First Bancorp (FBP) FCF Margin (2010 - 2025)
First Bancorp (FBP) reported FCF Margin of 40.12% for Q4 2025, up 71.0% year-over-year from 23.46% in Q4 2024, and down 25.95% quarter-over-quarter from 54.19% in Q3 2025.
First Bancorp (FBP) FCF Margin (2010 - 2025) Analysis & Trends
First Bancorp (FBP) has 16 years of FCF Margin data on file, last reported at 40.12% in Q4 2025.
- FCF Margin for Q4 2025 came in at 40.12%, up 71.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 43.72% (up 171.0% YoY), and the FY2025 annual result was 43.72%, up 171.0% from the prior year.
- FCF Margin retreated to 40.12% in Q4 2025 per FBP's latest filing, from 54.19% in the prior quarter.
- Over five years, FCF Margin peaked at 54.19% in Q3 2025 and troughed at 15.47% in Q2 2023.
- A 5-year average of 42.74% and a median of 43.76% in 2021 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2021 and 2023: FCF Margin jumped 3178 bps in 2021, then slumped 2843 bps in 2023.
- A 5-year view of FCF Margin shows it stood at 43.63% in 2021, then retreated by 2 bps to 42.83% in 2022, then decreased by 22 bps to 33.25% in 2023, then advanced by 19 bps to 39.42% in 2024, then climbed by 2 bps to 40.12% in 2025.
- Business Quant data shows FBP's FCF Margin at 40.12% in Q4 2025, 54.19% in Q3 2025, and 37.62% in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Bancorp | 4.07 Bn | 4.07 Bn | - | 40.12% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 40.12% |
| Sep 30, 2025 | 54.19% |
| Jun 30, 2025 | 37.62% |
| Mar 31, 2025 | 43.02% |
| Dec 31, 2024 | 39.42% |
| Sep 30, 2024 | 49.21% |
| Jun 30, 2024 | 29.97% |
| Mar 31, 2024 | 49.50% |
| Dec 31, 2023 | 33.25% |
| Sep 30, 2023 | 49.36% |
| Jun 30, 2023 | 15.47% |
| Mar 31, 2023 | 48.73% |
| Dec 31, 2022 | 42.83% |
| Sep 30, 2022 | 46.95% |
| Jun 30, 2022 | 43.89% |
| Mar 31, 2022 | 49.46% |
| Dec 31, 2021 | 43.63% |
| Sep 30, 2021 | 35.57% |
| Jun 30, 2021 | 49.86% |
| Mar 31, 2021 | 52.77% |