First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026)
First Financial Bankshares (FFIN) posted Interest Coverage Ratio of 1.23 for Q1 2026, down 55.71% sequentially from 2.77 in Q4 2025, and up 6.55% YoY from 1.15 in Q1 2025.
First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
First Financial Bankshares has reported Interest Coverage Ratio for 18 years, with the latest figure at 1.23 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 6.55% year-over-year to 1.23 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 4.27 (up 31.61% YoY) and the FY2025 annual result came in at 1.83, up 21.51% from the prior year.
- Interest Coverage Ratio fell to 1.23 in Q1 2026 per FFIN's latest filing, from 2.77 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 5.13 in Q4 2022 and troughed at 0.47 in Q4 2024.
- A 5-year average of 1.48 and a median of 1.15 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio slumped 91.55% in 2022, then soared 487.23% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 5.13 in 2022, then tumbled by 61.43% to 1.98 in 2023, then tumbled by 76.2% to 0.47 in 2024, then jumped by 487.23% to 2.77 in 2025, then slumped by 55.71% to 1.23 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.23, 2.77, and 1.15 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | First Financial Bankshares | 4.90 Bn | 4.11 Bn | - | 2.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.23 |
| Mar 31, 2026 | 1.23 |
| Dec 31, 2025 | 2.77 |
| Sep 30, 2025 | 1.15 |
| Jun 30, 2025 | 1.17 |
| Mar 31, 2025 | 1.15 |
| Dec 31, 2024 | 0.47 |
| Sep 30, 2024 | 1.16 |
| Jun 30, 2024 | 1.11 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | 1.98 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.10 |
| Mar 31, 2023 | 1.11 |
| Dec 31, 2022 | 5.13 |
| Sep 30, 2022 | 1.09 |
| Jun 30, 2022 | 1.14 |
| Mar 31, 2022 | 1.22 |
| Dec 31, 2021 | 60.76 |
| Sep 30, 2021 | 5.88 |