First Financial Bancorp (FFBC) Interest Coverage Ratio (2010 - 2026)
First Financial Bancorp's (FFBC) quarterly Interest Coverage Ratio came in at 1.37 in Q1 2026, down 19.42% year-on-year from 1.7 in Q1 2025, and down 96.33% quarter-over-quarter from 37.27 in Q4 2025.
First Financial Bancorp (FFBC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Financial Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.37 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 19.42% year-over-year to 1.37 in Q1 2026; TTM through Mar 2026 was 4.57, a 226.27% increase from a year earlier, with the FY2025 full-year figure at 1.89, up 12.14% from the prior year.
- Interest Coverage Ratio retreated to 1.37 in Q1 2026 per FFBC's latest filing, from 37.27 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 37.27 in Q4 2025 and bottomed at 0.61 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 1.75 (2024), against an average of 4.7.
- Across the five-year window, Interest Coverage Ratio sank 82.5% in 2023 and soared 3073.22% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 3.48 in 2022, then sank by 82.5% to 0.61 in 2023, then soared by 92.73% to 1.17 in 2024, then surged by 3073.22% to 37.27 in 2025, then slumped by 96.33% to 1.37 in 2026.
- Per Business Quant, the three latest FFBC Interest Coverage Ratio figures stand at 1.37 (Q1 2026), 37.27 (Q4 2025), and 1.34 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | First Financial Bancorp | 3.52 Bn | 3.52 Bn | - | 1.37 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.37 |
| Dec 31, 2025 | 37.27 |
| Sep 30, 2025 | 1.34 |
| Jun 30, 2025 | 1.30 |
| Mar 31, 2025 | 1.70 |
| Dec 31, 2024 | 1.17 |
| Sep 30, 2024 | 1.64 |
| Jun 30, 2024 | 1.75 |
| Mar 31, 2024 | 1.65 |
| Dec 31, 2023 | 0.61 |
| Sep 30, 2023 | 2.02 |
| Jun 30, 2023 | 2.25 |
| Mar 31, 2023 | 2.78 |
| Dec 31, 2022 | 3.48 |
| Sep 30, 2022 | 3.73 |
| Jun 30, 2022 | 8.06 |
| Mar 31, 2022 | 7.77 |
| Dec 31, 2021 | 8.72 |
| Sep 30, 2021 | 10.05 |
| Jun 30, 2021 | 8.81 |