First Commonwealth Financial (FCF) Interest Coverage Ratio (2009 - 2026)

First Commonwealth Financial's (FCF) quarterly Interest Coverage Ratio came in at 1.97 in Q1 2026, up 9.5% year-on-year from 1.8 in Q1 2025, and down 6.95% quarter-over-quarter from 2.11 in Q4 2025.

First Commonwealth Financial (FCF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

First Commonwealth Financial's Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 1.97 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 9.5% year-over-year to 1.97 in Q1 2026; TTM through Mar 2026 was 1.97, a 14.03% increase from a year earlier, with the FY2025 full-year figure at 1.92, up 6.53% from the prior year.
  • Interest Coverage Ratio eased to 1.97 in Q1 2026 per FCF's latest filing, from 2.11 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 13.71 in Q3 2022 and bottomed at 1.51 in Q3 2023.
  • The 5-year median for Interest Coverage Ratio is 2.0 (2025), against an average of 4.0.
  • Across the five-year window, Interest Coverage Ratio slumped 88.95% in 2023 and jumped 30.89% in 2025, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 6.44 in 2022, then plunged by 66.31% to 2.17 in 2023, then dropped by 25.59% to 1.61 in 2024, then jumped by 30.89% to 2.11 in 2025, then declined by 6.95% to 1.97 in 2026.
  • Per Business Quant, the three latest FCF Interest Coverage Ratio figures stand at 1.97 (Q1 2026), 2.11 (Q4 2025), and 2.0 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 First Commonwealth Financial 2.12 Bn 2.12 Bn - 1.97

Historic Data

Download Data
DateValue
Mar 31, 2026 1.97
Dec 31, 2025 2.11
Sep 30, 2025 2.00
Jun 30, 2025 1.80
Mar 31, 2025 1.80
Dec 31, 2024 1.61
Sep 30, 2024 1.70
Jun 30, 2024 1.84
Mar 31, 2024 1.87
Dec 31, 2023 2.17
Sep 30, 2023 1.51
Jun 30, 2023 2.69
Mar 31, 2023 2.88
Dec 31, 2022 6.44
Sep 30, 2022 13.71
Jun 30, 2022 9.76
Mar 31, 2022 12.22
Dec 31, 2021 14.32
Sep 30, 2021 12.98
Jun 30, 2021 10.69