First Bancorp (FBNC) Times Interest Earned (2010 - 2026)
First Bancorp (FBNC) posted Times Interest Earned of $1.29 for Q1 2026, up 51.38% on a QoQ basis from $0.85 in Q4 2025, and up 12.9% year-over-year from $1.14 in Q1 2025.
First Bancorp (FBNC) Times Interest Earned (2010 - 2026) Analysis & Trends
First Bancorp's Times Interest Earned history runs 14 years deep, the most recent figure standing at $1.29 for Q1 2026.
- Quarterly Times Interest Earned rose 12.9% year-over-year to $1.29 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $3.96 (up 4.82% YoY) and the FY2025 annual result came in at $1.69, up 33.66% from the prior year.
- Times Interest Earned was $1.29 for Q1 2026 at First Bancorp, up from $0.85 in the prior quarter.
- Across five years, Times Interest Earned topped out at $2.0 in Q4 2023 and bottomed at -$18.59 in Q4 2022.
- A 5-year average of $0.0 and a median of $1.1 in 2025 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2022 — Times Interest Earned slumped 432.45% — and 2023, when it surged 110.76%.
- First Bancorp's Times Interest Earned stood at -$18.59 in 2022, then jumped by 110.76% to $2.0 in 2023, then slumped by 42.25% to $1.16 in 2024, then dropped by 26.12% to $0.85 in 2025, then surged by 51.38% to $1.29 in 2026.
- Business Quant data shows FBNC's Times Interest Earned at $1.29 in Q1 2026, $0.85 in Q4 2025, and $1.1 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | First Bancorp | 2.62 Bn | 2.02 Bn | - | 1.29 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.29 |
| Dec 31, 2025 | 0.85 |
| Sep 30, 2025 | 1.10 |
| Jun 30, 2025 | 1.16 |
| Mar 31, 2025 | 1.14 |
| Dec 31, 2024 | 1.16 |
| Sep 30, 2024 | 1.07 |
| Jun 30, 2024 | 1.09 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 2.00 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.08 |
| Mar 31, 2023 | 1.05 |
| Dec 31, 2022 | -18.59 |
| Sep 30, 2022 | 1.10 |
| Jun 30, 2022 | 1.14 |
| Mar 31, 2022 | 1.20 |
| Dec 31, 2021 | 5.59 |
| Sep 30, 2021 | 2.34 |
| Jun 30, 2021 | 2.46 |