First Mid Bancshares (FMBH) Interest Coverage Ratio (2011 - 2025)
First Mid Bancshares (FMBH) reported Interest Coverage Ratio of 2.02 for Q4 2025, up 10.99% year-over-year from 1.82 in Q4 2024, and up 2.8% on a QoQ basis from 1.97 in Q3 2025.
First Mid Bancshares (FMBH) has 15 years of Interest Coverage Ratio data on file, last reported at 2.02 in Q4 2025.
- Quarterly Interest Coverage Ratio rose 10.99% year-over-year to 2.02 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 2.0 (up 10.51% YoY) and the FY2025 annual result came in at 0.21, up 23.47% from the prior year.
- Interest Coverage Ratio grew to 2.02 in Q4 2025 per FMBH's latest filing, from 1.97 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 7.49 in Q3 2021 and bottomed at 1.67 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 2.02 (2025), against an average of 3.2.
- The widest annual swing landed in 2022, when Interest Coverage Ratio surged 215.33%; it then tumbled 69.14% in 2023.
- Tracing FMBH's Interest Coverage Ratio over 5 years: stood at 7.19 in 2021, then tumbled by 64.16% to 2.58 in 2022, then slumped by 35.29% to 1.67 in 2023, then rose by 9.26% to 1.82 in 2024, then rose by 10.99% to 2.02 in 2025.
- Per Business Quant, the three latest FMBH Interest Coverage Ratio figures stand at 2.02 (Q4 2025), 1.97 (Q3 2025), and 2.02 (Q2 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | First Mid Bancshares | 1.04 Bn | 781.38 Mn | - | 2.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.02 |
| Sep 30, 2025 | 1.97 |
| Jun 30, 2025 | 2.02 |
| Mar 31, 2025 | 2.00 |
| Dec 31, 2024 | 1.82 |
| Sep 30, 2024 | 1.75 |
| Jun 30, 2024 | 1.84 |
| Mar 31, 2024 | 1.84 |
| Dec 31, 2023 | 1.67 |
| Sep 30, 2023 | 1.68 |
| Jun 30, 2023 | 1.90 |
| Mar 31, 2023 | 2.22 |
| Dec 31, 2022 | 2.58 |
| Sep 30, 2022 | 3.75 |
| Jun 30, 2022 | 6.15 |
| Mar 31, 2022 | 6.87 |
| Dec 31, 2021 | 7.19 |
| Sep 30, 2021 | 7.49 |
| Jun 30, 2021 | 5.01 |
| Mar 31, 2021 | 2.18 |
| Dec 31, 2020 | 5.37 |
| Sep 30, 2020 | 5.05 |
| Jun 30, 2020 | 4.35 |
| Mar 31, 2020 | 3.71 |
| Dec 31, 2019 | 3.80 |
| Sep 30, 2019 | 3.40 |
| Jun 30, 2019 | 3.34 |
| Mar 31, 2019 | 4.04 |
| Dec 31, 2018 | 3.75 |
| Sep 30, 2018 | 4.22 |
| Jun 30, 2018 | 5.91 |
| Mar 31, 2018 | 6.73 |
| Dec 31, 2017 | 5.96 |
| Sep 30, 2017 | 7.39 |
| Jun 30, 2017 | 9.12 |
| Mar 31, 2017 | 7.63 |
| Dec 31, 2016 | 8.17 |
| Sep 30, 2016 | 9.12 |
| Jun 30, 2016 | 9.27 |
| Mar 31, 2016 | 9.35 |
| Dec 31, 2015 | 9.07 |
| Sep 30, 2015 | 6.96 |
| Jun 30, 2015 | 8.86 |
| Mar 31, 2015 | 8.67 |
| Dec 31, 2014 | 8.39 |
| Sep 30, 2014 | 8.79 |
| Jun 30, 2014 | 9.20 |
| Mar 31, 2014 | 8.05 |
| Dec 31, 2013 | 7.79 |
| Sep 30, 2013 | 8.60 |
| Jun 30, 2013 | 7.80 |
| Mar 31, 2013 | 6.67 |
| Dec 31, 2012 | 5.63 |
| Sep 30, 2012 | 5.34 |
| Jun 30, 2012 | 4.27 |
| Mar 31, 2012 | 3.85 |
| Dec 31, 2011 | 3.70 |
| Sep 30, 2011 | 3.10 |
| Jun 30, 2011 | 2.79 |
| Mar 31, 2011 | 2.93 |