Finward Bancorp (FNWD) FCF Margin (2012 - 2026)
Finward Bancorp's (FNWD) quarterly FCF Margin came in at 25.61% in Q2 2026, down 140.0% year-over-year from 64.01% in Q2 2025, and up 27.94% quarter-over-quarter from 20.01% in Q1 2026.
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Finward Bancorp (FNWD) FCF Margin (2012 - 2026) Analysis & Trends
Finward Bancorp has disclosed FCF Margin across 15 years of filings, most recently posting 25.61% for Q2 2026.
- In Q2 2026, FCF Margin fell 140.0% year-over-year to 25.61%; the TTM figure through Jun 2026 stood at 24.01% (up 1320.0% YoY), while the FY2025 annual figure was 13.7%, up 423.0% from the prior year.
- FCF Margin came in at 25.61% for Q2 2026 at Finward Bancorp, up from 20.01% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 75.49% in Q2 2023 to a low of 28.46% in Q3 2024.
- Average FCF Margin over 5 years is 19.36%, with a median of 20.54% recorded in 2022.
- Year-over-year, FCF Margin tumbled 7858 bps in 2022 and jumped 5523 bps in 2024.
- Over 5 years, FCF Margin stood at 28.85% in 2022, then slumped by 67 bps to 9.55% in 2023, then soared by 578 bps to 64.78% in 2024, then dropped by 30 bps to 45.42% in 2025, then plunged by 44 bps to 25.61% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 25.61% in Q2 2026, 20.01% in Q1 2026, and 45.42% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 34.72% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 29.43% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 16.10% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 11.91% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1,155.41% |
| 10 | Finward Bancorp | 184.50 Mn | 89.86 Mn | - | 25.61% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.61% |
| Mar 31, 2026 | 20.01% |
| Dec 31, 2025 | 45.42% |
| Sep 30, 2025 | 6.04% |
| Jun 30, 2025 | 27.01% |
| Mar 31, 2025 | -25.69% |
| Dec 31, 2024 | 64.78% |
| Sep 30, 2024 | -28.46% |
| Jun 30, 2024 | 7.64% |
| Mar 31, 2024 | -2.91% |
| Dec 31, 2023 | 9.55% |
| Sep 30, 2023 | 31.55% |
| Jun 30, 2023 | 75.49% |
| Mar 31, 2023 | 20.77% |
| Dec 31, 2022 | 28.85% |
| Sep 30, 2022 | 24.85% |
| Jun 30, 2022 | 20.32% |
| Mar 31, 2022 | -2.40% |
| Dec 31, 2021 | -7.58% |
| Sep 30, 2021 | 10.93% |