First Bancorp (FBP) Interest Coverage Ratio (2010 - 2025)
First Bancorp (FBP) reported Interest Coverage Ratio of 2.72 for Q4 2025, up 15.13% year-over-year from 2.36 in Q4 2024, and up 3.1% quarter-over-quarter from 2.64 in Q3 2025.
First Bancorp (FBP) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
First Bancorp (FBP) has 16 years of Interest Coverage Ratio data on file, last reported at 2.72 in Q4 2025.
- Interest Coverage Ratio for Q4 2025 came in at 2.72, up 15.13% year-over-year; the trailing twelve-month figure through Dec 2025 was 2.64 (up 11.84% YoY), and the FY2025 annual result was 2.64, up 11.84% from the prior year.
- Interest Coverage Ratio advanced to 2.72 in Q4 2025 per FBP's latest filing, from 2.64 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 11.27 in Q1 2022 and troughed at 2.23 in Q4 2023.
- A 5-year average of 4.81 and a median of 2.82 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2021 and 2023: Interest Coverage Ratio soared 501.07% in 2021, then plunged 69.97% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 9.06 in 2021, then tumbled by 46.8% to 4.82 in 2022, then slumped by 53.67% to 2.23 in 2023, then climbed by 5.78% to 2.36 in 2024, then rose by 15.13% to 2.72 in 2025.
- Business Quant data shows FBP's Interest Coverage Ratio at 2.72 in Q4 2025, 2.64 in Q3 2025, and 2.65 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Bancorp | 4.07 Bn | 4.07 Bn | - | 2.72 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.72 |
| Sep 30, 2025 | 2.64 |
| Jun 30, 2025 | 2.65 |
| Mar 31, 2025 | 2.55 |
| Dec 31, 2024 | 2.36 |
| Sep 30, 2024 | 2.33 |
| Jun 30, 2024 | 2.40 |
| Mar 31, 2024 | 2.35 |
| Dec 31, 2023 | 2.23 |
| Sep 30, 2023 | 2.71 |
| Jun 30, 2023 | 2.93 |
| Mar 31, 2023 | 3.47 |
| Dec 31, 2022 | 4.82 |
| Sep 30, 2022 | 8.22 |
| Jun 30, 2022 | 9.75 |
| Mar 31, 2022 | 11.27 |
| Dec 31, 2021 | 9.06 |
| Sep 30, 2021 | 8.31 |
| Jun 30, 2021 | 7.64 |
| Mar 31, 2021 | 5.85 |