First Commonwealth Financial (FCF) Interest Coverage Ratio (2009 - 2026)
First Commonwealth Financial (FCF) posted Interest Coverage Ratio of 2.2 for Q2 2026, up 11.18% on a QoQ basis from 1.98 in Q1 2026, and up 22.35% year-over-year from 1.8 in Q2 2025.
Powered by 
Analysis
First Commonwealth Financial (FCF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
First Commonwealth Financial has reported Interest Coverage Ratio for 18 years, with the latest figure at 2.2 in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 22.35% year-over-year to 2.2 in Q2 2026; TTM through Jun 2026 was 2.07, a 16.74% increase from a year earlier, with the FY2025 full-year figure at 1.93, up 6.76% from the prior year.
- Interest Coverage Ratio was 2.2 for Q2 2026 at First Commonwealth Financial, up from 1.98 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 13.71 in Q3 2022, with the low at 1.7 in Q3 2024.
- Average Interest Coverage Ratio over 5 years is 4.16, with a median of 2.14 recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio climbed 26.48% in 2022, then slumped 84.17% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 6.44 in 2022, then sank by 66.31% to 2.17 in 2023, then fell by 16.43% to 1.81 in 2024, then advanced by 16.55% to 2.11 in 2025, then grew by 4.15% to 2.2 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.2 (Q2 2026), 1.98 (Q1 2026), and 2.11 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 0.09 |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 1.90 |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 1.83 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.80 |
| 10 | First Commonwealth Financial | 2.13 Bn | 2.13 Bn | - | 2.20 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.20 |
| Mar 31, 2026 | 1.98 |
| Dec 31, 2025 | 2.11 |
| Sep 30, 2025 | 2.00 |
| Jun 30, 2025 | 1.80 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.81 |
| Sep 30, 2024 | 1.70 |
| Jun 30, 2024 | 1.84 |
| Mar 31, 2024 | 1.87 |
| Dec 31, 2023 | 2.17 |
| Sep 30, 2023 | 2.17 |
| Jun 30, 2023 | 2.60 |
| Mar 31, 2023 | 2.88 |
| Dec 31, 2022 | 6.44 |
| Sep 30, 2022 | 13.71 |
| Jun 30, 2022 | 13.52 |
| Mar 31, 2022 | 12.22 |
| Dec 31, 2021 | 14.32 |
| Sep 30, 2021 | 12.98 |