FinVolution (FINV) Return on Assets [ROA] (2017 - 2025)
FinVolution (FINV) posted Return on Assets [ROA] of 9.78% for Q4 2025, down 0.37 percentage points from 10.16% a year earlier and down 0.93 percentage points from the prior quarter.
FinVolution (FINV) Return on Assets [ROA] (2017 - 2025) Analysis & Trends
For FY2025, FinVolution's Return on Assets [ROA] came in at 10.60%, up 0.10 percentage points from FY2024.
- Annual Return on Assets [ROA] shows a five-year change of -1.69 percentage points (FY2020 to FY2025).
- In prior years, FinVolution's Return on Assets [ROA] was 10.50% in FY2024 (-0.51 pp), 11.01% in FY2023 (-0.12 pp), 11.12% in FY2022 (-4.15 pp) and 15.27% in FY2021 (+2.99 pp).
- The Q4 2025 figure stands as the lowest quarterly Return on Assets [ROA] since Q1 2020.
- On a year-over-year basis, Return on Assets [ROA] increased in three of the last eight quarters, with an average year-over-year change of -0.36 percentage points.
- The strongest year-over-year quarter for Return on Assets [ROA] in the past five years was Q1 2021, with a gain of 14.07 percentage points; the weakest was Q4 2022, with a drop of 3.08 percentage points.
- According to Business Quant data, Return on Assets [ROA] for the three prior quarters was 10.72% (Q3 2025), 11.19% (Q2 2025) and 10.81% (Q1 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.08 Bn | 8.30 Bn | - | 6.00% |
| 2 | Block | 46.71 Bn | 18.00 Bn | 3.17 Bn | 0.90% |
| 3 | Coinbase Global | 45.00 Bn | 1.80 Bn | - | -3.57% |
| 4 | Corpay | 26.84 Bn | 16.72 Bn | - | 4.19% |
| 5 | Fiserv | 25.68 Bn | 22.36 Bn | 2.90 Bn | 3.49% |
| 6 | Global Payments | 22.94 Bn | 732.47 Mn | 2.03 Bn | -1.33% |
| 7 | Guidewire Software | 15.52 Bn | 12.08 Bn | 269.68 Mn | 5.45% |
| 8 | Bitmine Immersion Technologies | 12.62 Bn | 10.00 Bn | 40.81 Mn | -81.35% |
| 9 | Chime Financial | 11.56 Bn | 7.35 Bn | 594.87 Mn | -0.92% |
| 10 | FinVolution | 734.49 Mn | -3.62 Bn | - | - |
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 9.72% |
| Sep 30, 2025 | 10.72% |
| Jun 30, 2025 | 11.19% |
| Mar 31, 2025 | 10.90% |
| Dec 31, 2024 | 10.24% |
| Sep 30, 2024 | 9.99% |
| Jun 30, 2024 | 10.12% |
| Mar 31, 2024 | 10.35% |
| Dec 31, 2023 | 11.09% |
| Sep 30, 2023 | 11.30% |
| Jun 30, 2023 | 11.40% |
| Mar 31, 2023 | 11.45% |
| Dec 31, 2022 | 11.22% |
| Sep 30, 2022 | 12.21% |
| Jun 30, 2022 | 12.41% |
| Mar 31, 2022 | 12.88% |
| Dec 31, 2021 | 14.40% |
| Sep 30, 2021 | 14.80% |
| Jun 30, 2021 | 15.15% |
| Mar 31, 2021 | 13.99% |
FinVolution Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=FINV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "FINV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=FINV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();