F&M Bank (FMBM) Interest Coverage Ratio (2010 - 2026)
F&M Bank (FMBM) posted quarterly Interest Coverage Ratio of 1.42 for Q1 2026, up 2.37% year-over-year from 1.39 in Q1 2025, and down 5.62% quarter-over-quarter from 1.51 in Q4 2025.
F&M Bank (FMBM) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
F&M Bank's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.42 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 2.37% year-over-year to 1.42; the TTM figure through Mar 2026 stood at 1.49 (up 13.7% YoY), while the FY2025 annual figure was 1.48, up 17.91% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.42, down from 1.51 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.96 in Q1 2022, with the low at 0.53 in Q4 2022.
- The 5-year median for Interest Coverage Ratio is 1.39 (2025), against an average of 1.49.
- Peak annual rise in Interest Coverage Ratio reached 194.99% in 2022, while the deepest fall reached 88.05% in 2022.
- F&M Bank's Interest Coverage Ratio stood at 0.53 in 2022, then jumped by 94.49% to 1.03 in 2023, then rose by 27.39% to 1.31 in 2024, then advanced by 14.83% to 1.51 in 2025, then retreated by 5.62% to 1.42 in 2026.
- Business Quant data shows FMBM's Interest Coverage Ratio at 1.42 in Q1 2026, 1.51 in Q4 2025, and 1.51 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.86 Bn | 84.67 Bn | - | - |
| 2 | Pnc Financial Services | 97.65 Bn | 97.65 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.95 Bn | 95.95 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.72 Bn | -144.37 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.00 Bn | -81.32 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.14 Bn | 57.45 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.53 Bn | 61.53 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.60 Bn | 25.88 Bn | - | 1.90 |
| 10 | F&M Bank | 141.84 Mn | 154.93 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.12 |
| Mar 31, 2026 | 1.42 |
| Dec 31, 2025 | 1.51 |
| Sep 30, 2025 | 1.51 |
| Jun 30, 2025 | 1.54 |
| Mar 31, 2025 | 1.39 |
| Dec 31, 2024 | 1.31 |
| Sep 30, 2024 | 1.09 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 1.16 |
| Dec 31, 2023 | 1.03 |
| Sep 30, 2023 | 1.02 |
| Jun 30, 2023 | 1.00 |
| Mar 31, 2023 | 1.20 |
| Dec 31, 2022 | 0.53 |
| Sep 30, 2022 | 2.35 |
| Jun 30, 2022 | 2.85 |
| Mar 31, 2022 | 2.96 |
| Dec 31, 2021 | 4.43 |
| Sep 30, 2021 | 3.23 |