Farmers & Merchants Bancshares (FMFG) Interest Coverage Ratio (2016 - 2026)

Farmers & Merchants Bancshares posted quarterly Interest Coverage Ratio of 1.56 for Q1 2026, up 16.81% year-on-year from 1.34 in Q1 2025, and up 1677.34% on a QoQ basis from 0.1 in Q4 2025.

Farmers & Merchants Bancshares (FMFG) has 11 years of Interest Coverage Ratio data on file, last reported at 1.56 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 16.81% year-over-year to 1.56; the trailing twelve-month figure through Mar 2026 stood at 1.05 (down 18.93% YoY), and the FY2025 full-year result was 0.09, up 30.53% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.56, up from 0.1 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 6.26 in Q2 2022 and bottomed at 0.1 in Q4 2025.
  • The 5-year median for Interest Coverage Ratio is 1.49 (2023), against an average of 2.52.
  • The widest annual swing landed in 2022, when Interest Coverage Ratio jumped 41.59%; it then slumped 108.07% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 5.36 in 2022, then sank by 72.15% to 1.49 in 2023, then declined by 17.88% to 1.23 in 2024, then slumped by 108.07% to 0.1 in 2025, then surged by 1677.34% to 1.56 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.56 (Q1 2026), 0.1 (Q4 2025), and 1.47 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 91,520.55 Bn 91,520.55 Bn - -3.29
2 Bank Bradesco 6,974.45 Bn 6,958.51 Bn - -
3 First Capital 178.68 Bn 178.53 Bn - 2.53
4 Landmark Bancorp 170.33 Bn 170.30 Bn - 2.21
5 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 1.32
6 NatWest 156.60 Bn -88.97 Bn - -
7 Shinhan Financial 131.59 Bn 130.68 Bn - -0.53
8 Pnc Financial Services 88.50 Bn 88.55 Bn - 1.88
9 Us Bancorp \De\ 84.80 Bn 85.26 Bn - -
10 Farmers & Merchants Bancshares - - - 1.56

Historic Data

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DateValue
Mar 31, 2026 1.56
Dec 31, 2025 1.48
Sep 30, 2025 1.47
Jun 30, 2025 1.34
Mar 31, 2025 1.34
Dec 31, 2024 1.23
Sep 30, 2024 1.31
Jun 30, 2024 1.34
Mar 31, 2024 1.40
Dec 31, 2023 1.49
Sep 30, 2023 1.67
Jun 30, 2023 2.05
Mar 31, 2023 2.83
Dec 31, 2022 5.36
Sep 30, 2022 6.16
Jun 30, 2022 6.26
Mar 31, 2022 6.06
Dec 31, 2021 5.34
Sep 30, 2021 5.12
Jun 30, 2021 4.52
Mar 31, 2021 4.28
Dec 31, 2020 1.49
Sep 30, 2020 1.64
Jun 30, 2020 2.43
Mar 31, 2020 2.05
Dec 31, 2019 2.35
Sep 30, 2019 2.55
Jun 30, 2019 2.57
Mar 31, 2019 2.64
Dec 31, 2018 -2.50
Sep 30, 2018 -3.92
Jun 30, 2018 -4.80
Mar 31, 2018 3.58
Dec 31, 2017 -4.46
Sep 30, 2017 -5.94
Jun 30, 2017 -6.56
Mar 31, 2017 4.48
Dec 31, 2016 4.95
Sep 30, 2016 5.74
Jun 30, 2016 5.37
Mar 31, 2016 5.62