Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2010 - 2026)

Farmers & Merchants Bancorp (FMCB) reported Interest Coverage Ratio of 2.6 for Q1 2026, up 5.1% on a YoY basis from 2.47 in Q1 2025, and down 9.33% sequentially from 2.87 in Q4 2025.

Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Farmers & Merchants Bancorp (FMCB) has 17 years of Interest Coverage Ratio data on file, last reported at 2.6 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 5.1% year-over-year to 2.6; the trailing twelve-month figure through Mar 2026 stood at 10.19 (down 5.38% YoY), and the FY2025 full-year result was 0.91, down 29.12% from the prior year.
  • Interest Coverage Ratio eased to 2.6 in Q1 2026, from 2.87 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 11.18 in Q4 2022 to a low of 1.58 in Q4 2024.
  • A 5-year average of 2.91 and a median of 2.47 in 2025 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio plunged 72.45% in 2022 and soared 81.58% in 2025, its largest moves.
  • Tracing FMCB's Interest Coverage Ratio over 5 years: stood at 11.18 in 2022, then plunged by 66.64% to 3.73 in 2023, then plunged by 57.69% to 1.58 in 2024, then surged by 81.58% to 2.87 in 2025, then slipped by 9.33% to 2.6 in 2026.
  • Business Quant data shows FMCB's Interest Coverage Ratio at 2.6 in Q1 2026, 2.87 in Q4 2025, and 2.74 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Farmers & Merchants Bancorp 908.21 Mn 523.99 Mn - 2.60

Historic Data

Download Data
DateValue
Mar 31, 2026 2.60
Dec 31, 2025 2.87
Sep 30, 2025 2.74
Jun 30, 2025 2.47
Mar 31, 2025 2.47
Dec 31, 2024 1.58
Sep 30, 2024 2.74
Jun 30, 2024 2.40
Mar 31, 2024 2.47
Dec 31, 2023 3.73
Sep 30, 2023 2.03
Jun 30, 2023 2.21
Mar 31, 2023 2.32
Dec 31, 2022 11.18
Sep 30, 2022 1.68
Jun 30, 2022 1.80
Mar 31, 2022 2.24
Dec 31, 2021 24.83
Sep 30, 2021 5.34
Jun 30, 2021 6.55