First Bancorp (FBP) FCF Margin (2010 - 2025)
First Bancorp (FBP) posted quarterly FCF Margin of 31.33% for Q4 2025, up 625.0% year-over-year from 4.32% in Q4 2024, and down 45.89% quarter-over-quarter from 57.91% in Q3 2025.
First Bancorp (FBP) FCF Margin (2010 - 2025) Analysis & Trends
First Bancorp (FBP) has reported FCF Margin for 16 consecutive years, with 31.33% the latest figure, recorded in Q4 2025.
- In Q4 2025, FCF Margin rose 625.0% year-over-year to 31.33%; the TTM figure through Dec 2025 stood at 66.32% (up 2524.0% YoY), while the FY2025 annual figure was 48.58%, down 1059.0% from the prior year.
- FCF Margin declined to 31.33% in Q4 2025 per FBP's latest filing, from 57.91% in the prior quarter.
- Across five years, FCF Margin topped out at 148.63% in Q3 2023 and bottomed at 61.7% in Q2 2025.
- Historically, FCF Margin has averaged 60.89% across 5 years, with a median of 50.81% in 2021.
- Annual changes were most pronounced in 2023 — FCF Margin surged 9687 bps — and 2024, when it tumbled 9942 bps.
- First Bancorp's FCF Margin stood at 72.68% in 2021, then plunged by 41 bps to 42.83% in 2022, then plunged by 47 bps to 22.5% in 2023, then climbed by 11 bps to 25.09% in 2024, then rose by 25 bps to 31.33% in 2025.
- Business Quant data shows FBP's FCF Margin at 31.33% in Q4 2025, 57.91% in Q3 2025, and 61.7% in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | First Bancorp | 4.34 Bn | -15.25 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 31.33% |
| Sep 30, 2025 | 57.91% |
| Jun 30, 2025 | -61.70% |
| Mar 31, 2025 | 43.02% |
| Dec 31, 2024 | 25.09% |
| Sep 30, 2024 | 49.21% |
| Jun 30, 2024 | 33.34% |
| Mar 31, 2024 | 83.11% |
| Dec 31, 2023 | 22.50% |
| Sep 30, 2023 | 148.63% |
| Jun 30, 2023 | 48.09% |
| Mar 31, 2023 | 83.74% |
| Dec 31, 2022 | 42.83% |
| Sep 30, 2022 | 51.76% |
| Jun 30, 2022 | 136.26% |
| Mar 31, 2022 | 129.10% |
| Dec 31, 2021 | 72.68% |
| Sep 30, 2021 | 74.12% |
| Jun 30, 2021 | 49.86% |
| Mar 31, 2021 | 96.87% |