First Commonwealth Financial (FCF) Debt Ratio (2010 - 2026)
First Commonwealth Financial (FCF) posted Debt Ratio of 0.03 for Q2 2026, up 126.55% on a QoQ basis from 0.01 in Q1 2026, and down 43.72% year-over-year from 0.06 in Q2 2025.
Analysis
First Commonwealth Financial (FCF) Debt Ratio (2010 - 2026) Analysis & Trends
First Commonwealth Financial has reported Debt Ratio for 17 years, with the latest figure at 0.03 in Q2 2026.
- On a quarterly basis, Debt Ratio fell 43.72% year-over-year to 0.03 in Q2 2026; TTM through Jun 2026 was 0.03, a 43.72% decrease from a year earlier, with the FY2025 full-year figure at 0.05, up 23.66% from the prior year.
- Debt Ratio was 0.03 for Q2 2026 at First Commonwealth Financial, up from 0.01 in the prior quarter.
- The five-year high for Debt Ratio was 0.12 in Q4 2023, with the low at 0.01 in Q1 2026.
- Average Debt Ratio over 5 years is 0.07, with a median of 0.05 recorded in 2025.
- The sharpest annual moves came in 2023 and 2024: Debt Ratio surged 197.94% in 2023, then slumped 69.71% in 2024.
- Over 5 years, Debt Ratio stood at 0.09 in 2022, then increased by 27.66% to 0.12 in 2023, then plunged by 69.71% to 0.04 in 2024, then gained by 23.66% to 0.05 in 2025, then retreated by 27.3% to 0.03 in 2026.
- The last three Debt Ratio figures came in at 0.03 (Q2 2026), 0.01 (Q1 2026), and 0.05 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 0.01 |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 0.09 |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 0.09 |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 0.07 |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 0.07 |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 0.14 |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 0.08 |
| 10 | First Commonwealth Financial | 2.13 Bn | 2.13 Bn | - | 0.03 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.10 |
| Jun 30, 2024 | 0.10 |
| Mar 31, 2024 | 0.11 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.11 |
| Jun 30, 2023 | 0.11 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.05 |
| Sep 30, 2021 | 0.04 |