First Northern Community Bancorp (FNRN) Times Interest Earned (2011 - 2026)
First Northern Community Bancorp's (FNRN) Times Interest Earned came in at 2.64 for Q2 2026, down 14.9% from 3.10 a year earlier and down 12.9% from the prior quarter.
Powered by 
Analysis
First Northern Community Bancorp (FNRN) Times Interest Earned (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Times Interest Earned at First Northern Community Bancorp was 2.89, down 1.3% year-over-year; for FY2025, it was 2.85, down 3.4% from FY2024.
- Annual Times Interest Earned has declined for four consecutive years.
- In prior years, First Northern Community Bancorp's Times Interest Earned was 2.95 in FY2024 (-39.9%), 4.91 in FY2023 (-74.5%), 19.27 in FY2022 (-13.6%) and 22.30 in FY2021 (+82.4%).
- The Q2 2026 figure stands as the lowest quarterly Times Interest Earned since Q1 2025.
- On a year-over-year basis, Times Interest Earned increased in two of the last eight quarters, with an average decline of 5.8%.
- The strongest year-over-year quarter for Times Interest Earned in the past five years was Q3 2021, with growth of 75.3%; the weakest was Q3 2023, with a decline of 84.5%.
- According to Business Quant data, Times Interest Earned for the three prior quarters was 3.03 (Q1 2026), 3.09 (Q4 2025) and 2.78 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | First Northern Community Bancorp | 283.31 Mn | -308.88 Mn | - | 2.64 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.64 |
| Mar 31, 2026 | 3.03 |
| Dec 31, 2025 | 3.09 |
| Sep 30, 2025 | 2.78 |
| Jun 30, 2025 | 3.10 |
| Mar 31, 2025 | 2.39 |
| Dec 31, 2024 | 3.16 |
| Sep 30, 2024 | 3.01 |
| Jun 30, 2024 | 2.72 |
| Mar 31, 2024 | 2.87 |
| Dec 31, 2023 | 4.43 |
| Sep 30, 2023 | 3.63 |
| Jun 30, 2023 | 5.21 |
| Mar 31, 2023 | 9.14 |
| Dec 31, 2022 | 14.26 |
| Sep 30, 2022 | 23.41 |
| Jun 30, 2022 | 24.09 |
| Mar 31, 2022 | 20.88 |
| Dec 31, 2021 | 19.87 |
| Sep 30, 2021 | 28.06 |
API Access
First Northern Community Bancorp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FNRN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "FNRN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FNRN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();