Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2023 - 2025)

Farmers & Merchants Bancorp (FMCB) has disclosed Interest Coverage Ratio for 3 consecutive years, with 3.17 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio rose 3.33% to 3.17 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 3.13 through Dec 2025, up 9.14% year-over-year, with the annual reading at 0.45 for FY2025, 14.02% up from the prior year.
  • Interest Coverage Ratio hit 3.17 in Q4 2025 for Farmers & Merchants Bancorp, up from 3.15 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 8.54 in Q1 2023 to a low of 2.58 in Q2 2024.
  • Historically, Interest Coverage Ratio has averaged 3.63 across 3 years, with a median of 3.14 in 2023.
  • Biggest five-year swings in Interest Coverage Ratio: plummeted 63.78% in 2024 and later increased 13.7% in 2025.
  • Year by year, Interest Coverage Ratio stood at 3.13 in 2023, then dropped by 2.12% to 3.07 in 2024, then increased by 3.33% to 3.17 in 2025.
  • Business Quant data shows Interest Coverage Ratio for FMCB at 3.17 in Q4 2025, 3.15 in Q3 2025, and 2.94 in Q2 2025.