First Financial Bankshares (FFIN) FCF Margin (2009 - 2026)
First Financial Bankshares' FCF Margin came in at 43.53% for Q2 2026, up 6.04 percentage points from 37.49% a year earlier but down 14.90 percentage points from the prior quarter.
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Analysis
First Financial Bankshares (FFIN) FCF Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Financial Bankshares reported FCF Margin of 48.87%, down 0.23 percentage points year-over-year; for FY2025, it came in at 45.28%, down 7.91 percentage points from FY2024.
- FCF Margin has declined in each of the last four years, though with a five-year change of +5.63 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 53.19% in FY2024 (-1.22 pp), 54.41% in FY2023 (-3.46 pp), 57.87% in FY2022 (-7.68 pp) and 65.55% in FY2021 (+25.89 pp).
- The five-year range for quarterly FCF Margin is 37.49% (Q2 2025) to 86.07% (Q3 2021).
- Year-over-year, FCF Margin increased in three of the last eight quarters, with an average year-over-year change of -1.15 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q3 2021 (a gain of 72.34 percentage points), and the weakest in Q3 2022 (a drop of 19.45 percentage points).
- Business Quant data shows FFIN's FCF Margin at 58.42% (Q1 2026), 41.84% (Q4 2025) and 51.88% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 29.95% |
| 10 | First Financial Bankshares | 4.55 Bn | 4.55 Bn | - | 43.53% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 43.53% |
| Mar 31, 2026 | 58.42% |
| Dec 31, 2025 | 41.84% |
| Sep 30, 2025 | 51.88% |
| Jun 30, 2025 | 37.49% |
| Mar 31, 2025 | 50.14% |
| Dec 31, 2024 | 54.18% |
| Sep 30, 2024 | 55.68% |
| Jun 30, 2024 | 47.44% |
| Mar 31, 2024 | 55.34% |
| Dec 31, 2023 | 45.92% |
| Sep 30, 2023 | 56.18% |
| Jun 30, 2023 | 43.30% |
| Mar 31, 2023 | 72.06% |
| Dec 31, 2022 | 49.83% |
| Sep 30, 2022 | 66.62% |
| Jun 30, 2022 | 51.15% |
| Mar 31, 2022 | 64.07% |
| Dec 31, 2021 | 65.04% |
| Sep 30, 2021 | 86.07% |
API Access
First Financial Bankshares FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=FFIN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "FFIN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=FFIN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();