First Commonwealth Financial (FCF) Debt Ratio (2010 - 2026)

First Commonwealth Financial's (FCF) quarterly Debt Ratio came in at 0.01 in Q1 2026, down 57.23% year-on-year from 0.03 in Q1 2025, and down 44.88% quarter-over-quarter from 0.02 in Q4 2025.

First Commonwealth Financial (FCF) Debt Ratio (2010 - 2026) Analysis & Trends

First Commonwealth Financial's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.01 for Q1 2026.

  • On a quarterly basis, Debt Ratio fell 57.23% year-over-year to 0.01 in Q1 2026; TTM through Mar 2026 was 0.01, a 57.23% decrease from a year earlier, with the FY2025 full-year figure at 0.02, up 24.47% from the prior year.
  • Debt Ratio declined to 0.01 in Q1 2026 per FCF's latest filing, from 0.02 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.06 in Q2 2023 and bottomed at 0.01 in Q2 2022.
  • The 5-year median for Debt Ratio is 0.03 (2025), against an average of 0.04.
  • Across the five-year window, Debt Ratio soared 544.1% in 2023 and sank 65.75% in 2024, its largest moves.
  • Year by year, Debt Ratio stood at 0.04 in 2022, then jumped by 36.43% to 0.05 in 2023, then tumbled by 65.75% to 0.02 in 2024, then increased by 24.47% to 0.02 in 2025, then slumped by 44.88% to 0.01 in 2026.
  • Per Business Quant, the three latest FCF Debt Ratio figures stand at 0.01 (Q1 2026), 0.02 (Q4 2025), and 0.02 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 First Commonwealth Financial 2.12 Bn 2.12 Bn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.02
Sep 30, 2025 0.02
Jun 30, 2025 0.03
Mar 31, 2025 0.03
Dec 31, 2024 0.02
Sep 30, 2024 0.06
Jun 30, 2024 0.06
Mar 31, 2024 0.05
Dec 31, 2023 0.05
Sep 30, 2023 0.06
Jun 30, 2023 0.06
Mar 31, 2023 0.03
Dec 31, 2022 0.04
Sep 30, 2022 0.03
Jun 30, 2022 0.01
Mar 31, 2022 0.03
Dec 31, 2021 0.03
Sep 30, 2021 0.03
Jun 30, 2021 0.01