Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2010 - 2026)
Farmers & Merchants Bancorp's (FMCB) quarterly Interest Coverage Ratio came in at 3.23 in Q2 2026, up 10.07% year-over-year from 2.94 in Q2 2025, and up 1.37% quarter-over-quarter from 3.19 in Q1 2026.
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Analysis
Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Farmers & Merchants Bancorp has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 3.23 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio rose 10.07% year-over-year to 3.23; the TTM figure through Jun 2026 stood at 3.18 (up 5.27% YoY), while the FY2025 annual figure was 0.95, down 34.31% from the prior year.
- Interest Coverage Ratio came in at 3.23 for Q2 2026 at Farmers & Merchants Bancorp, up from 3.19 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 26.69 in Q1 2022 to a low of 2.58 in Q2 2024.
- Average Interest Coverage Ratio over 5 years is 7.81, with a median of 3.21 recorded in 2026.
- Year-over-year, Interest Coverage Ratio soared 49.26% in 2022 and sank 84.37% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 16.77 in 2022, then sank by 81.32% to 3.13 in 2023, then decreased by 2.12% to 3.07 in 2024, then climbed by 3.33% to 3.17 in 2025, then gained by 1.97% to 3.23 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 3.23 in Q2 2026, 3.19 in Q1 2026, and 3.17 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Farmers & Merchants Bancorp | 998.00 Mn | 719.36 Mn | - | 3.23 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.23 |
| Mar 31, 2026 | 3.19 |
| Dec 31, 2025 | 3.17 |
| Sep 30, 2025 | 3.15 |
| Jun 30, 2025 | 2.94 |
| Mar 31, 2025 | 3.31 |
| Dec 31, 2024 | 3.07 |
| Sep 30, 2024 | 2.83 |
| Jun 30, 2024 | 2.58 |
| Mar 31, 2024 | 3.09 |
| Dec 31, 2023 | 3.13 |
| Sep 30, 2023 | 3.41 |
| Jun 30, 2023 | 4.31 |
| Mar 31, 2023 | 8.54 |
| Dec 31, 2022 | 16.77 |
| Sep 30, 2022 | 21.81 |
| Jun 30, 2022 | 25.28 |
| Mar 31, 2022 | 26.69 |
| Dec 31, 2021 | 24.83 |
| Sep 30, 2021 | 24.20 |
API Access
Farmers & Merchants Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMCB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FMCB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMCB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();