Finance of America Companies (FOA) Loans - Loss Allowance (2024 - 2025)
Finance of America Companies' (FOA) quarterly Loans - Loss Allowance came in at $8.3 million in Q4 2025, up 163.6% on a YoY basis from $3.1 million in Q4 2024, and little changed quarter-over-quarter from $8.3 million in Q3 2025.
Analysis
Finance of America Companies (FOA) Loans - Loss Allowance (2024 - 2025) Analysis & Trends
Finance of America Companies (FOA) has reported Loans - Loss Allowance for 2 consecutive years, with $8.3 million the latest figure, recorded in Q4 2025.
- For the quarter ending Q4 2025, Loans - Loss Allowance rose 163.6% year-over-year to $8.3 million; the trailing twelve-month figure through Dec 2025 stood at $8.3 million (up 163.6% YoY), and the FY2025 full-year result was $8.3 million, up 163.6% from the prior year.
- Loans - Loss Allowance was little changed at $8.3 million in Q4 2025 per FOA's latest filing, from $8.3 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $8.3 million in Q2 2025 and bottomed at $3.1 million in Q4 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | - |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | 8.51 Bn |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | - |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | - |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 47.17 Mn |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | - |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | - |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | -23.56 Mn |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | - |
| 10 | Finance of America Companies | 125.92 Mn | 125.92 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 8.26 Mn |
| Sep 30, 2025 | 8.26 Mn |
| Jun 30, 2025 | 8.26 Mn |
| Dec 31, 2024 | 3.14 Mn |