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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Farmers & Merchants Bancshares (FMFG) Interest Coverage Ratio (2017 - 2025)

Farmers & Merchants Bancshares' Interest Coverage Ratio history spans 9 years, with the latest figure at 1.48 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 20.75% year-over-year to 1.48; the TTM value through Dec 2025 reached 1.41, up 7.32%, while the annual FY2025 figure was 0.09, 30.53% up from the prior year.
  • Interest Coverage Ratio reached 1.48 in Q4 2025 per FMFG's latest filing, up from 1.47 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 6.26 in Q2 2022 to a low of 1.23 in Q4 2024.
  • Average Interest Coverage Ratio over 5 years is 3.1, with a median of 1.86 recorded in 2023.
  • Peak YoY movement for Interest Coverage Ratio: soared 258.61% in 2021, then crashed 72.8% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 5.34 in 2021, then grew by 0.43% to 5.36 in 2022, then plummeted by 72.15% to 1.49 in 2023, then fell by 17.88% to 1.23 in 2024, then grew by 20.75% to 1.48 in 2025.
  • Per Business Quant, the three most recent readings for FMFG's Interest Coverage Ratio are 1.48 (Q4 2025), 1.47 (Q3 2025), and 1.34 (Q2 2025).