First Bancorp (FBP) FCF Margin (2010 - 2025)

First Bancorp (FBP) reported FCF Margin of 40.12% for Q4 2025, up 71.0% year-over-year from 23.46% in Q4 2024, and down 25.95% quarter-over-quarter from 54.19% in Q3 2025.

First Bancorp (FBP) FCF Margin (2010 - 2025) Analysis & Trends

First Bancorp (FBP) has 16 years of FCF Margin data on file, last reported at 40.12% in Q4 2025.

  • FCF Margin for Q4 2025 came in at 40.12%, up 71.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 43.72% (up 171.0% YoY), and the FY2025 annual result was 43.72%, up 171.0% from the prior year.
  • FCF Margin retreated to 40.12% in Q4 2025 per FBP's latest filing, from 54.19% in the prior quarter.
  • Over five years, FCF Margin peaked at 54.19% in Q3 2025 and troughed at 15.47% in Q2 2023.
  • A 5-year average of 42.74% and a median of 43.76% in 2021 frame the typical range for FCF Margin.
  • The sharpest annual moves came in 2021 and 2023: FCF Margin jumped 3178 bps in 2021, then slumped 2843 bps in 2023.
  • A 5-year view of FCF Margin shows it stood at 43.63% in 2021, then retreated by 2 bps to 42.83% in 2022, then decreased by 22 bps to 33.25% in 2023, then advanced by 19 bps to 39.42% in 2024, then climbed by 2 bps to 40.12% in 2025.
  • Business Quant data shows FBP's FCF Margin at 40.12% in Q4 2025, 54.19% in Q3 2025, and 37.62% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First Bancorp 4.07 Bn 4.07 Bn - 40.12%

Historic Data

Download Data
DateValue
Dec 31, 2025 40.12%
Sep 30, 2025 54.19%
Jun 30, 2025 37.62%
Mar 31, 2025 43.02%
Dec 31, 2024 39.42%
Sep 30, 2024 49.21%
Jun 30, 2024 29.97%
Mar 31, 2024 49.50%
Dec 31, 2023 33.25%
Sep 30, 2023 49.36%
Jun 30, 2023 15.47%
Mar 31, 2023 48.73%
Dec 31, 2022 42.83%
Sep 30, 2022 46.95%
Jun 30, 2022 43.89%
Mar 31, 2022 49.46%
Dec 31, 2021 43.63%
Sep 30, 2021 35.57%
Jun 30, 2021 49.86%
Mar 31, 2021 52.77%