First Bancorp (FBNC) Interest Expense - Deposits (2009 - 2026)
First Bancorp's Interest Expense - Deposits was $35.81 million in Q2 2026, down 6.8% from $38.41 million a year earlier but up 5.2% from the prior quarter.
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Analysis
First Bancorp (FBNC) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, First Bancorp's Interest Expense - Deposits was $145.85 million through Jun 30, 2026, down 11.5% year-over-year; for FY2025, it was $152.52 million, down 11.4% from FY2024.
- Interest Expense - Deposits shows a five-year compound annual growth rate of 56.4% (FY2020 to FY2025).
- In earlier years, Interest Expense - Deposits was $172.09 million in FY2024 (+49.8%), $114.87 million in FY2023 (+912.1%), $11.35 million in FY2022 (+44.0%) and $7.88 million in FY2021 (-51.7%).
- Quarterly Interest Expense - Deposits has moved between -$792,000 (Q4 2021) and $46.42 million (Q3 2024) over five years.
- Compared with a year earlier, Interest Expense - Deposits has declined for six straight quarters, with an average decline of 0.4% over the last eight quarters.
- The best year-over-year quarter for Interest Expense - Deposits over five years was Q1 2023 (growth of 702.6%); the worst was Q3 2021 (a decline of 33.5%).
- Per Business Quant data, FBNC's Interest Expense - Deposits in the three quarters before Q2 2026 was $34.05 million (Q1 2026), $35.96 million (Q4 2025) and $40.04 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 5.09 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 5.85 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.48 Bn |
| 10 | First Bancorp | 2.68 Bn | 773.46 Mn | - | 37.92 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 37.92 Mn |
| Jun 30, 2026 | 35.81 Mn |
| Mar 31, 2026 | 34.05 Mn |
| Dec 31, 2025 | 35.96 Mn |
| Sep 30, 2025 | 40.04 Mn |
| Jun 30, 2025 | 38.41 Mn |
| Mar 31, 2025 | 38.12 Mn |
| Dec 31, 2024 | 41.79 Mn |
| Sep 30, 2024 | 46.42 Mn |
| Jun 30, 2024 | 44.74 Mn |
| Mar 31, 2024 | 39.14 Mn |
| Dec 31, 2023 | 35.98 Mn |
| Sep 30, 2023 | 32.64 Mn |
| Jun 30, 2023 | 27.33 Mn |
| Mar 31, 2023 | 18.92 Mn |
| Dec 31, 2022 | 6.15 Mn |
| Sep 30, 2022 | 1.85 Mn |
| Jun 30, 2022 | 1.59 Mn |
| Mar 31, 2022 | 1.77 Mn |
| Dec 31, 2021 | 1.87 Mn |
API Access
First Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "FBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();