Finward Bancorp (FNWD) FCF Margin (2012 - 2026)
Finward Bancorp (FNWD) posted FCF Margin of 9.73% for Q1 2026, down 125.1% sequentially from 38.76% in Q4 2025, and down 1740.0% YoY from 0.59% in Q1 2025.
Finward Bancorp (FNWD) FCF Margin (2012 - 2026) Analysis & Trends
Finward Bancorp has reported FCF Margin for 15 years, with the latest figure at 9.73% in Q1 2026.
- Quarterly FCF Margin fell 1740.0% year-over-year to 9.73% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 15.46% (down 1156.0% YoY) and the FY2025 annual result came in at 19.56%, down 1408.0% from the prior year.
- FCF Margin eased to 9.73% in Q1 2026 per FNWD's latest filing, from 38.76% in the prior quarter.
- Over five years, FCF Margin peaked at 38.76% in Q4 2025 and troughed at 23.74% in Q2 2023.
- A 5-year average of 2.4% and a median of 2.12% in 2024 frame the typical range for FCF Margin.
- The widest YoY moves for FCF Margin: up 3422 bps in 2022, down 10917 bps in 2022.
- Over 5 years, FCF Margin stood at 25.92% in 2022, then slumped by 63 bps to 9.55% in 2023, then soared by 106 bps to 19.66% in 2024, then soared by 97 bps to 38.76% in 2025, then sank by 125 bps to 9.73% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 9.73%, 38.76%, and 2.62% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.79 Bn | 84.59 Bn | - | - |
| 2 | Pnc Financial Services | 97.96 Bn | 97.96 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.19 Bn | -81.13 Bn | - | - |
| 7 | Nu Holdings | 70.59 Bn | 56.90 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.79 Bn | 61.79 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.93 Bn | 26.21 Bn | - | - |
| 10 | Finward Bancorp | 185.87 Mn | 91.23 Mn | - | 25.61% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -15.43% |
| Mar 31, 2026 | -9.73% |
| Dec 31, 2025 | 38.76% |
| Sep 30, 2025 | -2.62% |
| Jun 30, 2025 | -8.92% |
| Mar 31, 2025 | 7.67% |
| Dec 31, 2024 | 19.66% |
| Sep 30, 2024 | 11.10% |
| Jun 30, 2024 | -2.12% |
| Mar 31, 2024 | 1.47% |
| Dec 31, 2023 | 9.55% |
| Sep 30, 2023 | -6.16% |
| Jun 30, 2023 | -23.74% |
| Mar 31, 2023 | -7.45% |
| Dec 31, 2022 | 25.92% |
| Sep 30, 2022 | -6.47% |
| Jun 30, 2022 | -8.20% |
| Mar 31, 2022 | 2.15% |
| Dec 31, 2021 | -8.30% |
| Sep 30, 2021 | 16.07% |