Farmers & Merchants Bancshares (FMFG) Times Interest Earned (2016 - 2026)
Farmers & Merchants Bancshares' (FMFG) quarterly Times Interest Earned came in at 1.59 in Q2 2026, up 18.36% on a YoY basis from 1.34 in Q2 2025, and up 1.81% quarter-over-quarter from 1.56 in Q1 2026.
Powered by 
Analysis
Farmers & Merchants Bancshares (FMFG) Times Interest Earned (2016 - 2026) Analysis & Trends
Farmers & Merchants Bancshares (FMFG) has reported Times Interest Earned for 11 consecutive years, with 1.59 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Times Interest Earned rose 18.36% year-over-year to 1.59; the trailing twelve-month figure through Jun 2026 stood at 1.52 (up 17.08% YoY), and the FY2025 full-year result was 1.41, up 7.31% from the prior year.
- Times Interest Earned rose to 1.59 in Q2 2026 per FMFG's latest filing, from 1.56 in the prior quarter.
- Across five years, Times Interest Earned topped out at 6.26 in Q2 2022 and bottomed at 1.23 in Q4 2024.
- Historically, Times Interest Earned has averaged 2.55 across 5 years, with a median of 1.53 in 2026.
- The sharpest annual moves came in 2022 and 2023: Times Interest Earned surged 41.59% in 2022, then tumbled 72.8% in 2023.
- Over 5 years, Times Interest Earned stood at 5.36 in 2022, then plunged by 72.15% to 1.49 in 2023, then fell by 17.88% to 1.23 in 2024, then gained by 20.75% to 1.48 in 2025, then increased by 7.36% to 1.59 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered 1.59, 1.56, and 1.48 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | 0.09 |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 1.90 |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 1.83 |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 2.52 |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | -1.27 |
| 10 | Farmers & Merchants Bancshares | 61.05 Mn | -1.06 Mn | - | 1.59 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.59 |
| Mar 31, 2026 | 1.56 |
| Dec 31, 2025 | 1.48 |
| Sep 30, 2025 | 1.47 |
| Jun 30, 2025 | 1.34 |
| Mar 31, 2025 | 1.34 |
| Dec 31, 2024 | 1.23 |
| Sep 30, 2024 | 1.31 |
| Jun 30, 2024 | 1.34 |
| Mar 31, 2024 | 1.40 |
| Dec 31, 2023 | 1.49 |
| Sep 30, 2023 | 1.67 |
| Jun 30, 2023 | 2.05 |
| Mar 31, 2023 | 2.83 |
| Dec 31, 2022 | 5.36 |
| Sep 30, 2022 | 6.16 |
| Jun 30, 2022 | 6.26 |
| Mar 31, 2022 | 6.06 |
| Dec 31, 2021 | 5.34 |
| Sep 30, 2021 | 5.12 |