First Financial Bankshares FFIN
NASDAQ FFIN
$33.19 +0.13 (+0.39%)
As of: Sep 11, 2026 · 12:36 PM EDT

First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026)

First Financial Bankshares' (FFIN) quarterly Interest Coverage Ratio came in at 2.78 in Q2 2026, up 4.43% year-over-year from 2.67 in Q2 2025, and down 1.43% quarter-over-quarter from 2.82 in Q1 2026.

Analysis

First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

First Financial Bankshares has disclosed Interest Coverage Ratio across 18 years of filings, most recently posting 2.78 for Q2 2026.

  • In Q2 2026, Interest Coverage Ratio rose 4.43% year-over-year to 2.78; the TTM figure through Jun 2026 stood at 2.63 (up 5.08% YoY), while the FY2025 annual figure was 2.54, up 8.15% from the prior year.
  • Interest Coverage Ratio came in at 2.78 for Q2 2026 at First Financial Bankshares, down from 2.82 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 43.24 in Q1 2022 to a low of 2.2 in Q3 2025.
  • Average Interest Coverage Ratio over 5 years is 6.49, with a median of 2.7 recorded in 2025.
  • Year-over-year, Interest Coverage Ratio plunged 91.8% in 2023 and advanced 17.79% in 2025.
  • Over 5 years, Interest Coverage Ratio stood at 5.13 in 2022, then plunged by 56.12% to 2.25 in 2023, then gained by 12.28% to 2.53 in 2024, then grew by 8.26% to 2.74 in 2025, then advanced by 1.63% to 2.78 in 2026.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.78 in Q2 2026, 2.82 in Q1 2026, and 2.74 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Banco Santander Chile 947.88 Bn 947.88 Bn - 0.09
2 Truist Financial 61.76 Bn 61.76 Bn - 1.77
3 Fifth Third Bancorp 49.73 Bn 26.00 Bn - 1.90
4 M&T Bank 35.00 Bn 35.00 Bn - 2.28
5 Huntington Bancshares 34.02 Bn 29.49 Bn - 1.67
6 Citizens Financial 29.55 Bn 29.55 Bn - 1.83
7 Regions Financial 25.62 Bn 25.62 Bn - 2.52
8 First Citizens Bancshares 25.10 Bn 24.58 Bn 29.00 Mn -1.27
9 Keycorp 23.27 Bn -24.43 Bn - 1.80
10 First Financial Bankshares 4.76 Bn 3.96 Bn - 2.78
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.78
Mar 31, 2026 2.82
Dec 31, 2025 2.74
Sep 30, 2025 2.20
Jun 30, 2025 2.67
Mar 31, 2025 2.56
Dec 31, 2024 2.53
Sep 30, 2024 2.27
Jun 30, 2024 2.26
Mar 31, 2024 2.32
Dec 31, 2023 2.25
Sep 30, 2023 2.47
Jun 30, 2023 2.89
Mar 31, 2023 3.55
Dec 31, 2022 5.13
Sep 30, 2022 8.46
Jun 30, 2022 23.64
Mar 31, 2022 43.24
Dec 31, 2021 56.58
Sep 30, 2021 50.84