F&M Bank (FMBM) Interest Coverage Ratio (2010 - 2026)
F&M Bank's (FMBM) Interest Coverage Ratio stood at 1.61 in Q1 2026, up 13.4% from 1.42 a year earlier and up 6.9% from the prior quarter.
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Analysis
F&M Bank (FMBM) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a TTM basis, F&M Bank's Interest Coverage Ratio came in at 1.54 as of Mar 31, 2026, up 16.8% year-over-year; for FY2025, it was 1.49, up 18.7% from FY2024.
- Across earlier years, Interest Coverage Ratio came in at 1.26 in FY2024 (+16.4%), 1.08 in FY2023 (-51.1%), 2.21 in FY2022 (-41.8%) and 3.80 in FY2021 (+38.2%).
- The Q1 2026 figure is the highest quarterly Interest Coverage Ratio since Q3 2022.
- On a year-over-year basis, Interest Coverage Ratio has increased for six consecutive quarters, with growth averaging 21.0% over the last eight quarters.
- Peak year-over-year performance for Interest Coverage Ratio in the last five years was growth of 51.3% in Q2 2024, against a decline of 66.7% in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 1.51 (Q4 2025), 1.51 (Q3 2025) and 1.54 (Q2 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | F&M Bank | 142.42 Mn | 142.42 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.61 |
| Dec 31, 2025 | 1.51 |
| Sep 30, 2025 | 1.51 |
| Jun 30, 2025 | 1.54 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.09 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 1.16 |
| Dec 31, 2023 | 1.03 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 0.97 |
| Mar 31, 2023 | 1.20 |
| Dec 31, 2022 | 1.57 |
| Sep 30, 2022 | 2.35 |
| Jun 30, 2022 | 2.91 |
| Mar 31, 2022 | 3.43 |
| Dec 31, 2021 | 2.57 |
| Sep 30, 2021 | 3.44 |
| Jun 30, 2021 | 4.41 |
API Access
F&M Bank Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMBM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FMBM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FMBM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();