First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026)

First Financial Bankshares' (FFIN) quarterly Interest Coverage Ratio came in at 2.82 in Q1 2026, up 10.51% year-on-year from 2.56 in Q1 2025, and up 3.11% quarter-over-quarter from 2.74 in Q4 2025.

First Financial Bankshares (FFIN) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

First Financial Bankshares has disclosed Interest Coverage Ratio across 18 years of filings, most recently posting 2.82 for Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 2.82, up 10.51% year-over-year; the trailing twelve-month figure through Mar 2026 was 2.6 (up 8.25% YoY), and the FY2025 annual result was 0.32, down 86.24% from the prior year.
  • Interest Coverage Ratio came in at 2.82 for Q1 2026 at First Financial Bankshares, up from 2.74 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 43.24 in Q1 2022 to a low of 2.2 in Q3 2025.
  • The 5-year median for Interest Coverage Ratio is 2.67 (2025), against an average of 6.71.
  • Across the five-year window, Interest Coverage Ratio sank 91.8% in 2023 and gained 17.79% in 2025, its largest moves.
  • First Financial Bankshares' Interest Coverage Ratio stood at 5.13 in 2022, then slumped by 56.12% to 2.25 in 2023, then gained by 12.28% to 2.53 in 2024, then grew by 8.26% to 2.74 in 2025, then advanced by 3.11% to 2.82 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.82 (Q1 2026), 2.74 (Q4 2025), and 2.2 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First Financial Bankshares 4.82 Bn 4.08 Bn - 2.82

Historic Data

Download Data
DateValue
Mar 31, 2026 2.82
Dec 31, 2025 2.74
Sep 30, 2025 2.20
Jun 30, 2025 2.67
Mar 31, 2025 2.56
Dec 31, 2024 2.53
Sep 30, 2024 2.27
Jun 30, 2024 2.26
Mar 31, 2024 2.32
Dec 31, 2023 2.25
Sep 30, 2023 2.47
Jun 30, 2023 2.89
Mar 31, 2023 3.55
Dec 31, 2022 5.13
Sep 30, 2022 8.46
Jun 30, 2022 23.64
Mar 31, 2022 43.24
Dec 31, 2021 56.58
Sep 30, 2021 50.84
Jun 30, 2021 41.81