First Financial Bankshares (FFIN) FCF Margin (2009 - 2026)
First Financial Bankshares' (FFIN) quarterly FCF Margin came in at 43.53% in Q2 2026, up 604.0% year-over-year from 6.18% in Q2 2025, and down 25.5% quarter-over-quarter from 58.42% in Q1 2026.
Analysis
First Financial Bankshares (FFIN) FCF Margin (2009 - 2026) Analysis & Trends
First Financial Bankshares has disclosed FCF Margin across 13 years of filings, most recently posting 43.53% for Q2 2026.
- In Q2 2026, FCF Margin rose 604.0% year-over-year to 43.53%; the TTM figure through Jun 2026 stood at 48.87% (down 23.0% YoY), while the FY2025 annual figure was 45.28%, down 791.0% from the prior year.
- FCF Margin came in at 43.53% for Q2 2026 at First Financial Bankshares, down from 58.42% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 72.06% in Q1 2023 to a low of 37.49% in Q2 2025.
- Average FCF Margin over 5 years is 52.5%, with a median of 51.52% recorded in 2022.
- The largest YoY upside for FCF Margin was 1673 bps in 2022 against a maximum downside of 1945 bps in 2022.
- Over 5 years, FCF Margin stood at 49.83% in 2022, then slipped by 8 bps to 45.92% in 2023, then advanced by 18 bps to 54.18% in 2024, then fell by 23 bps to 41.84% in 2025, then advanced by 4 bps to 43.53% in 2026.
- Per Business Quant data, the three most recent FCF Margin figures were 43.53% in Q2 2026, 58.42% in Q1 2026, and 41.84% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 947.88 Bn | 947.88 Bn | - | - |
| 2 | Truist Financial | 61.76 Bn | 61.76 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 4 | M&T Bank | 35.00 Bn | 35.00 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 34.02 Bn | 29.49 Bn | - | 34.72% |
| 6 | Citizens Financial | 29.55 Bn | 29.55 Bn | - | 29.43% |
| 7 | Regions Financial | 25.62 Bn | 25.62 Bn | - | 16.10% |
| 8 | First Citizens Bancshares | 25.10 Bn | 24.58 Bn | 29.00 Mn | 1,155.41% |
| 9 | Keycorp | 23.27 Bn | -24.43 Bn | - | 11.91% |
| 10 | First Financial Bankshares | 4.76 Bn | 3.96 Bn | - | 43.53% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 43.53% |
| Mar 31, 2026 | 58.42% |
| Dec 31, 2025 | 41.84% |
| Sep 30, 2025 | 51.88% |
| Jun 30, 2025 | 37.49% |
| Mar 31, 2025 | 50.14% |
| Dec 31, 2024 | 54.18% |
| Sep 30, 2024 | 55.68% |
| Jun 30, 2024 | 47.44% |
| Mar 31, 2024 | 55.34% |
| Dec 31, 2023 | 45.92% |
| Sep 30, 2023 | 56.18% |
| Jun 30, 2023 | 43.30% |
| Mar 31, 2023 | 72.06% |
| Dec 31, 2022 | 49.83% |
| Sep 30, 2022 | 66.62% |
| Jun 30, 2022 | 51.15% |
| Mar 31, 2022 | 64.07% |
| Dec 31, 2021 | 65.04% |
| Sep 30, 2021 | 86.07% |