First Bancorp (FBP) Interest Coverage Ratio (2010 - 2025)

First Bancorp's (FBP) quarterly Interest Coverage Ratio came in at 1.45 in Q4 2025, down 38.82% year-on-year from 2.36 in Q4 2024, and down 37.55% on a QoQ basis from 2.31 in Q3 2025.

First Bancorp (FBP) Interest Coverage Ratio (2010 - 2025) Analysis & Trends

First Bancorp (FBP) has 16 years of Interest Coverage Ratio data on file, last reported at 1.45 in Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio fell 38.82% year-over-year to 1.45 in Q4 2025; TTM through Dec 2025 was 2.76, a 5.29% increase from a year earlier, with the FY2025 full-year figure at 2.18, up 28.08% from the prior year.
  • Interest Coverage Ratio for Q4 2025 stood at 1.45, down from 2.31 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for FBP reached as high as 8.22 in Q3 2022 and fell as low as 1.24 in Q2 2025.
  • Historically, Interest Coverage Ratio has averaged 2.85 across 5 years, with a median of 2.15 in 2021.
  • Across the five-year window, Interest Coverage Ratio soared 298.83% in 2022 and plunged 81.03% in 2023, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 7.34 in 2021, then plunged by 59.27% to 2.99 in 2022, then retreated by 25.27% to 2.23 in 2023, then rose by 5.78% to 2.36 in 2024, then tumbled by 38.82% to 1.45 in 2025.
  • Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.45 in Q4 2025, 2.31 in Q3 2025, and 1.24 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 First Bancorp 4.61 Bn 4.61 Bn - 1.45

Historic Data

Download Data
DateValue
Dec 31, 2025 1.45
Sep 30, 2025 2.31
Jun 30, 2025 1.24
Mar 31, 2025 2.55
Dec 31, 2024 2.36
Sep 30, 2024 2.33
Jun 30, 2024 2.40
Mar 31, 2024 1.70
Dec 31, 2023 2.23
Sep 30, 2023 1.56
Jun 30, 2023 1.55
Mar 31, 2023 1.74
Dec 31, 2022 2.99
Sep 30, 2022 8.22
Jun 30, 2022 1.65
Mar 31, 2022 1.85
Dec 31, 2021 7.34
Sep 30, 2021 2.06
Jun 30, 2021 7.64
Mar 31, 2021 1.79