F&M Bank Corp (FMBM) Interest Coverage Ratio (2010 - 2026)
F&M Bank's (FMBM) Interest Coverage Ratio stood at 1.61 in Q1 2026, up 13.4% from 1.42 a year earlier and up 6.9% from the prior quarter.
F&M Bank Corp (FMBM) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a TTM basis, F&M Bank's Interest Coverage Ratio came in at 1.54 as of Mar 31, 2026, up 16.8% year-over-year; for FY2025, it was 1.49, up 18.7% from FY2024.
- Across earlier years, Interest Coverage Ratio came in at 1.26 in FY2024 (+16.4%), 1.08 in FY2023 (-51.1%), 2.21 in FY2022 (-41.8%) and 3.80 in FY2021 (+38.2%).
- The Q1 2026 figure is the highest quarterly Interest Coverage Ratio since Q3 2022.
- On a year-over-year basis, Interest Coverage Ratio has increased for six consecutive quarters, with growth averaging 21.0% over the last eight quarters.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 51.3% in Q2 2024, against a decline of 66.7% in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 1.51 (Q4 2025), 1.51 (Q3 2025) and 1.54 (Q2 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.61 |
| Dec 31, 2025 | 1.51 |
| Sep 30, 2025 | 1.51 |
| Jun 30, 2025 | 1.54 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.09 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 1.16 |
| Dec 31, 2023 | 1.03 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 0.97 |
| Mar 31, 2023 | 1.20 |
| Dec 31, 2022 | 1.57 |
| Sep 30, 2022 | 2.35 |
| Jun 30, 2022 | 2.91 |
| Mar 31, 2022 | 3.43 |
| Dec 31, 2021 | 2.57 |
| Sep 30, 2021 | 3.44 |
| Jun 30, 2021 | 4.41 |
F&M Bank Corp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMBM&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FMBM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMBM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();