Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2010 - 2026)
Farmers & Merchants Bancorp's Interest Coverage Ratio came in at 3.23 for Q2 2026, up 10.1% from 2.94 a year earlier and up 1.4% from the prior quarter.
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Analysis
Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Farmers & Merchants Bancorp reported Interest Coverage Ratio of 3.18, up 5.3% year-over-year; for FY2025, it was 3.13, up 9.1% from FY2024.
- Going back by year, Interest Coverage Ratio was 2.87 in FY2024 (-28.9%), 4.04 in FY2023 (-81.3%), 21.61 in FY2022 (+1.0%) and 21.39 in FY2021 (+132.1%).
- The Q2 2026 figure represents the highest quarterly Interest Coverage Ratio since Q1 2025.
- Year-over-year, Interest Coverage Ratio increased in five of the last eight quarters, with growth averaging 2.8%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q3 2021 (growth of 132.0%), and the weakest in Q3 2023 (a decline of 84.4%).
- Business Quant data shows FMCB's Interest Coverage Ratio at 3.19 (Q1 2026), 3.17 (Q4 2025) and 3.15 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.23 |
| Mar 31, 2026 | 3.19 |
| Dec 31, 2025 | 3.17 |
| Sep 30, 2025 | 3.15 |
| Jun 30, 2025 | 2.94 |
| Mar 31, 2025 | 3.31 |
| Dec 31, 2024 | 3.07 |
| Sep 30, 2024 | 2.83 |
| Jun 30, 2024 | 2.58 |
| Mar 31, 2024 | 3.09 |
| Dec 31, 2023 | 3.13 |
| Sep 30, 2023 | 3.41 |
| Jun 30, 2023 | 4.31 |
| Mar 31, 2023 | 8.54 |
| Dec 31, 2022 | 16.77 |
| Sep 30, 2022 | 21.81 |
| Jun 30, 2022 | 25.28 |
| Mar 31, 2022 | 26.69 |
| Dec 31, 2021 | 24.83 |
| Sep 30, 2021 | 24.20 |
API Access
Farmers & Merchants Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FMCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();