First Bancorp (FBP) FCF Margin (2010 - 2025)

First Bancorp's (FBP) quarterly FCF Margin came in at 68.43% in Q4 2025, up 3807.0% year-on-year from 1.75% in Q4 2024, and up 18.18% on a QoQ basis from 57.91% in Q3 2025.

First Bancorp (FBP) FCF Margin (2010 - 2025) Analysis & Trends

First Bancorp (FBP) has 16 years of FCF Margin data on file, last reported at 68.43% in Q4 2025.

  • On a quarterly basis, FCF Margin rose 3807.0% year-over-year to 68.43% in Q4 2025; TTM through Dec 2025 was 90.93%, a 4682.0% increase from a year earlier, with the FY2025 full-year figure at 48.58%, down 1059.0% from the prior year.
  • FCF Margin for Q4 2025 stood at 68.43%, up from 57.91% in the prior quarter.
  • Over the last five years, FCF Margin for FBP reached as high as 148.63% in Q3 2023 and fell as low as 61.7% in Q2 2025.
  • Historically, FCF Margin has averaged 65.17% across 5 years, with a median of 58.12% in 2023.
  • Across the five-year window, FCF Margin soared 9687 bps in 2023 and sank 9942 bps in 2024, its largest moves.
  • Year by year, FCF Margin stood at 74.95% in 2021, then plunged by 36 bps to 48.08% in 2022, then grew by 21 bps to 58.34% in 2023, then sank by 48 bps to 30.36% in 2024, then soared by 125 bps to 68.43% in 2025.
  • Per Business Quant data, the three most recent FCF Margin figures were 68.43% in Q4 2025, 57.91% in Q3 2025, and 61.7% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 121.23%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 136,088.77%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -83.10%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 339.84%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 38.26%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 31.27%
10 First Bancorp 4.61 Bn 4.61 Bn - 68.43%

Historic Data

Download Data
DateValue
Dec 31, 2025 68.43%
Sep 30, 2025 57.91%
Jun 30, 2025 -61.70%
Mar 31, 2025 43.02%
Dec 31, 2024 30.36%
Sep 30, 2024 49.21%
Jun 30, 2024 33.34%
Mar 31, 2024 83.11%
Dec 31, 2023 58.34%
Sep 30, 2023 148.63%
Jun 30, 2023 48.09%
Mar 31, 2023 83.74%
Dec 31, 2022 48.08%
Sep 30, 2022 51.76%
Jun 30, 2022 136.26%
Mar 31, 2022 129.10%
Dec 31, 2021 74.95%
Sep 30, 2021 74.12%
Jun 30, 2021 49.86%
Mar 31, 2021 96.87%