Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2010 - 2026)
Farmers & Merchants Bancorp (FMCB) reported Interest Coverage Ratio of 2.6 for Q1 2026, up 5.1% on a YoY basis from 2.47 in Q1 2025, and down 9.33% sequentially from 2.87 in Q4 2025.
Farmers & Merchants Bancorp (FMCB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Farmers & Merchants Bancorp (FMCB) has 17 years of Interest Coverage Ratio data on file, last reported at 2.6 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 5.1% year-over-year to 2.6; the trailing twelve-month figure through Mar 2026 stood at 10.19 (down 5.38% YoY), and the FY2025 full-year result was 0.91, down 29.12% from the prior year.
- Interest Coverage Ratio eased to 2.6 in Q1 2026, from 2.87 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 11.18 in Q4 2022 to a low of 1.58 in Q4 2024.
- A 5-year average of 2.91 and a median of 2.47 in 2025 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio plunged 72.45% in 2022 and soared 81.58% in 2025, its largest moves.
- Tracing FMCB's Interest Coverage Ratio over 5 years: stood at 11.18 in 2022, then plunged by 66.64% to 3.73 in 2023, then plunged by 57.69% to 1.58 in 2024, then surged by 81.58% to 2.87 in 2025, then slipped by 9.33% to 2.6 in 2026.
- Business Quant data shows FMCB's Interest Coverage Ratio at 2.6 in Q1 2026, 2.87 in Q4 2025, and 2.74 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Farmers & Merchants Bancorp | 908.21 Mn | 523.99 Mn | - | 2.60 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.60 |
| Dec 31, 2025 | 2.87 |
| Sep 30, 2025 | 2.74 |
| Jun 30, 2025 | 2.47 |
| Mar 31, 2025 | 2.47 |
| Dec 31, 2024 | 1.58 |
| Sep 30, 2024 | 2.74 |
| Jun 30, 2024 | 2.40 |
| Mar 31, 2024 | 2.47 |
| Dec 31, 2023 | 3.73 |
| Sep 30, 2023 | 2.03 |
| Jun 30, 2023 | 2.21 |
| Mar 31, 2023 | 2.32 |
| Dec 31, 2022 | 11.18 |
| Sep 30, 2022 | 1.68 |
| Jun 30, 2022 | 1.80 |
| Mar 31, 2022 | 2.24 |
| Dec 31, 2021 | 24.83 |
| Sep 30, 2021 | 5.34 |
| Jun 30, 2021 | 6.55 |