First Bancorp (FBNC) Interest Coverage Ratio (2010 - 2026)
First Bancorp's (FBNC) quarterly Interest Coverage Ratio came in at 1.29 in Q1 2026, up 12.9% YoY from 1.14 in Q1 2025, and down 70.25% on a QoQ basis from 4.34 in Q4 2025.
First Bancorp (FBNC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Bancorp (FBNC) has 14 years of Interest Coverage Ratio data on file, last reported at 1.29 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 12.9% year-over-year to 1.29 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 4.55 (up 20.64% YoY) and the FY2025 annual result came in at 1.69, up 33.66% from the prior year.
- Interest Coverage Ratio declined to 1.29 in Q1 2026, from 4.34 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 7.95 in Q4 2022 to a low of 1.05 in Q1 2023.
- A 5-year average of 1.76 and a median of 1.14 in 2022 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio plunged 76.47% — and 2025, when it jumped 275.99%.
- Tracing FBNC's Interest Coverage Ratio over 5 years: stood at 7.95 in 2022, then sank by 76.47% to 1.87 in 2023, then slumped by 38.23% to 1.16 in 2024, then jumped by 275.99% to 4.34 in 2025, then sank by 70.25% to 1.29 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.29 (Q1 2026), 4.34 (Q4 2025), and 1.1 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | First Bancorp | 2.67 Bn | 2.12 Bn | - | 2.71 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.31 |
| Mar 31, 2026 | 1.29 |
| Dec 31, 2025 | 4.34 |
| Sep 30, 2025 | 1.10 |
| Jun 30, 2025 | 1.16 |
| Mar 31, 2025 | 1.14 |
| Dec 31, 2024 | 1.16 |
| Sep 30, 2024 | 1.07 |
| Jun 30, 2024 | 1.09 |
| Mar 31, 2024 | 1.08 |
| Dec 31, 2023 | 1.87 |
| Sep 30, 2023 | 1.07 |
| Jun 30, 2023 | 1.08 |
| Mar 31, 2023 | 1.05 |
| Dec 31, 2022 | 7.95 |
| Sep 30, 2022 | 1.10 |
| Jun 30, 2022 | 1.14 |
| Mar 31, 2022 | 1.20 |
| Dec 31, 2021 | 7.10 |
| Sep 30, 2021 | 2.34 |