First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026)

First Financial Bankshares (FFIN) reported Interest Coverage Ratio of 1.23 for Q1 2026, up 6.55% on a YoY basis from 1.15 in Q1 2025, and down 55.02% sequentially from 2.73 in Q4 2025.

First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

First Financial Bankshares (FFIN) has 18 years of Interest Coverage Ratio data on file, last reported at 1.23 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 6.55% year-over-year to 1.23; the trailing twelve-month figure through Mar 2026 stood at 4.27 (up 31.65% YoY), and the FY2025 full-year result was 1.83, up 21.51% from the prior year.
  • Interest Coverage Ratio fell to 1.23 in Q1 2026, from 2.73 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 5.29 in Q4 2022 to a low of 0.43 in Q4 2023.
  • A 5-year average of 1.4 and a median of 1.14 in 2022 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio slumped 91.88% in 2023 and soared 481.55% in 2025, its largest moves.
  • Tracing FFIN's Interest Coverage Ratio over 5 years: stood at 5.29 in 2022, then tumbled by 91.88% to 0.43 in 2023, then increased by 9.12% to 0.47 in 2024, then soared by 481.55% to 2.73 in 2025, then tumbled by 55.02% to 1.23 in 2026.
  • Business Quant data shows FFIN's Interest Coverage Ratio at 1.23 in Q1 2026, 2.73 in Q4 2025, and 1.15 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 First Financial Bankshares 4.94 Bn 4.01 Bn - 1.23

Historic Data

Download Data
DateValue
Mar 31, 2026 1.23
Dec 31, 2025 2.73
Sep 30, 2025 1.15
Jun 30, 2025 1.17
Mar 31, 2025 1.15
Dec 31, 2024 0.47
Sep 30, 2024 1.16
Jun 30, 2024 1.11
Mar 31, 2024 1.12
Dec 31, 2023 0.43
Sep 30, 2023 1.07
Jun 30, 2023 1.10
Mar 31, 2023 1.11
Dec 31, 2022 5.29
Sep 30, 2022 1.09
Jun 30, 2022 1.14
Mar 31, 2022 1.22
Dec 31, 2021 13.70
Sep 30, 2021 5.88
Jun 30, 2021 10.26