F&M Bank (FMBM) Interest Coverage Ratio (2010 - 2026)
F&M Bank (FMBM) posted Interest Coverage Ratio of 1.61 for Q1 2026, up 6.94% on a QoQ basis from 1.51 in Q4 2025, and up 13.36% year-over-year from 1.42 in Q1 2025.
Analysis
F&M Bank (FMBM) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
F&M Bank has reported Interest Coverage Ratio for 16 years, with the latest figure at 1.61 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 13.36% year-over-year to 1.61 in Q1 2026; TTM through Mar 2026 was 1.54, a 16.85% increase from a year earlier, with the FY2025 full-year figure at 1.49, up 18.7% from the prior year.
- Interest Coverage Ratio was 1.61 for Q1 2026 at F&M Bank, up from 1.51 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 3.43 in Q1 2022, with the low at 0.97 in Q2 2023.
- Average Interest Coverage Ratio over 5 years is 1.6, with a median of 1.46 recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio tumbled 66.71% in 2023, then surged 51.27% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 1.57 in 2022, then sank by 34.0% to 1.03 in 2023, then grew by 28.31% to 1.33 in 2024, then advanced by 13.59% to 1.51 in 2025, then rose by 6.94% to 1.61 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.61 (Q1 2026), 1.51 (Q4 2025), and 1.51 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 0.09 |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 1.90 |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.83 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.80 |
| 10 | F&M Bank | 142.70 Mn | 142.70 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.61 |
| Dec 31, 2025 | 1.51 |
| Sep 30, 2025 | 1.51 |
| Jun 30, 2025 | 1.54 |
| Mar 31, 2025 | 1.42 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.09 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 1.16 |
| Dec 31, 2023 | 1.03 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 0.97 |
| Mar 31, 2023 | 1.20 |
| Dec 31, 2022 | 1.57 |
| Sep 30, 2022 | 2.35 |
| Jun 30, 2022 | 2.91 |
| Mar 31, 2022 | 3.43 |
| Dec 31, 2021 | 2.57 |
| Sep 30, 2021 | 3.44 |
| Jun 30, 2021 | 4.41 |