F&M Bank (FMBM) Interest Coverage Ratio (2010 - 2026)
F&M Bank's (FMBM) quarterly Interest Coverage Ratio came in at 1.42 in Q1 2026, up 2.37% year-on-year from 1.39 in Q1 2025, and down 5.62% quarter-over-quarter from 1.51 in Q4 2025.
F&M Bank (FMBM) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
F&M Bank's Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 1.42 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 2.37% year-over-year to 1.42 in Q1 2026; TTM through Mar 2026 was 1.49, a 13.39% increase from a year earlier, with the FY2025 full-year figure at 1.48, up 17.91% from the prior year.
- Interest Coverage Ratio retreated to 1.42 in Q1 2026 per FMBM's latest filing, from 1.51 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 2.96 in Q1 2022 and bottomed at 1.0 in Q2 2023.
- The 5-year median for Interest Coverage Ratio is 1.42 (2026), against an average of 1.55.
- Across the five-year window, Interest Coverage Ratio surged 194.99% in 2022 and tumbled 65.09% in 2023, its largest moves.
- Year by year, Interest Coverage Ratio stood at 1.56 in 2022, then plunged by 33.46% to 1.04 in 2023, then advanced by 28.04% to 1.33 in 2024, then gained by 13.59% to 1.51 in 2025, then decreased by 5.62% to 1.42 in 2026.
- Per Business Quant, the three latest FMBM Interest Coverage Ratio figures stand at 1.42 (Q1 2026), 1.51 (Q4 2025), and 1.51 (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | F&M Bank | 137.25 Mn | 51.35 Mn | - | 1.42 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.42 |
| Dec 31, 2025 | 1.51 |
| Sep 30, 2025 | 1.51 |
| Jun 30, 2025 | 1.54 |
| Mar 31, 2025 | 1.39 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.09 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 1.16 |
| Dec 31, 2023 | 1.04 |
| Sep 30, 2023 | 1.02 |
| Jun 30, 2023 | 1.00 |
| Mar 31, 2023 | 1.20 |
| Dec 31, 2022 | 1.56 |
| Sep 30, 2022 | 2.35 |
| Jun 30, 2022 | 2.85 |
| Mar 31, 2022 | 2.96 |
| Dec 31, 2021 | 3.00 |
| Sep 30, 2021 | 3.23 |
| Jun 30, 2021 | 4.41 |