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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

First Northern Community Bancorp (FNRN) Times Interest Earned (2023 - 2025)

First Northern Community Bancorp (FNRN) has disclosed Times Interest Earned for 3 consecutive years, with -$2.64 as the latest value for Q4 2025.

  • Quarterly Times Interest Earned rose 8.31% to -$2.64 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was -$0.14 through Dec 2025, up 15.64% year-over-year, with the annual reading at $0.39 for FY2025, 5.16% down from the prior year.
  • Times Interest Earned hit -$2.64 in Q4 2025 for First Northern Community Bancorp, up from -$3.06 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $9.14 in Q1 2023 to a low of -$3.06 in Q3 2025.
  • Historically, Times Interest Earned has averaged $1.85 across 3 years, with a median of $2.79 in 2024.
  • Biggest five-year swings in Times Interest Earned: tumbled 174.56% in 2024 and later rose 13.86% in 2025.
  • Year by year, Times Interest Earned stood at $4.43 in 2023, then tumbled by 164.9% to -$2.87 in 2024, then increased by 8.31% to -$2.64 in 2025.
  • Business Quant data shows Times Interest Earned for FNRN at -$2.64 in Q4 2025, -$3.06 in Q3 2025, and $3.1 in Q2 2025.