First Commonwealth Financial (FCF) Interest Coverage Ratio (2009 - 2026)
First Commonwealth Financial's Interest Coverage Ratio was 2.20 in Q2 2026, up 22.3% from 1.80 a year earlier and up 11.2% from the prior quarter.
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Analysis
First Commonwealth Financial (FCF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, First Commonwealth Financial's Interest Coverage Ratio was 2.07 through Jun 30, 2026, up 16.7% year-over-year; for FY2025, it was 1.93, up 6.8% from FY2024.
- In earlier years, Interest Coverage Ratio was 1.80 in FY2024 (-23.8%), 2.37 in FY2023 (-76.4%), 10.03 in FY2022 (-18.4%) and 12.30 in FY2021 (+228.9%).
- The Q2 2026 figure marks the highest quarterly Interest Coverage Ratio since Q2 2023.
- Compared with a year earlier, Interest Coverage Ratio has increased for four straight quarters, with growth averaging 2.8% over the last eight quarters.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q3 2021 (growth of 203.4%); the worst was Q3 2023 (a decline of 84.2%).
- Per Business Quant data, FCF's Interest Coverage Ratio in the three quarters before Q2 2026 was 1.98 (Q1 2026), 2.11 (Q4 2025) and 2.00 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | -2.12 |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 1.73 |
| 10 | First Commonwealth Financial | 2.08 Bn | 2.08 Bn | - | 2.20 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.20 |
| Mar 31, 2026 | 1.98 |
| Dec 31, 2025 | 2.11 |
| Sep 30, 2025 | 2.00 |
| Jun 30, 2025 | 1.80 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.81 |
| Sep 30, 2024 | 1.70 |
| Jun 30, 2024 | 1.84 |
| Mar 31, 2024 | 1.87 |
| Dec 31, 2023 | 2.17 |
| Sep 30, 2023 | 2.17 |
| Jun 30, 2023 | 2.60 |
| Mar 31, 2023 | 2.88 |
| Dec 31, 2022 | 6.44 |
| Sep 30, 2022 | 13.71 |
| Jun 30, 2022 | 13.52 |
| Mar 31, 2022 | 12.22 |
| Dec 31, 2021 | 14.32 |
| Sep 30, 2021 | 12.98 |
API Access
First Commonwealth Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FCF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FCF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FCF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();