KPIs & Operating Metrics(New)

First Financial Bankshares (FFIN) FCF Margin (2009 - 2026)

First Financial Bankshares recorded quarterly FCF Margin of 58.42% in Q1 2026, up 39.63% quarter-over-quarter from 41.84% in Q4 2025, and up 829.0% year-over-year from 6.29% in Q1 2025.

First Financial Bankshares' FCF Margin history runs 13 years deep, the most recent figure standing at 58.42% for Q1 2026.

  • In Q1 2026, FCF Margin rose 829.0% year-over-year to 58.42%; the TTM figure through Mar 2026 stood at 47.55% (down 436.0% YoY), while the FY2025 annual figure was 45.28%, down 791.0% from the prior year.
  • FCF Margin came in at 58.42% for Q1 2026 at First Financial Bankshares, up from 41.84% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 72.06% in Q1 2023 to a low of 37.49% in Q2 2025.
  • A 5-year average of 53.03% and a median of 51.88% in 2025 frame the typical range for FCF Margin.
  • On a YoY basis, FCF Margin climbed as much as 1673 bps in 2022 and fell as far as 1945 bps in 2022.
  • First Financial Bankshares' FCF Margin stood at 49.83% in 2022, then dropped by 8 bps to 45.92% in 2023, then climbed by 18 bps to 54.18% in 2024, then retreated by 23 bps to 41.84% in 2025, then soared by 40 bps to 58.42% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 58.42%, 41.84%, and 51.88% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 339.84%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 35.69%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 31.27%
10 First Financial Bankshares 4.62 Bn 3.88 Bn - 58.42%

Historic Data

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DateValue
Mar 31, 2026 58.42%
Dec 31, 2025 41.84%
Sep 30, 2025 51.88%
Jun 30, 2025 37.49%
Mar 31, 2025 50.14%
Dec 31, 2024 54.18%
Sep 30, 2024 55.68%
Jun 30, 2024 47.44%
Mar 31, 2024 55.34%
Dec 31, 2023 45.92%
Sep 30, 2023 56.18%
Jun 30, 2023 43.30%
Mar 31, 2023 72.06%
Dec 31, 2022 49.83%
Sep 30, 2022 66.62%
Jun 30, 2022 51.15%
Mar 31, 2022 64.07%
Dec 31, 2021 65.04%
Sep 30, 2021 86.07%
Jun 30, 2021 34.41%
Mar 31, 2021 75.54%
Dec 31, 2020 56.91%
Sep 30, 2020 13.73%
Jun 30, 2020 62.88%
Mar 31, 2020 23.26%
Dec 31, 2019 55.46%
Sep 30, 2019 34.04%
Jun 30, 2019 34.93%
Mar 31, 2019 1,305.37%
Dec 31, 2018 645.01%
Sep 30, 2018 1,161.56%
Jun 30, 2018 939.18%
Mar 31, 2018 627.49%
Mar 31, 2012 61.45%
Dec 31, 2011 17.28%
Sep 30, 2011 40.62%
Jun 30, 2011 30.28%
Mar 31, 2011 70.07%
Dec 31, 2010 16.17%
Sep 30, 2010 39.20%
Jun 30, 2010 27.44%
Mar 31, 2010 49.53%
Dec 31, 2009 8.45%
Sep 30, 2009 129.78%