First Bancorp (FBP) Interest Coverage Ratio (2010 - 2026)
First Bancorp's (FBP) quarterly Interest Coverage Ratio came in at 3.05 in Q2 2026, up 15.14% year-over-year from 2.65 in Q2 2025, and up 3.8% quarter-over-quarter from 2.94 in Q1 2026.
Analysis
First Bancorp (FBP) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Bancorp (FBP) has reported Interest Coverage Ratio for 17 consecutive years, with 3.05 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio rose 15.14% year-over-year to 3.05 in Q2 2026; TTM through Jun 2026 was 2.83, a 14.86% increase from a year earlier, with the FY2025 full-year figure at 2.64, up 11.84% from the prior year.
- Interest Coverage Ratio was 3.05 for Q2 2026 at First Bancorp, up from 2.94 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 11.27 in Q1 2022 and troughed at 2.23 in Q4 2023.
- A 5-year average of 3.97 and a median of 2.72 in 2025 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio soared 92.6% in 2022 and sank 69.97% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 4.82 in 2022, then tumbled by 53.67% to 2.23 in 2023, then advanced by 5.78% to 2.36 in 2024, then increased by 15.13% to 2.72 in 2025, then gained by 12.2% to 3.05 in 2026.
- The last three Interest Coverage Ratio figures came in at 3.05 (Q2 2026), 2.94 (Q1 2026), and 2.72 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 0.09 |
| 2 | Truist Financial | 61.40 Bn | 61.40 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.35 Bn | 25.63 Bn | - | 1.90 |
| 4 | M&T Bank | 34.61 Bn | 34.61 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 33.54 Bn | 29.01 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.20 Bn | 29.20 Bn | - | 1.83 |
| 7 | Regions Financial | 25.37 Bn | 25.37 Bn | - | 2.52 |
| 8 | First Citizens Bancshares | 24.69 Bn | 24.17 Bn | 29.00 Mn | -1.27 |
| 9 | Keycorp | 23.20 Bn | -24.50 Bn | - | 1.80 |
| 10 | First Bancorp | 4.22 Bn | -15.49 Bn | - | 3.05 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.05 |
| Mar 31, 2026 | 2.94 |
| Dec 31, 2025 | 2.72 |
| Sep 30, 2025 | 2.64 |
| Jun 30, 2025 | 2.65 |
| Mar 31, 2025 | 2.55 |
| Dec 31, 2024 | 2.36 |
| Sep 30, 2024 | 2.33 |
| Jun 30, 2024 | 2.40 |
| Mar 31, 2024 | 2.35 |
| Dec 31, 2023 | 2.23 |
| Sep 30, 2023 | 2.71 |
| Jun 30, 2023 | 2.93 |
| Mar 31, 2023 | 3.47 |
| Dec 31, 2022 | 4.82 |
| Sep 30, 2022 | 8.22 |
| Jun 30, 2022 | 9.75 |
| Mar 31, 2022 | 11.27 |
| Dec 31, 2021 | 9.06 |
| Sep 30, 2021 | 8.31 |