First Financial Bankshares (FFIN) Times Interest Earned (2009 - 2026)
First Financial Bankshares' (FFIN) quarterly Times Interest Earned came in at 2.78 in Q2 2026, up 4.43% year-over-year from 2.67 in Q2 2025, and down 1.43% quarter-over-quarter from 2.82 in Q1 2026.
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First Financial Bankshares (FFIN) Times Interest Earned (2009 - 2026) Analysis & Trends
First Financial Bankshares has disclosed Times Interest Earned across 18 years of filings, most recently posting 2.78 for Q2 2026.
- In Q2 2026, Times Interest Earned rose 4.43% year-over-year to 2.78; the TTM figure through Jun 2026 stood at 2.63 (up 5.08% YoY), while the FY2025 annual figure was 2.54, up 8.15% from the prior year.
- Times Interest Earned came in at 2.78 for Q2 2026 at First Financial Bankshares, down from 2.82 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of 43.24 in Q1 2022 to a low of 2.2 in Q3 2025.
- Average Times Interest Earned over 5 years is 6.49, with a median of 2.7 recorded in 2025.
- Year-over-year, Times Interest Earned plunged 91.8% in 2023 and advanced 17.79% in 2025.
- Over 5 years, Times Interest Earned stood at 5.13 in 2022, then plunged by 56.12% to 2.25 in 2023, then gained by 12.28% to 2.53 in 2024, then grew by 8.26% to 2.74 in 2025, then advanced by 1.63% to 2.78 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were 2.78 in Q2 2026, 2.82 in Q1 2026, and 2.74 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 947.88 Bn | 947.88 Bn | - | 0.09 |
| 2 | Truist Financial | 61.76 Bn | 61.76 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 4 | M&T Bank | 35.00 Bn | 35.00 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 34.02 Bn | 29.49 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.55 Bn | 29.55 Bn | - | 1.83 |
| 7 | Regions Financial | 25.62 Bn | 25.62 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 25.10 Bn | 24.58 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.27 Bn | -24.43 Bn | - | 1.80 |
| 10 | First Financial Bankshares | 4.76 Bn | 3.96 Bn | - | 2.78 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.78 |
| Mar 31, 2026 | 2.82 |
| Dec 31, 2025 | 2.74 |
| Sep 30, 2025 | 2.20 |
| Jun 30, 2025 | 2.67 |
| Mar 31, 2025 | 2.56 |
| Dec 31, 2024 | 2.53 |
| Sep 30, 2024 | 2.27 |
| Jun 30, 2024 | 2.26 |
| Mar 31, 2024 | 2.32 |
| Dec 31, 2023 | 2.25 |
| Sep 30, 2023 | 2.47 |
| Jun 30, 2023 | 2.89 |
| Mar 31, 2023 | 3.55 |
| Dec 31, 2022 | 5.13 |
| Sep 30, 2022 | 8.46 |
| Jun 30, 2022 | 23.64 |
| Mar 31, 2022 | 43.24 |
| Dec 31, 2021 | 56.58 |
| Sep 30, 2021 | 50.84 |