First Guaranty Bancshares (FGBI) Times Interest Earned (2010 - 2026)
First Guaranty Bancshares' (FGBI) quarterly Times Interest Earned came in at $1.11 in Q1 2026, up 46.49% YoY from $0.76 in Q1 2025, and up 1.19% on a QoQ basis from $1.1 in Q4 2025.
First Guaranty Bancshares (FGBI) Times Interest Earned (2010 - 2026) Analysis & Trends
First Guaranty Bancshares (FGBI) has 17 years of Times Interest Earned data on file, last reported at $1.11 in Q1 2026.
- Quarterly Times Interest Earned rose 46.49% year-over-year to $1.11 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $0.54 (down 47.71% YoY) and the FY2025 annual result came in at $0.47, down 58.12% from the prior year.
- Times Interest Earned improved to $1.11 in Q1 2026, from $1.1 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $2.65 in Q2 2022 to a low of -$0.73 in Q3 2025.
- A 5-year average of $1.21 and a median of $1.1 in 2025 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2025 — Times Interest Earned sank 167.89% — and 2026, when it surged 46.49%.
- Tracing FGBI's Times Interest Earned over 5 years: stood at $1.45 in 2022, then dropped by 29.97% to $1.02 in 2023, then grew by 1.18% to $1.03 in 2024, then climbed by 6.87% to $1.1 in 2025, then gained by 1.19% to $1.11 in 2026.
- The last three Times Interest Earned figures came in at $1.11 (Q1 2026), $1.1 (Q4 2025), and -$0.73 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | First Guaranty Bancshares | 144.24 Mn | -637.34 Mn | - | 1.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.11 |
| Dec 31, 2025 | 1.10 |
| Sep 30, 2025 | -0.73 |
| Jun 30, 2025 | 0.70 |
| Mar 31, 2025 | 0.76 |
| Dec 31, 2024 | 1.03 |
| Sep 30, 2024 | 1.07 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.09 |
| Dec 31, 2023 | 1.02 |
| Sep 30, 2023 | 1.09 |
| Jun 30, 2023 | 1.15 |
| Mar 31, 2023 | 1.24 |
| Dec 31, 2022 | 1.45 |
| Sep 30, 2022 | 2.04 |
| Jun 30, 2022 | 2.65 |
| Mar 31, 2022 | 2.50 |
| Dec 31, 2021 | 3.28 |
| Sep 30, 2021 | 2.76 |
| Jun 30, 2021 | 2.47 |