First Capital (FCAP) Change in Net Loans (2013 - 2026)
First Capital (FCAP) posted Change in Net Loans of $4.1 million for Q2 2026, down 61.09% on a QoQ basis from $10.7 million in Q1 2026, and down 36.61% year-over-year from $6.5 million in Q2 2025.
Analysis
First Capital (FCAP) Change in Net Loans (2013 - 2026) Analysis & Trends
First Capital has reported Change in Net Loans for 14 years, with the latest figure at $4.1 million in Q2 2026.
- On a quarterly basis, Change in Net Loans fell 36.61% year-over-year to $4.1 million in Q2 2026; TTM through Jun 2026 was $20.2 million, a 1.83% decrease from a year earlier, with the FY2025 full-year figure at $24.0 million, up 31.83% from the prior year.
- Change in Net Loans was $4.1 million for Q2 2026 at First Capital, down from $10.7 million in the prior quarter.
- The five-year high for Change in Net Loans was $134.5 million in Q4 2022, with the low at -$22.8 million in Q1 2022.
- Average Change in Net Loans over 5 years is $10.6 million, with a median of $7.8 million recorded in 2023.
- The largest YoY upside for Change in Net Loans was 5190.99% in 2022 against a maximum downside of 2017.64% in 2022.
- Over 5 years, Change in Net Loans stood at $134.5 million in 2022, then plunged by 90.78% to $12.4 million in 2023, then plunged by 92.43% to $938000.0 in 2024, then jumped by 1191.9% to $12.1 million in 2025, then sank by 65.79% to $4.1 million in 2026.
- The last three Change in Net Loans figures came in at $4.1 million (Q2 2026), $10.7 million (Q1 2026), and $12.1 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | -173.53 Bn |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.13 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 3.33 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | - |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 4.38 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | - |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 2.56 Bn |
| 10 | First Capital | 208.31 Mn | -125.67 Mn | - | 4.15 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.15 Mn |
| Mar 31, 2026 | 10.65 Mn |
| Dec 31, 2025 | 12.12 Mn |
| Sep 30, 2025 | -6.69 Mn |
| Jun 30, 2025 | 6.54 Mn |
| Mar 31, 2025 | 12.08 Mn |
| Dec 31, 2024 | 938,000.00 |
| Sep 30, 2024 | 1.05 Mn |
| Jun 30, 2024 | 9.01 Mn |
| Mar 31, 2024 | 7.25 Mn |
| Dec 31, 2023 | 12.40 Mn |
| Sep 30, 2023 | 19.67 Mn |
| Jun 30, 2023 | 17.78 Mn |
| Mar 31, 2023 | 8.37 Mn |
| Dec 31, 2022 | 134.45 Mn |
| Sep 30, 2022 | -14.46 Mn |
| Jun 30, 2022 | -21.56 Mn |
| Mar 31, 2022 | -22.83 Mn |
| Dec 31, 2021 | -2.64 Mn |
| Sep 30, 2021 | 754,000.00 |