First Guaranty Bancshares (FGBI) Card Income (2014 - 2026)
First Guaranty Bancshares' Card Income was $642,000 in Q3 2026, down 13.4% from $741,000 a year earlier and down 2.0% from the prior quarter.
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Analysis
First Guaranty Bancshares (FGBI) Card Income (2014 - 2026) Analysis & Trends
On a trailing twelve-month basis, First Guaranty Bancshares' Card Income was $1.35 million through Sep 30, 2026, down 14.9% year-over-year; for FY2025, it was $2.96 million, down 5.5% from FY2024.
- Card Income has now declined for four consecutive years, with a five-year compound annual growth rate of -0.4% (FY2020 to FY2025).
- In earlier years, Card Income was $3.13 million in FY2024 (-3.4%), $3.24 million in FY2023 (-4.8%), $3.41 million in FY2022 (-4.4%) and $3.56 million in FY2021 (+17.9%).
- Quarterly Card Income has moved between -$889,000 (Q4 2021) and $904,000 (Q2 2022) over five years.
- Compared with a year earlier, Card Income has declined for three straight quarters, with an average decline of 9.0% over the last six quarters.
- The best year-over-year quarter for Card Income over five years was Q1 2023 (growth of 0.2%); the worst was Q2 2026 (a decline of 15.8%).
- Per Business Quant data, FGBI's Card Income in the three quarters before Q3 2026 was $655,000 (Q2 2026), $642,000 (Q1 2026) and -$592,000 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn |
| 10 | First Guaranty Bancshares | 205.16 Mn | 205.16 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 642,000.00 |
| Jun 30, 2026 | 655,000.00 |
| Mar 31, 2026 | 642,000.00 |
| Dec 31, 2025 | -592,000.00 |
| Sep 30, 2025 | 741,000.00 |
| Jun 30, 2025 | 778,000.00 |
| Mar 31, 2025 | 747,000.00 |
| Dec 31, 2024 | -684,000.00 |
| Sep 30, 2024 | 784,000.00 |
| Jun 30, 2024 | 804,000.00 |
| Mar 31, 2024 | 764,000.00 |
| Dec 31, 2023 | -645,000.00 |
| Sep 30, 2023 | 796,000.00 |
| Jun 30, 2023 | 828,000.00 |
| Mar 31, 2023 | 825,000.00 |
| Dec 31, 2022 | -841,000.00 |
| Sep 30, 2022 | 864,000.00 |
| Jun 30, 2022 | 904,000.00 |
| Mar 31, 2022 | 823,000.00 |
| Dec 31, 2021 | -889,000.00 |
API Access
First Guaranty Bancshares Card Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=card-income&ticker=FGBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "card-income", "ticker": "FGBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=card-income&ticker=FGBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();