First Mid Bancshares (FMBH) Interest Coverage Ratio (2011 - 2026)
First Mid Bancshares (FMBH) posted quarterly Interest Coverage Ratio of 0.64 for Q4 2025, down 64.67% year-over-year from 1.82 in Q4 2024, and down 45.8% quarter-over-quarter from 1.19 in Q3 2025.
First Mid Bancshares (FMBH) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
First Mid Bancshares (FMBH) has reported Interest Coverage Ratio for 15 consecutive years, with 0.64 the latest figure, recorded in Q4 2025.
- In Q4 2025, Interest Coverage Ratio fell 64.67% year-over-year to 0.64; the TTM figure through Dec 2025 stood at 4.04 (up 71.67% YoY), while the FY2025 annual figure was 1.83, up 18.88% from the prior year.
- Interest Coverage Ratio retreated to 0.64 in Q4 2025 per FMBH's latest filing, from 1.19 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 7.19 in Q4 2021 and bottomed at 0.87 in Q4 2022.
- Historically, Interest Coverage Ratio has averaged 1.43 across 5 years, with a median of 1.14 in 2024.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio plunged 112.1% — and 2023, when it soared 179.9%.
- First Mid Bancshares' Interest Coverage Ratio stood at 7.19 in 2021, then plunged by 112.1% to 0.87 in 2022, then jumped by 179.9% to 0.69 in 2023, then soared by 162.09% to 1.82 in 2024, then slumped by 64.67% to 0.64 in 2025.
- Business Quant data shows FMBH's Interest Coverage Ratio at 0.64 in Q4 2025, 1.19 in Q3 2025, and 1.17 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.97 Bn | 84.77 Bn | - | - |
| 2 | Pnc Financial Services | 97.74 Bn | 97.74 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.92 Bn | 95.92 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.18 Bn | -81.14 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.38 Bn | 57.70 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.54 Bn | 61.54 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.65 Bn | 25.93 Bn | - | 1.90 |
| 10 | First Mid Bancshares | 1.32 Bn | 1.01 Bn | - | 2.03 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.25 |
| Dec 31, 2025 | 0.64 |
| Sep 30, 2025 | 1.19 |
| Jun 30, 2025 | 1.17 |
| Mar 31, 2025 | 1.15 |
| Dec 31, 2024 | 1.82 |
| Sep 30, 2024 | 1.16 |
| Jun 30, 2024 | 1.13 |
| Mar 31, 2024 | 1.13 |
| Dec 31, 2023 | 0.69 |
| Sep 30, 2023 | 1.08 |
| Jun 30, 2023 | 1.10 |
| Mar 31, 2023 | 1.13 |
| Dec 31, 2022 | -0.87 |
| Sep 30, 2022 | 1.10 |
| Jun 30, 2022 | 1.13 |
| Mar 31, 2022 | 1.20 |
| Dec 31, 2021 | 7.19 |
| Sep 30, 2021 | 2.32 |
| Jun 30, 2021 | 1.81 |