First Commonwealth Financial (FCF) FCF Margin (2010 - 2026)
First Commonwealth Financial (FCF) reported FCF Margin of 2.61% for Q2 2026, down 20.60 percentage points from 23.21% a year earlier and down 62.40 percentage points from the prior quarter.
First Commonwealth Financial (FCF) FCF Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, First Commonwealth Financial's FCF Margin came in at 35.06%, up 3.79 percentage points year-over-year; for FY2025, it came in at 32.79%, up 8.96 percentage points from FY2024.
- FCF Margin has a five-year change of +5.75 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at 23.83% in FY2024 (-2.86 pp), 26.69% in FY2023 (-7.43 pp), 34.12% in FY2022 (-5.96 pp) and 40.07% in FY2021 (+13.04 pp).
- The Q2 2026 figure ranks as the lowest quarterly FCF Margin in data going back to Q3 2010.
- Year over year, FCF Margin gained in five of the last eight quarters, with an average year-over-year change of +4.41 percentage points.
- The high point for year-over-year FCF Margin in five years was Q3 2024 (a gain of 27.59 percentage points); the low point was Q3 2023 (a drop of 27.98 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 65.01% (Q1 2026), 37.52% (Q4 2025) and 36.40% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 29.95% |
| 10 | First Commonwealth Financial | 2.08 Bn | 2.08 Bn | - | 2.61% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.61% |
| Mar 31, 2026 | 65.01% |
| Dec 31, 2025 | 37.52% |
| Sep 30, 2025 | 36.40% |
| Jun 30, 2025 | 23.21% |
| Mar 31, 2025 | 47.35% |
| Dec 31, 2024 | 11.23% |
| Sep 30, 2024 | 44.23% |
| Jun 30, 2024 | 18.88% |
| Mar 31, 2024 | 34.09% |
| Dec 31, 2023 | 36.67% |
| Sep 30, 2023 | 16.64% |
| Jun 30, 2023 | 39.02% |
| Mar 31, 2023 | 32.90% |
| Dec 31, 2022 | 38.04% |
| Sep 30, 2022 | 44.62% |
| Jun 30, 2022 | 29.71% |
| Mar 31, 2022 | 29.06% |
| Dec 31, 2021 | 42.61% |
| Sep 30, 2021 | 44.90% |
First Commonwealth Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=FCF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "FCF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=FCF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();