First Guaranty Bancshares (FGBI) Times Interest Earned (2010 - 2026)
First Guaranty Bancshares' Times Interest Earned came in at 1.15 for Q2 2026, up 63.2% from 0.70 a year earlier and up 3.4% from the prior quarter.
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Analysis
First Guaranty Bancshares (FGBI) Times Interest Earned (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Guaranty Bancshares reported Times Interest Earned of 0.65, down 27.8% year-over-year; for FY2025, it was 0.46, down 59.2% from FY2024.
- Times Interest Earned has declined in each of the last four years.
- Going back by year, Times Interest Earned was 1.12 in FY2024 (-0.1%), 1.12 in FY2023 (-43.8%), 2.00 in FY2022 (-21.6%) and 2.55 in FY2021 (+28.4%).
- The Q2 2026 figure represents the highest quarterly Times Interest Earned since Q2 2024.
- Year-over-year, Times Interest Earned has increased for three consecutive quarters, with growth averaging 5.3% over the last seven quarters.
- The fastest year-over-year change in Times Interest Earned over five years came in Q2 2026 (growth of 63.2%), and the weakest in Q2 2023 (a decline of 56.5%).
- Business Quant data shows FGBI's Times Interest Earned at 1.11 (Q1 2026), 1.09 (Q4 2025) and -0.73 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | First Guaranty Bancshares | 127.77 Mn | 127.77 Mn | - | 1.15 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.15 |
| Mar 31, 2026 | 1.11 |
| Dec 31, 2025 | 1.09 |
| Sep 30, 2025 | -0.73 |
| Jun 30, 2025 | 0.70 |
| Mar 31, 2025 | 0.75 |
| Dec 31, 2024 | 1.03 |
| Sep 30, 2024 | 1.07 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.10 |
| Dec 31, 2023 | 1.06 |
| Sep 30, 2023 | 1.09 |
| Jun 30, 2023 | 1.15 |
| Mar 31, 2023 | 1.24 |
| Dec 31, 2022 | 1.43 |
| Sep 30, 2022 | 2.04 |
| Jun 30, 2022 | 2.65 |
| Mar 31, 2022 | 2.74 |
| Dec 31, 2021 | 2.87 |
| Sep 30, 2021 | 2.76 |
API Access
First Guaranty Bancshares Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FGBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "FGBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=FGBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();