Farmers & Merchants Bancshares, Inc. (FMFG) Interest Expense - Deposits (2016 - 2026)
Farmers & Merchants Bancshares (FMFG) reported Interest Expense - Deposits of $3.42 million for Q2 2026, down 16.1% from $4.07 million a year earlier and down 2.5% from the prior quarter.
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Analysis
Farmers & Merchants Bancshares, Inc. (FMFG) Interest Expense - Deposits (2016 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Farmers & Merchants Bancshares' Interest Expense - Deposits came in at $15.06 million, down 8.8% year-over-year; for FY2025, it came in at $16.46 million, up 13.4% from FY2024.
- Interest Expense - Deposits has increased for three consecutive years, with a five-year compound annual growth rate of 39.4% (FY2020 to FY2025).
- By year, Interest Expense - Deposits came in at $14.52 million in FY2024 (+82.1%), $7.97 million in FY2023 (+479.4%), $1.38 million in FY2022 (-31.1%) and $2 million in FY2021 (-36.1%).
- The Q2 2026 figure ranks as the lowest quarterly Interest Expense - Deposits since Q2 2024.
- Year over year, Interest Expense - Deposits has now declined in each of the last three quarters, with growth averaging 18.5% over the last eight quarters.
- The high point for year-over-year Interest Expense - Deposits in five years was Q4 2023 (growth of 632.1%); the low point was Q1 2022 (a decline of 43.1%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $3.51 million (Q1 2026), $3.8 million (Q4 2025) and $4.34 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.42 Mn |
| Mar 31, 2026 | 3.51 Mn |
| Dec 31, 2025 | 3.80 Mn |
| Sep 30, 2025 | 4.34 Mn |
| Jun 30, 2025 | 4.07 Mn |
| Mar 31, 2025 | 4.25 Mn |
| Dec 31, 2024 | 4.28 Mn |
| Sep 30, 2024 | 3.91 Mn |
| Jun 30, 2024 | 3.23 Mn |
| Mar 31, 2024 | 3.10 Mn |
| Dec 31, 2023 | 2.96 Mn |
| Sep 30, 2023 | 2.24 Mn |
| Jun 30, 2023 | 1.74 Mn |
| Mar 31, 2023 | 1.03 Mn |
| Dec 31, 2022 | 404,371.00 |
| Sep 30, 2022 | 313,556.00 |
| Jun 30, 2022 | 319,204.00 |
| Mar 31, 2022 | 338,560.00 |
| Dec 31, 2021 | 408,539.00 |
| Sep 30, 2021 | 460,377.00 |
API Access
Farmers & Merchants Bancshares, Inc. Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FMFG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "FMFG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FMFG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();