First Bancorp (FBNC) Times Interest Earned (2010 - 2026)
First Bancorp (FBNC) reported Times Interest Earned of $2.67 for Q1 2026, up 22.82% on a YoY basis from $2.18 in Q1 2025, and up 83.97% quarter-over-quarter from $1.45 in Q4 2025.
First Bancorp (FBNC) Times Interest Earned (2010 - 2026) Analysis & Trends
First Bancorp has reported Times Interest Earned for 14 years, with the latest figure at $2.67 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 22.82% year-over-year to $2.67; the trailing twelve-month figure through Mar 2026 stood at $1.98 (up 21.56% YoY), and the FY2025 full-year result was $1.88, up 23.13% from the prior year.
- Times Interest Earned for Q1 2026 stood at $2.67, up from $1.45 in the prior quarter.
- The five-year high for Times Interest Earned was $22.19 in Q2 2022, with the low at $1.16 in Q4 2024.
- Historically, Times Interest Earned has averaged $5.3 across 5 years, with a median of $1.96 in 2023.
- Annual changes were most pronounced in 2022 — Times Interest Earned soared 44.41% — and 2023, when it sank 91.14%.
- First Bancorp's Times Interest Earned stood at $6.52 in 2022, then tumbled by 71.57% to $1.85 in 2023, then sank by 37.57% to $1.16 in 2024, then increased by 25.45% to $1.45 in 2025, then surged by 83.97% to $2.67 in 2026.
- The last three Times Interest Earned figures came in at $2.67 (Q1 2026), $1.45 (Q4 2025), and $1.62 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Bancorp | 2.54 Bn | 1.95 Bn | - | 2.67 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.67 |
| Dec 31, 2025 | 1.45 |
| Sep 30, 2025 | 1.62 |
| Jun 30, 2025 | 2.24 |
| Mar 31, 2025 | 2.18 |
| Dec 31, 2024 | 1.16 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.77 |
| Mar 31, 2024 | 1.67 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 1.96 |
| Jun 30, 2023 | 2.09 |
| Mar 31, 2023 | 1.78 |
| Dec 31, 2022 | 6.52 |
| Sep 30, 2022 | 17.29 |
| Jun 30, 2022 | 22.19 |
| Mar 31, 2022 | 20.12 |
| Dec 31, 2021 | 6.34 |
| Sep 30, 2021 | 18.29 |
| Jun 30, 2021 | 16.63 |