First Guaranty Bancshares (FGBI) Debt Ratio (2010 - 2026)

First Guaranty Bancshares' Debt Ratio history runs 17 years deep, the most recent figure standing at 0.03 for Q1 2026.

• Quarterly Debt Ratio rose 1735.95% year-over-year to 0.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.03 (up 1735.95% YoY) and the FY2025 annual result came in at 0.01, up 91.4% from the prior year.
• Debt Ratio was 0.03 for Q1 2026 at First Guaranty Bancshares, up from 0.01 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.05 in Q3 2023 and bottomed at 0.0 in Q4 2023.
• A 5-year average of 0.01 and a median of 0.0 in 2024 frame the typical range for Debt Ratio.
• Annual changes were most pronounced in 2023 — Debt Ratio jumped 2091.39% — and 2025, when it slumped 95.74%.
• First Guaranty Bancshares' Debt Ratio stood at 0.0 in 2022, then sank by 62.76% to 0.0 in 2023, then soared by 115.43% to 0.0 in 2024, then soared by 91.4% to 0.01 in 2025, then jumped by 366.65% to 0.03 in 2026.
• Business Quant data shows FGBI's Debt Ratio at 0.03 in Q1 2026, 0.01 in Q4 2025, and 0.0 in Q3 2025.