KPIs & Operating Metrics(New)

First Financial Bancorp (FFBC) Debt Ratio (2010 - 2026)

First Financial Bancorp's quarterly Debt Ratio came in at 0.03 in Q1 2026, down 37.15% year-on-year from 0.04 in Q1 2025, and down 14.78% quarter-over-quarter from 0.03 in Q4 2025.

First Financial Bancorp has reported Debt Ratio for 17 years, with the latest figure at 0.03 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio fell 37.15% year-over-year to 0.03; the trailing twelve-month figure through Mar 2026 stood at 0.03 (down 37.15% YoY), and the FY2025 full-year result was 0.03, down 21.43% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.03, down from 0.03 in the prior quarter.
  • The five-year high for Debt Ratio was 0.08 in Q4 2022, with the low at 0.01 in Q1 2022.
  • Average Debt Ratio over 5 years is 0.05, with a median of 0.05 recorded in 2024.
  • Year-over-year, Debt Ratio surged 522.2% in 2023 and tumbled 43.39% in 2025.
  • Tracing FFBC's Debt Ratio over 5 years: stood at 0.08 in 2022, then dropped by 29.34% to 0.05 in 2023, then declined by 23.95% to 0.04 in 2024, then declined by 21.43% to 0.03 in 2025, then declined by 14.78% to 0.03 in 2026.
  • The last three Debt Ratio figures came in at 0.03 (Q1 2026), 0.03 (Q4 2025), and 0.03 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 First Financial Bancorp 3.19 Bn 3.19 Bn - 0.03

Historic Data

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DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.04
Mar 31, 2025 0.04
Dec 31, 2024 0.04
Sep 30, 2024 0.04
Jun 30, 2024 0.06
Mar 31, 2024 0.05
Dec 31, 2023 0.05
Sep 30, 2023 0.06
Jun 30, 2023 0.07
Mar 31, 2023 0.07
Dec 31, 2022 0.08
Sep 30, 2022 0.07
Jun 30, 2022 0.06
Mar 31, 2022 0.01
Dec 31, 2021 0.02
Sep 30, 2021 0.02
Jun 30, 2021 0.05
Mar 31, 2021 0.01
Dec 31, 2020 0.02
Sep 30, 2020 0.03
Jun 30, 2020 0.02
Mar 31, 2020 0.10
Dec 31, 2019 0.10
Sep 30, 2019 0.09
Jun 30, 2019 0.11
Mar 31, 2019 0.08
Dec 31, 2018 0.09
Sep 30, 2018 0.10
Jun 30, 2018 0.09
Mar 31, 2018 0.08
Dec 31, 2017 0.10
Sep 30, 2017 0.10
Jun 30, 2017 88.29
Mar 31, 2017 0.11
Dec 31, 2016 0.11
Sep 30, 2016 0.12
Jun 30, 2016 0.14
Mar 31, 2016 0.13
Dec 31, 2015 0.13
Sep 30, 2015 0.10
Jun 30, 2015 0.11
Mar 31, 2015 0.09
Dec 31, 2014 0.10
Sep 30, 2014 0.13
Jun 30, 2014 0.14
Mar 31, 2014 0.15
Dec 31, 2013 0.12
Sep 30, 2013 0.12
Jun 30, 2013 0.12
Mar 31, 2013 0.12
Dec 31, 2012 0.11
Sep 30, 2012 0.07
Jun 30, 2012 0.05
Mar 31, 2012 0.01
Dec 31, 2011 0.03
Sep 30, 2011 0.01
Dec 31, 2010 0.01