Fifth District Bancorp (FDSB) Interest Coverage Ratio (2023 - 2026)

Fifth District Bancorp (FDSB) reported Interest Coverage Ratio of 1.23 for Q1 2026, up 18.15% year-over-year from 1.04 in Q1 2025, and down 3.16% on a QoQ basis from 1.27 in Q4 2025.

Fifth District Bancorp (FDSB) has 4 years of Interest Coverage Ratio data on file, last reported at 1.23 in Q1 2026.

  • Quarterly Interest Coverage Ratio rose 18.15% year-over-year to 1.23 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.51 (up 49.07% YoY) and the FY2025 annual result came in at 0.1, up 391.41% from the prior year.
  • Interest Coverage Ratio retreated to 1.23 in Q1 2026 per FDSB's latest filing, from 1.27 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 2.3 in Q2 2025 and bottomed at 0.36 in Q1 2024.
  • The 4-year median for Interest Coverage Ratio is 1.18 (2023), against an average of 1.16.
  • The widest annual swing landed in 2024, when Interest Coverage Ratio sank 74.64%; it then surged 186.95% in 2025.
  • Tracing FDSB's Interest Coverage Ratio over 4 years: stood at 1.08 in 2023, then fell by 2.31% to 1.06 in 2024, then increased by 20.49% to 1.27 in 2025, then retreated by 3.16% to 1.23 in 2026.
  • Per Business Quant, the three latest FDSB Interest Coverage Ratio figures stand at 1.23 (Q1 2026), 1.27 (Q4 2025), and 1.18 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -3.29
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 2.53
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 2.21
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 1.32
8 KB Financial 150.02 Bn 142.15 Bn - -36.40
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 1.88
10 Fifth District Bancorp 74.35 Mn 71.29 Mn - 1.23

Historic Data

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DateValue
Mar 31, 2026 1.23
Dec 31, 2025 1.27
Sep 30, 2025 1.18
Jun 30, 2025 2.30
Mar 31, 2025 1.04
Dec 31, 2024 1.06
Sep 30, 2024 0.57
Jun 30, 2024 1.37
Mar 31, 2024 0.36
Dec 31, 2023 1.08
Sep 30, 2023 1.03
Jun 30, 2023 1.18
Mar 31, 2023 1.43