First Commonwealth Financial (FCF) Interest Coverage Ratio (2009 - 2026)
First Commonwealth Financial's (FCF) quarterly Interest Coverage Ratio came in at 1.97 in Q1 2026, up 9.5% year-on-year from 1.8 in Q1 2025, and down 6.95% quarter-over-quarter from 2.11 in Q4 2025.
First Commonwealth Financial (FCF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
First Commonwealth Financial's Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 1.97 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 9.5% year-over-year to 1.97 in Q1 2026; TTM through Mar 2026 was 1.97, a 14.03% increase from a year earlier, with the FY2025 full-year figure at 1.92, up 6.53% from the prior year.
- Interest Coverage Ratio eased to 1.97 in Q1 2026 per FCF's latest filing, from 2.11 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 13.71 in Q3 2022 and bottomed at 1.51 in Q3 2023.
- The 5-year median for Interest Coverage Ratio is 2.0 (2025), against an average of 4.0.
- Across the five-year window, Interest Coverage Ratio slumped 88.95% in 2023 and jumped 30.89% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 6.44 in 2022, then plunged by 66.31% to 2.17 in 2023, then dropped by 25.59% to 1.61 in 2024, then jumped by 30.89% to 2.11 in 2025, then declined by 6.95% to 1.97 in 2026.
- Per Business Quant, the three latest FCF Interest Coverage Ratio figures stand at 1.97 (Q1 2026), 2.11 (Q4 2025), and 2.0 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | First Commonwealth Financial | 2.12 Bn | 2.12 Bn | - | 1.97 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.97 |
| Dec 31, 2025 | 2.11 |
| Sep 30, 2025 | 2.00 |
| Jun 30, 2025 | 1.80 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.61 |
| Sep 30, 2024 | 1.70 |
| Jun 30, 2024 | 1.84 |
| Mar 31, 2024 | 1.87 |
| Dec 31, 2023 | 2.17 |
| Sep 30, 2023 | 1.51 |
| Jun 30, 2023 | 2.69 |
| Mar 31, 2023 | 2.88 |
| Dec 31, 2022 | 6.44 |
| Sep 30, 2022 | 13.71 |
| Jun 30, 2022 | 9.76 |
| Mar 31, 2022 | 12.22 |
| Dec 31, 2021 | 14.32 |
| Sep 30, 2021 | 12.98 |
| Jun 30, 2021 | 10.69 |