First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026)
First Financial Bankshares (FFIN) reported Interest Coverage Ratio of 1.23 for Q1 2026, up 6.55% on a YoY basis from 1.15 in Q1 2025, and down 55.02% sequentially from 2.73 in Q4 2025.
First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
First Financial Bankshares (FFIN) has 18 years of Interest Coverage Ratio data on file, last reported at 1.23 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 6.55% year-over-year to 1.23; the trailing twelve-month figure through Mar 2026 stood at 4.27 (up 31.65% YoY), and the FY2025 full-year result was 1.83, up 21.51% from the prior year.
- Interest Coverage Ratio fell to 1.23 in Q1 2026, from 2.73 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 5.29 in Q4 2022 to a low of 0.43 in Q4 2023.
- A 5-year average of 1.4 and a median of 1.14 in 2022 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio slumped 91.88% in 2023 and soared 481.55% in 2025, its largest moves.
- Tracing FFIN's Interest Coverage Ratio over 5 years: stood at 5.29 in 2022, then tumbled by 91.88% to 0.43 in 2023, then increased by 9.12% to 0.47 in 2024, then soared by 481.55% to 2.73 in 2025, then tumbled by 55.02% to 1.23 in 2026.
- Business Quant data shows FFIN's Interest Coverage Ratio at 1.23 in Q1 2026, 2.73 in Q4 2025, and 1.15 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | First Financial Bankshares | 4.94 Bn | 4.01 Bn | - | 1.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.23 |
| Dec 31, 2025 | 2.73 |
| Sep 30, 2025 | 1.15 |
| Jun 30, 2025 | 1.17 |
| Mar 31, 2025 | 1.15 |
| Dec 31, 2024 | 0.47 |
| Sep 30, 2024 | 1.16 |
| Jun 30, 2024 | 1.11 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | 0.43 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.10 |
| Mar 31, 2023 | 1.11 |
| Dec 31, 2022 | 5.29 |
| Sep 30, 2022 | 1.09 |
| Jun 30, 2022 | 1.14 |
| Mar 31, 2022 | 1.22 |
| Dec 31, 2021 | 13.70 |
| Sep 30, 2021 | 5.88 |
| Jun 30, 2021 | 10.26 |