Fifth District Bancorp (FDSB) Interest Coverage Ratio: 2023-2025

Historic Interest Coverage Ratio for Fifth District Bancorp (FDSB) over the last 3 years, with Sep 2025 value amounting to 1.18.

  • Fifth District Bancorp's Interest Coverage Ratio rose 108.61% to 1.18 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.40, marking a year-over-year increase of 66.11%. This contributed to the annual value of -0.03 for FY2024, which is 204.75% down from last year.
  • Per Fifth District Bancorp's latest filing, its Interest Coverage Ratio stood at 1.18 for Q3 2025, which was down 48.52% from 2.30 recorded in Q2 2025.
  • In the past 5 years, Fifth District Bancorp's Interest Coverage Ratio registered a high of 2.30 during Q2 2025, and its lowest value of 0.36 during Q1 2024.
  • In the last 3 years, Fifth District Bancorp's Interest Coverage Ratio had a median value of 1.08 in 2023 and averaged 1.15.
  • As far as peak fluctuations go, Fifth District Bancorp's Interest Coverage Ratio crashed by 74.64% in 2024, and later soared by 186.95% in 2025.
  • Over the past 3 years, Fifth District Bancorp's Interest Coverage Ratio (Quarterly) stood at 1.08 in 2023, then declined by 2.31% to 1.06 in 2024, then skyrocketed by 108.61% to 1.18 in 2025.
  • Its Interest Coverage Ratio was 1.18 in Q3 2025, compared to 2.30 in Q2 2025 and 1.04 in Q1 2025.