First Guaranty Bancshares (FGBI) Interest income - Loans (2009 - 2026)
First Guaranty Bancshares' Interest income - Loans came in at $27.42 million for Q3 2026, down 30.3% from $39.33 million a year earlier and down 17.1% from the prior quarter.
First Guaranty Bancshares (FGBI) Interest income - Loans (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, First Guaranty Bancshares reported Interest income - Loans of $129.09 million, down 23.8% year-over-year; for FY2025, it was $158.61 million, down 16.7% from FY2024.
- Interest income - Loans carries a five-year compound annual growth rate of 11.8% (FY2020 to FY2025).
- Going back by year, Interest income - Loans was $190.38 million in FY2024 (+13.9%), $167.14 million in FY2023 (+32.6%), $126 million in FY2022 (+21.9%) and $103.35 million in FY2021 (+13.8%).
- The Q3 2026 figure represents the lowest quarterly Interest income - Loans since Q3 2021.
- Year-over-year, Interest income - Loans has declined for seven consecutive quarters, with an average decline of 17.1% over the last eight quarters.
- The fastest year-over-year change in Interest income - Loans over five years came in Q1 2023 (growth of 36.1%), and the weakest in Q3 2026 (a decline of 30.3%).
- Business Quant data shows FGBI's Interest income - Loans at $33.09 million (Q2 2026), $33.28 million (Q1 2026) and $35.3 million (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 25.86 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 16.49 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 4.03 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 10.17 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 3.76 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 14.67 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 7.15 Bn |
| 10 | First Guaranty Bancshares | 205.16 Mn | 205.16 Mn | - | 27.42 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 27.42 Mn |
| Jun 30, 2026 | 33.09 Mn |
| Mar 31, 2026 | 33.28 Mn |
| Dec 31, 2025 | 35.30 Mn |
| Sep 30, 2025 | 39.33 Mn |
| Jun 30, 2025 | 41.01 Mn |
| Mar 31, 2025 | 42.97 Mn |
| Dec 31, 2024 | 46.10 Mn |
| Sep 30, 2024 | 49.81 Mn |
| Jun 30, 2024 | 47.55 Mn |
| Mar 31, 2024 | 46.92 Mn |
| Dec 31, 2023 | 45.29 Mn |
| Sep 30, 2023 | 43.41 Mn |
| Jun 30, 2023 | 40.29 Mn |
| Mar 31, 2023 | 38.15 Mn |
| Dec 31, 2022 | 35.58 Mn |
| Sep 30, 2022 | 32.39 Mn |
| Jun 30, 2022 | 30.00 Mn |
| Mar 31, 2022 | 28.04 Mn |
| Dec 31, 2021 | 27.72 Mn |
First Guaranty Bancshares Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=FGBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "FGBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=FGBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();