First Financial Bancorp (FFBC) Debt Ratio (2010 - 2026)

First Financial Bancorp's (FFBC) quarterly Debt Ratio came in at 0.04 in Q1 2026, down 29.24% year-on-year from 0.06 in Q1 2025, and down 21.97% quarter-over-quarter from 0.06 in Q4 2025.

First Financial Bancorp (FFBC) Debt Ratio (2010 - 2026) Analysis & Trends

First Financial Bancorp's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.04 for Q1 2026.

  • On a quarterly basis, Debt Ratio fell 29.24% year-over-year to 0.04 in Q1 2026; TTM through Mar 2026 was 0.04, a 29.24% decrease from a year earlier, with the FY2025 full-year figure at 0.06, down 5.23% from the prior year.
  • Debt Ratio fell to 0.04 in Q1 2026 per FFBC's latest filing, from 0.06 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.1 in Q4 2022 and bottomed at 0.04 in Q1 2022.
  • The 5-year median for Debt Ratio is 0.07 (2024), against an average of 0.07.
  • Across the five-year window, Debt Ratio surged 189.86% in 2022 and sank 33.86% in 2025, its largest moves.
  • Year by year, Debt Ratio stood at 0.1 in 2022, then fell by 23.91% to 0.07 in 2023, then fell by 18.77% to 0.06 in 2024, then declined by 5.23% to 0.06 in 2025, then retreated by 21.97% to 0.04 in 2026.
  • Per Business Quant, the three latest FFBC Debt Ratio figures stand at 0.04 (Q1 2026), 0.06 (Q4 2025), and 0.04 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 First Financial Bancorp 3.73 Bn 3.73 Bn - 0.04

Historic Data

Download Data
DateValue
Mar 31, 2026 0.04
Dec 31, 2025 0.06
Sep 30, 2025 0.04
Jun 30, 2025 0.06
Mar 31, 2025 0.06
Dec 31, 2024 0.06
Sep 30, 2024 0.06
Jun 30, 2024 0.08
Mar 31, 2024 0.07
Dec 31, 2023 0.07
Sep 30, 2023 0.08
Jun 30, 2023 0.09
Mar 31, 2023 0.09
Dec 31, 2022 0.10
Sep 30, 2022 0.09
Jun 30, 2022 0.08
Mar 31, 2022 0.04
Dec 31, 2021 0.04
Sep 30, 2021 0.03
Jun 30, 2021 0.04