Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2010 - 2026)
Farmers & Merchants Bancorp (FMCB) posted Interest Coverage Ratio of 2.6 for Q1 2026, down 26.35% sequentially from 3.53 in Q4 2025, and up 5.1% YoY from 2.47 in Q1 2025.
Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Farmers & Merchants Bancorp has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.6 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 5.1% year-over-year to 2.6 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.97 (up 10.11% YoY) and the FY2025 annual result came in at 0.91, down 29.12% from the prior year.
- Interest Coverage Ratio eased to 2.6 in Q1 2026 per FMCB's latest filing, from 3.53 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 27.95 in Q4 2022 and troughed at 1.68 in Q3 2022.
- A 5-year average of 3.99 and a median of 2.47 in 2024 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 88.79% in 2023, then jumped 34.95% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 27.95 in 2022, then slumped by 88.79% to 3.13 in 2023, then dropped by 2.12% to 3.07 in 2024, then climbed by 15.06% to 3.53 in 2025, then dropped by 26.35% to 2.6 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.6, 3.53, and 2.74 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Farmers & Merchants Bancorp | 985.46 Mn | 706.81 Mn | - | 3.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.50 |
| Mar 31, 2026 | 2.60 |
| Dec 31, 2025 | 3.53 |
| Sep 30, 2025 | 2.74 |
| Jun 30, 2025 | 2.47 |
| Mar 31, 2025 | 2.47 |
| Dec 31, 2024 | 3.07 |
| Sep 30, 2024 | 2.74 |
| Jun 30, 2024 | 2.40 |
| Mar 31, 2024 | 2.47 |
| Dec 31, 2023 | 3.13 |
| Sep 30, 2023 | 2.03 |
| Jun 30, 2023 | 2.21 |
| Mar 31, 2023 | 2.32 |
| Dec 31, 2022 | 27.95 |
| Sep 30, 2022 | 1.68 |
| Jun 30, 2022 | 1.80 |
| Mar 31, 2022 | 2.24 |
| Dec 31, 2021 | 23.88 |
| Sep 30, 2021 | 5.34 |