Fifth District Bancorp (FDSB) Interest Coverage Ratio (2023 - 2026)
Fifth District Bancorp (FDSB) posted quarterly Interest Coverage Ratio of 1.09 for Q1 2026, up 7.14% year-over-year from 1.01 in Q1 2025, and down 14.85% quarter-over-quarter from 1.28 in Q4 2025.
Fifth District Bancorp (FDSB) Interest Coverage Ratio (2023 - 2026) Analysis & Trends
Fifth District Bancorp (FDSB) has reported Interest Coverage Ratio for 4 consecutive years, with 1.09 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 7.14% year-over-year to 1.09; the TTM figure through Mar 2026 stood at 4.44 (up 6.02% YoY), while the FY2025 annual figure was 1.45, up 73.35% from the prior year.
- Interest Coverage Ratio declined to 1.09 in Q1 2026 per FDSB's latest filing, from 1.28 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 1.45 in Q2 2025 and bottomed at 0.83 in Q1 2024.
- Historically, Interest Coverage Ratio has averaged 1.11 across 4 years, with a median of 1.09 in 2026.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio slumped 41.98% — and 2025, when it surged 30.61%.
- Fifth District Bancorp's Interest Coverage Ratio stood at 1.11 in 2023, then declined by 8.97% to 1.01 in 2024, then grew by 25.67% to 1.28 in 2025, then dropped by 14.85% to 1.09 in 2026.
- Business Quant data shows FDSB's Interest Coverage Ratio at 1.09 in Q1 2026, 1.28 in Q4 2025, and 1.07 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Fifth District Bancorp | 89.17 Mn | 70.01 Mn | - | 1.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.08 |
| Mar 31, 2026 | 1.09 |
| Dec 31, 2025 | 1.28 |
| Sep 30, 2025 | 1.07 |
| Jun 30, 2025 | 1.45 |
| Mar 31, 2025 | 1.01 |
| Dec 31, 2024 | 1.01 |
| Sep 30, 2024 | 0.84 |
| Jun 30, 2024 | 1.11 |
| Mar 31, 2024 | 0.83 |
| Dec 31, 2023 | 1.11 |
| Sep 30, 2023 | 1.03 |
| Jun 30, 2023 | 1.18 |
| Mar 31, 2023 | 1.43 |