Farmers & Merchants Bancshares (FMFG) Interest Coverage Ratio (2016 - 2026)

Farmers & Merchants Bancshares (FMFG) has reported Interest Coverage Ratio for 11 consecutive years, with 1.59 the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Interest Coverage Ratio rose 18.36% year-over-year to 1.59; the trailing twelve-month figure through Jun 2026 stood at 1.52 (up 17.08% YoY), and the FY2025 full-year result was 1.41, up 7.31% from the prior year.
• Interest Coverage Ratio rose to 1.59 in Q2 2026 per FMFG's latest filing, from 1.56 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 6.26 in Q2 2022 and bottomed at 1.23 in Q4 2024.
• Historically, Interest Coverage Ratio has averaged 2.55 across 5 years, with a median of 1.53 in 2026.
• The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio surged 41.59% in 2022, then tumbled 72.8% in 2023.
• Over 5 years, Interest Coverage Ratio stood at 5.36 in 2022, then plunged by 72.15% to 1.49 in 2023, then fell by 17.88% to 1.23 in 2024, then gained by 20.75% to 1.48 in 2025, then increased by 7.36% to 1.59 in 2026.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.59, 1.56, and 1.48 for Q2 2026, Q1 2026, and Q4 2025 respectively.