First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026)
First Financial Bankshares' (FFIN) quarterly Interest Coverage Ratio came in at 2.82 in Q1 2026, up 10.51% year-on-year from 2.56 in Q1 2025, and up 3.11% quarter-over-quarter from 2.74 in Q4 2025.
First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
First Financial Bankshares has disclosed Interest Coverage Ratio across 18 years of filings, most recently posting 2.82 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 2.82, up 10.51% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.6 (up 8.25% YoY), and the FY2025 annual result was 0.32, down 86.24% from the prior year.
- Interest Coverage Ratio came in at 2.82 for Q1 2026 at First Financial Bankshares, up from 2.74 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 43.24 in Q1 2022 to a low of 2.2 in Q3 2025.
- The 5-year median for Interest Coverage Ratio is 2.67 (2025), against an average of 6.71.
- Across the five-year window, Interest Coverage Ratio sank 91.8% in 2023 and gained 17.79% in 2025, its largest moves.
- First Financial Bankshares' Interest Coverage Ratio stood at 5.13 in 2022, then slumped by 56.12% to 2.25 in 2023, then gained by 12.28% to 2.53 in 2024, then grew by 8.26% to 2.74 in 2025, then advanced by 3.11% to 2.82 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.82 (Q1 2026), 2.74 (Q4 2025), and 2.2 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Financial Bankshares | 4.82 Bn | 4.08 Bn | - | 2.82 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.82 |
| Dec 31, 2025 | 2.74 |
| Sep 30, 2025 | 2.20 |
| Jun 30, 2025 | 2.67 |
| Mar 31, 2025 | 2.56 |
| Dec 31, 2024 | 2.53 |
| Sep 30, 2024 | 2.27 |
| Jun 30, 2024 | 2.26 |
| Mar 31, 2024 | 2.32 |
| Dec 31, 2023 | 2.25 |
| Sep 30, 2023 | 2.47 |
| Jun 30, 2023 | 2.89 |
| Mar 31, 2023 | 3.55 |
| Dec 31, 2022 | 5.13 |
| Sep 30, 2022 | 8.46 |
| Jun 30, 2022 | 23.64 |
| Mar 31, 2022 | 43.24 |
| Dec 31, 2021 | 56.58 |
| Sep 30, 2021 | 50.84 |
| Jun 30, 2021 | 41.81 |