First Commonwealth Financial (FCF) Interest Coverage Ratio (2009 - 2026)
First Commonwealth Financial (FCF) posted quarterly Interest Coverage Ratio of 1.97 for Q1 2026, up 9.5% year-over-year from 1.8 in Q1 2025, and down 6.09% quarter-over-quarter from 2.09 in Q4 2025.
First Commonwealth Financial (FCF) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
First Commonwealth Financial's Interest Coverage Ratio history runs 18 years deep, the most recent figure standing at 1.97 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 9.5% year-over-year to 1.97; the TTM figure through Mar 2026 stood at 1.96 (up 13.73% YoY), while the FY2025 annual figure was 1.92, up 6.53% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.97, down from 2.09 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 13.71 in Q3 2022, with the low at 1.51 in Q3 2023.
- The 5-year median for Interest Coverage Ratio is 2.0 (2025), against an average of 4.08.
- The sharpest annual moves came in 2023 and 2025: Interest Coverage Ratio sank 88.95% in 2023, then increased 29.69% in 2025.
- First Commonwealth Financial's Interest Coverage Ratio stood at 7.49 in 2022, then tumbled by 71.03% to 2.17 in 2023, then slipped by 25.59% to 1.61 in 2024, then gained by 29.69% to 2.09 in 2025, then retreated by 6.09% to 1.97 in 2026.
- Business Quant data shows FCF's Interest Coverage Ratio at 1.97 in Q1 2026, 2.09 in Q4 2025, and 2.0 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | First Commonwealth Financial | 2.15 Bn | 2.15 Bn | - | 2.20 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.15 |
| Mar 31, 2026 | 1.97 |
| Dec 31, 2025 | 2.09 |
| Sep 30, 2025 | 2.00 |
| Jun 30, 2025 | 1.80 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.61 |
| Sep 30, 2024 | 1.70 |
| Jun 30, 2024 | 1.84 |
| Mar 31, 2024 | 1.87 |
| Dec 31, 2023 | 2.17 |
| Sep 30, 2023 | 1.51 |
| Jun 30, 2023 | 2.60 |
| Mar 31, 2023 | 2.88 |
| Dec 31, 2022 | 7.49 |
| Sep 30, 2022 | 13.71 |
| Jun 30, 2022 | 10.16 |
| Mar 31, 2022 | 12.22 |
| Dec 31, 2021 | 14.32 |
| Sep 30, 2021 | 12.98 |