Franklin Financial Services (FRAF) Interest Coverage Ratio (2010 - 2026)

Franklin Financial Services (FRAF) reported Interest Coverage Ratio of 1.89 for Q1 2026, up 35.58% on a YoY basis from 1.4 in Q1 2025, and up 61.89% sequentially from 1.17 in Q4 2025.

Franklin Financial Services (FRAF) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Franklin Financial Services (FRAF) has 17 years of Interest Coverage Ratio data on file, last reported at 1.89 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 35.58% year-over-year to 1.89; the trailing twelve-month figure through Mar 2026 stood at 1.94 (down 68.06% YoY), and the FY2025 full-year result was 1.58, up 22.09% from the prior year.
  • Interest Coverage Ratio improved to 1.89 in Q1 2026, from 1.17 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 5.72 in Q1 2022 to a low of 0.72 in Q4 2023.
  • A 5-year average of 1.58 and a median of 1.17 in 2025 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio surged 201.31% in 2022 and sank 72.97% in 2023, its largest moves.
  • Tracing FRAF's Interest Coverage Ratio over 5 years: stood at 2.65 in 2022, then slumped by 72.97% to 0.72 in 2023, then soared by 45.96% to 1.04 in 2024, then grew by 12.04% to 1.17 in 2025, then soared by 61.89% to 1.89 in 2026.
  • Business Quant data shows FRAF's Interest Coverage Ratio at 1.89 in Q1 2026, 1.17 in Q4 2025, and 1.22 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Franklin Financial Services 295.90 Mn -95.70 Mn - 1.89

Historic Data

Download Data
DateValue
Mar 31, 2026 1.89
Dec 31, 2025 1.17
Sep 30, 2025 1.22
Jun 30, 2025 1.20
Mar 31, 2025 1.40
Dec 31, 2024 1.04
Sep 30, 2024 1.14
Jun 30, 2024 1.07
Mar 31, 2024 1.39
Dec 31, 2023 0.72
Sep 30, 2023 1.07
Jun 30, 2023 1.06
Mar 31, 2023 1.94
Dec 31, 2022 2.65
Sep 30, 2022 1.08
Jun 30, 2022 1.09
Mar 31, 2022 5.72
Dec 31, 2021 -2.61
Sep 30, 2021 2.12
Jun 30, 2021 2.01