Finance of America Companies (FOA) EBT (2019 - 2026)
Finance of America Companies' (FOA) quarterly EBT came in at -$71.1 million in Q2 2026, down 186.7% on a YoY basis from $82.0 million in Q2 2025, and down 295.98% quarter-over-quarter from $36.3 million in Q1 2026.
Analysis
Finance of America Companies (FOA) EBT (2019 - 2026) Analysis & Trends
Finance of America Companies (FOA) has reported EBT for 8 consecutive years, with -$71.1 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBT fell 186.7% year-over-year to -$71.1 million; the trailing twelve-month figure through Jun 2026 stood at -$85.4 million (down 137.76% YoY), and the FY2025 full-year result was $113.1 million, up 164.15% from the prior year.
- EBT slipped to -$71.1 million in Q2 2026 per FOA's latest filing, from $36.3 million in the prior quarter.
- Across five years, EBT topped out at $208.2 million in Q3 2024 and bottomed at -$223.8 million in Q2 2023.
- Historically, EBT has averaged -$21.4 million across 5 years, with a median of -$25.3 million in 2025.
- The sharpest annual moves came in 2022 and 2025: EBT sank 772.32% in 2022, then jumped 2275.03% in 2025.
- Over 5 years, EBT stood at -$47.8 million in 2022, then surged by 459.18% to $171.6 million in 2023, then plunged by 184.99% to -$145.8 million in 2024, then surged by 84.91% to -$22.0 million in 2025, then sank by 223.04% to -$71.1 million in 2026.
- According to Business Quant data, EBT over the past three periods registered -$71.1 million, $36.3 million, and -$22.0 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 281.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | 4.99 Bn |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 82.99 Mn |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 31.53 Mn |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 81.84 Mn |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | -472.92 Mn |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 2.07 Mn |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | - |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 35.24 Mn |
| 10 | Finance of America Companies | 125.92 Mn | 125.92 Mn | - | -71.06 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -71.06 Mn |
| Mar 31, 2026 | 36.26 Mn |
| Dec 31, 2025 | -22.00 Mn |
| Sep 30, 2025 | -28.56 Mn |
| Jun 30, 2025 | 81.96 Mn |
| Mar 31, 2025 | 81.69 Mn |
| Dec 31, 2024 | -145.81 Mn |
| Sep 30, 2024 | 208.17 Mn |
| Jun 30, 2024 | -3.77 Mn |
| Mar 31, 2024 | -15.78 Mn |
| Dec 31, 2023 | 171.55 Mn |
| Sep 30, 2023 | -172.57 Mn |
| Jun 30, 2023 | -223.84 Mn |
| Mar 31, 2023 | 58.01 Mn |
| Dec 31, 2022 | -47.76 Mn |
| Sep 30, 2022 | -113.23 Mn |
| Jun 30, 2022 | -119.84 Mn |
| Mar 31, 2022 | -58.36 Mn |
| Sep 30, 2021 | 54.55 Mn |
| Jun 30, 2021 | -13.74 Mn |