First Mid Bancshares (FMBH) Interest Coverage Ratio (2011 - 2025)

First Mid Bancshares (FMBH) has 15 years of Interest Coverage Ratio data on file, last reported at 0.64 in Q4 2025.

• On a quarterly basis, Interest Coverage Ratio fell 65.0% year-over-year to 0.64 in Q4 2025; TTM through Dec 2025 was 13.95, a 150.62% increase from a year earlier, with the FY2025 full-year figure at 1.83, up 18.88% from the prior year.
• Interest Coverage Ratio for Q4 2025 stood at 0.64, down from 1.19 in the prior quarter.
• Over the last five years, Interest Coverage Ratio for FMBH reached as high as 7.19 in Q4 2021 and fell as low as 0.87 in Q4 2022.
• Historically, Interest Coverage Ratio has averaged 1.45 across 5 years, with a median of 1.15 in 2024.
• Across the five-year window, Interest Coverage Ratio slumped 112.1% in 2022 and soared 238.86% in 2023, its largest moves.
• Year by year, Interest Coverage Ratio stood at 7.19 in 2021, then plunged by 112.1% to 0.87 in 2022, then jumped by 238.86% to 1.21 in 2023, then jumped by 50.82% to 1.82 in 2024, then tumbled by 65.0% to 0.64 in 2025.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 0.64 in Q4 2025, 1.19 in Q3 2025, and 1.17 in Q2 2025.