First Bancorp (FBP) Interest Coverage Ratio (2010 - 2025)

First Bancorp (FBP) reported Interest Coverage Ratio of 2.72 for Q4 2025, up 15.13% year-over-year from 2.36 in Q4 2024, and up 3.1% quarter-over-quarter from 2.64 in Q3 2025.

First Bancorp (FBP) Interest Coverage Ratio (2010 - 2025) Analysis & Trends

First Bancorp (FBP) has 16 years of Interest Coverage Ratio data on file, last reported at 2.72 in Q4 2025.

  • Interest Coverage Ratio for Q4 2025 came in at 2.72, up 15.13% year-over-year; the trailing twelve-month figure through Dec 2025 was 2.64 (up 11.84% YoY), and the FY2025 annual result was 2.64, up 11.84% from the prior year.
  • Interest Coverage Ratio advanced to 2.72 in Q4 2025 per FBP's latest filing, from 2.64 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 11.27 in Q1 2022 and troughed at 2.23 in Q4 2023.
  • A 5-year average of 4.81 and a median of 2.82 in 2025 frame the typical range for Interest Coverage Ratio.
  • The sharpest annual moves came in 2021 and 2023: Interest Coverage Ratio soared 501.07% in 2021, then plunged 69.97% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 9.06 in 2021, then tumbled by 46.8% to 4.82 in 2022, then slumped by 53.67% to 2.23 in 2023, then climbed by 5.78% to 2.36 in 2024, then rose by 15.13% to 2.72 in 2025.
  • Business Quant data shows FBP's Interest Coverage Ratio at 2.72 in Q4 2025, 2.64 in Q3 2025, and 2.65 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First Bancorp 4.07 Bn 4.07 Bn - 2.72

Historic Data

Download Data
DateValue
Dec 31, 2025 2.72
Sep 30, 2025 2.64
Jun 30, 2025 2.65
Mar 31, 2025 2.55
Dec 31, 2024 2.36
Sep 30, 2024 2.33
Jun 30, 2024 2.40
Mar 31, 2024 2.35
Dec 31, 2023 2.23
Sep 30, 2023 2.71
Jun 30, 2023 2.93
Mar 31, 2023 3.47
Dec 31, 2022 4.82
Sep 30, 2022 8.22
Jun 30, 2022 9.75
Mar 31, 2022 11.27
Dec 31, 2021 9.06
Sep 30, 2021 8.31
Jun 30, 2021 7.64
Mar 31, 2021 5.85