Finward Bancorp (FNWD) Interest Coverage Ratio (2010 - 2026)
Finward Bancorp (FNWD) posted Interest Coverage Ratio of 1.04 for Q1 2026, down 14.35% sequentially from 1.22 in Q4 2025, and up 3.6% YoY from 1.01 in Q1 2025.
Finward Bancorp (FNWD) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Finward Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.04 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 3.6% year-over-year to 1.04 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.64 (up 45.47% YoY) and the FY2025 annual result came in at 1.15, down 2.39% from the prior year.
- Interest Coverage Ratio eased to 1.04 in Q1 2026 per FNWD's latest filing, from 1.22 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 2.42 in Q4 2022 and troughed at 0.91 in Q4 2024.
- A 5-year average of 1.13 and a median of 1.04 in 2026 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio sank 77.76% in 2022, then soared 34.11% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 2.42 in 2022, then sank by 53.64% to 1.12 in 2023, then retreated by 18.9% to 0.91 in 2024, then surged by 34.11% to 1.22 in 2025, then dropped by 14.35% to 1.04 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.04, 1.22, and 1.05 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Finward Bancorp | 186.94 Mn | 92.30 Mn | - | 1.31 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.04 |
| Mar 31, 2026 | 1.04 |
| Dec 31, 2025 | 1.22 |
| Sep 30, 2025 | 1.05 |
| Jun 30, 2025 | 1.03 |
| Mar 31, 2025 | 1.01 |
| Dec 31, 2024 | 0.91 |
| Sep 30, 2024 | 1.01 |
| Jun 30, 2024 | 1.00 |
| Mar 31, 2024 | 1.14 |
| Dec 31, 2023 | 1.12 |
| Sep 30, 2023 | 1.02 |
| Jun 30, 2023 | 1.03 |
| Mar 31, 2023 | 1.03 |
| Dec 31, 2022 | 2.42 |
| Sep 30, 2022 | 1.05 |
| Jun 30, 2022 | 1.07 |
| Mar 31, 2022 | 1.05 |
| Dec 31, 2021 | 10.87 |
| Sep 30, 2021 | 1.56 |