Finward Bancorp (FNWD) FCF Margin (2012 - 2026)
Finward Bancorp's FCF Margin came in at 25.61% for Q2 2026, down 1.40 percentage points from 27.01% a year earlier but up 5.59 percentage points from the prior quarter.
Finward Bancorp (FNWD) FCF Margin (2012 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Finward Bancorp reported FCF Margin of 24.01%, up 13.20 percentage points year-over-year; for FY2025, it was 13.70%, up 4.23 percentage points from FY2024.
- FCF Margin carries a five-year change of -11.29 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 9.47% in FY2024 (-25.85 pp), 35.32% in FY2023 (+16.63 pp), 18.69% in FY2022 (-2.88 pp) and 21.57% in FY2021 (-3.42 pp).
- The five-year range for quarterly FCF Margin is -28.46% (Q3 2024) to 76.00% (Q2 2023).
- Year-over-year, FCF Margin increased in four of the last eight quarters, with an average year-over-year change of +6.41 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q4 2024 (a gain of 55.23 percentage points), and the weakest in Q1 2022 (a drop of 100.56 percentage points).
- Business Quant data shows FNWD's FCF Margin at 20.01% (Q1 2026), 45.42% (Q4 2025) and 6.04% (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.61% |
| Mar 31, 2026 | 20.01% |
| Dec 31, 2025 | 45.42% |
| Sep 30, 2025 | 6.04% |
| Jun 30, 2025 | 27.01% |
| Mar 31, 2025 | -25.69% |
| Dec 31, 2024 | 64.78% |
| Sep 30, 2024 | -28.46% |
| Jun 30, 2024 | 7.64% |
| Mar 31, 2024 | -2.91% |
| Dec 31, 2023 | 9.55% |
| Sep 30, 2023 | 31.55% |
| Jun 30, 2023 | 76.00% |
| Mar 31, 2023 | 21.61% |
| Dec 31, 2022 | 29.11% |
| Sep 30, 2022 | 25.68% |
| Jun 30, 2022 | 21.32% |
| Mar 31, 2022 | -2.66% |
| Dec 31, 2021 | -9.99% |
| Sep 30, 2021 | 14.46% |
Finward Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=FNWD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "FNWD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=FNWD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();