First Financial Bancorp (FFBC) Debt Ratio (2010 - 2026)

First Financial Bancorp (FFBC) recorded quarterly Debt Ratio of 0.03 in Q1 2026, down 14.78% quarter-over-quarter from 0.03 in Q4 2025, and down 37.15% on a YoY basis from 0.04 in Q1 2025.

First Financial Bancorp (FFBC) Debt Ratio (2010 - 2026) Analysis & Trends

First Financial Bancorp's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.03 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 37.15% year-over-year to 0.03; the TTM figure through Mar 2026 stood at 0.03 (down 37.15% YoY), while the FY2025 annual figure was 0.03, down 21.43% from the prior year.
  • Debt Ratio was 0.03 for Q1 2026 at First Financial Bancorp, down from 0.03 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.08 in Q4 2022 to a low of 0.01 in Q1 2022.
  • Historically, Debt Ratio has averaged 0.05 across 5 years, with a median of 0.05 in 2024.
  • The sharpest annual moves came in 2023 and 2025: Debt Ratio soared 522.2% in 2023, then tumbled 43.39% in 2025.
  • A 5-year view of Debt Ratio shows it stood at 0.08 in 2022, then slipped by 29.34% to 0.05 in 2023, then dropped by 23.95% to 0.04 in 2024, then dropped by 21.43% to 0.03 in 2025, then dropped by 14.78% to 0.03 in 2026.
  • The last three Debt Ratio figures came in at 0.03 (Q1 2026), 0.03 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 First Financial Bancorp 3.34 Bn 3.34 Bn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.04
Mar 31, 2025 0.04
Dec 31, 2024 0.04
Sep 30, 2024 0.04
Jun 30, 2024 0.06
Mar 31, 2024 0.05
Dec 31, 2023 0.05
Sep 30, 2023 0.06
Jun 30, 2023 0.07
Mar 31, 2023 0.07
Dec 31, 2022 0.08
Sep 30, 2022 0.07
Jun 30, 2022 0.06
Mar 31, 2022 0.01
Dec 31, 2021 0.02
Sep 30, 2021 0.02
Jun 30, 2021 0.05