First Mid Bancshares (FMBH) Interest Coverage Ratio (2011 - 2025)
First Mid Bancshares (FMBH) reported Interest Coverage Ratio of 2.02 for Q4 2025, up 10.99% year-over-year from 1.82 in Q4 2024, and up 2.8% quarter-over-quarter from 1.97 in Q3 2025.
First Mid Bancshares (FMBH) Interest Coverage Ratio (2011 - 2025) Analysis & Trends
First Mid Bancshares (FMBH) has 15 years of Interest Coverage Ratio data on file, last reported at 2.02 in Q4 2025.
- Interest Coverage Ratio for Q4 2025 came in at 2.02, up 10.99% year-over-year; the trailing twelve-month figure through Dec 2025 was 2.0 (up 10.51% YoY), and the FY2025 annual result was 0.21, up 23.47% from the prior year.
- Interest Coverage Ratio rose to 2.02 in Q4 2025 per FMBH's latest filing, from 1.97 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 7.49 in Q3 2021 and troughed at 1.67 in Q4 2023.
- A 5-year average of 3.2 and a median of 2.02 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio jumped 215.33% in 2022, then sank 69.14% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 7.19 in 2021, then sank by 64.16% to 2.58 in 2022, then plunged by 35.29% to 1.67 in 2023, then advanced by 9.26% to 1.82 in 2024, then advanced by 10.99% to 2.02 in 2025.
- Business Quant data shows FMBH's Interest Coverage Ratio at 2.02 in Q4 2025, 1.97 in Q3 2025, and 2.02 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Mid Bancshares | 1.11 Bn | 851.33 Mn | - | 2.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.02 |
| Sep 30, 2025 | 1.97 |
| Jun 30, 2025 | 2.02 |
| Mar 31, 2025 | 2.00 |
| Dec 31, 2024 | 1.82 |
| Sep 30, 2024 | 1.75 |
| Jun 30, 2024 | 1.84 |
| Mar 31, 2024 | 1.84 |
| Dec 31, 2023 | 1.67 |
| Sep 30, 2023 | 1.68 |
| Jun 30, 2023 | 1.90 |
| Mar 31, 2023 | 2.22 |
| Dec 31, 2022 | 2.58 |
| Sep 30, 2022 | 3.75 |
| Jun 30, 2022 | 6.15 |
| Mar 31, 2022 | 6.87 |
| Dec 31, 2021 | 7.19 |
| Sep 30, 2021 | 7.49 |
| Jun 30, 2021 | 5.01 |
| Mar 31, 2021 | 2.18 |