CNFinance Holdings (CNF) Loans - Loss Allowance (2017 - 2026)
CNFinance Holdings' (CNF) quarterly Loans - Loss Allowance came in at -$23.6 million in Q2 2026, down 142.64% on a YoY basis from $55.3 million in Q2 2025, and up 46.79% quarter-over-quarter from -$44.3 million in Q4 2025.
Analysis
CNFinance Holdings (CNF) Loans - Loss Allowance (2017 - 2026) Analysis & Trends
CNFinance Holdings (CNF) has reported Loans - Loss Allowance for 10 consecutive years, with -$23.6 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Loans - Loss Allowance fell 142.64% year-over-year to -$23.6 million; the trailing twelve-month figure through Jun 2026 stood at -$23.6 million (down 142.64% YoY), and the FY2025 full-year result was -$43.7 million, down 153.09% from the prior year.
- Loans - Loss Allowance climbed to -$23.6 million in Q2 2026 per CNF's latest filing, from -$44.3 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $143.0 million in Q3 2022 and bottomed at -$44.3 million in Q4 2025.
- Historically, Loans - Loss Allowance has averaged $84.4 million across 5 years, with a median of $103.9 million in 2024.
- The sharpest annual moves came in 2022 and 2025: Loans - Loss Allowance surged 44.6% in 2022, then sank 153.77% in 2025.
- Over 5 years, Loans - Loss Allowance stood at $102.6 million in 2022, then rose by 5.82% to $108.6 million in 2023, then decreased by 24.16% to $82.3 million in 2024, then plunged by 153.77% to -$44.3 million in 2025, then jumped by 46.79% to -$23.6 million in 2026.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered -$23.6 million, -$44.3 million, and $55.3 million for Q2 2026, Q4 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | - |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | 8.51 Bn |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | - |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | - |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 47.17 Mn |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | - |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | - |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | -23.56 Mn |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | - |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -23.56 Mn |
| Dec 31, 2025 | -44.28 Mn |
| Jun 30, 2025 | 55.25 Mn |
| Dec 31, 2024 | 82.35 Mn |
| Jun 30, 2024 | 103.93 Mn |
| Dec 31, 2023 | 108.58 Mn |
| Sep 30, 2023 | 107.85 Mn |
| Jun 30, 2023 | 93.78 Mn |
| Mar 31, 2023 | 106.88 Mn |
| Dec 31, 2022 | 102.60 Mn |
| Sep 30, 2022 | 142.98 Mn |
| Jun 30, 2022 | 125.21 Mn |
| Mar 31, 2022 | 135.96 Mn |
| Dec 31, 2021 | 150.59 Mn |
| Sep 30, 2021 | 98.88 Mn |
| Jun 30, 2021 | 87.58 Mn |
| Mar 31, 2021 | 97.03 Mn |
| Dec 31, 2020 | 90.99 Mn |
| Sep 30, 2020 | 1.28 Bn |
| Jun 30, 2020 | 1.17 Bn |