year to 1.86; the TTM figure through Jun 2026 stood at 1.75 (up 26.44% YoY), while the FY2025 annual figure was 1.59, up 21.81% from the prior year.
- Interest Coverage Ratio came in at 1.86 for Q2 2026 at Franklin Financial Services, down from 1.9 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 6.64 in Q3 2022 to a low of 1.05 in Q4 2024.
- Average Interest Coverage Ratio over 5 years is 2.44, with a median of 1.69 recorded in 2023.
- Year-over-year, Interest Coverage Ratio tumbled 74.21% in 2023 and surged 64.08% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 2.83 in 2022, then tumbled by 45.81% to 1.53 in 2023, then plunged by 31.66% to 1.05 in 2024, then surged by 64.08% to 1.72 in 2025, then rose by 8.34% to 1.86 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.86 in Q2 2026, 1.9 in Q1 2026, and 1.72 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 0.09 |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 1.90 |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 1.83 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.80 |
| 10 | Franklin Financial Services | 280.68 Mn | -122.11 Mn | - | 1.86 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.86 |
| Mar 31, 2026 | 1.90 |
| Dec 31, 2025 | 1.72 |
| Sep 30, 2025 | 1.58 |
| Jun 30, 2025 | 1.64 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.05 |
| Sep 30, 2024 | 1.45 |
| Jun 30, 2024 | 1.35 |
| Mar 31, 2024 | 1.39 |
| Dec 31, 2023 | 1.53 |
| Sep 30, 2023 | 1.72 |
| Jun 30, 2023 | 1.67 |
| Mar 31, 2023 | 1.94 |
| Dec 31, 2022 | 2.83 |
| Sep 30, 2022 | 6.64 |
| Jun 30, 2022 | 6.46 |
| Mar 31, 2022 | 5.72 |
| Dec 31, 2021 | 6.83 |
| Sep 30, 2021 | 10.56 |