First Bancorp (FBNC) Interest Coverage Ratio (2010 - 2026)
First Bancorp posted quarterly Interest Coverage Ratio of 2.67 for Q1 2026, up 22.82% year-on-year from 2.18 in Q1 2025, and up 83.97% on a QoQ basis from 1.45 in Q4 2025.
First Bancorp (FBNC) has 14 years of Interest Coverage Ratio data on file, last reported at 2.67 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 22.82% year-over-year to 2.67; the trailing twelve-month figure through Mar 2026 stood at 1.98 (up 21.56% YoY), and the FY2025 full-year result was 1.88, up 23.13% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.67, up from 1.45 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 22.19 in Q2 2022 and bottomed at 1.16 in Q4 2024.
- The 5-year median for Interest Coverage Ratio is 1.96 (2023), against an average of 5.3.
- The widest annual swing landed in 2022, when Interest Coverage Ratio soared 44.41%; it then tumbled 91.14% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 6.52 in 2022, then slumped by 71.57% to 1.85 in 2023, then plunged by 37.57% to 1.16 in 2024, then rose by 25.45% to 1.45 in 2025, then soared by 83.97% to 2.67 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.67 (Q1 2026), 1.45 (Q4 2025), and 1.62 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | First Bancorp | 2.42 Bn | 1.82 Bn | - | 2.67 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.67 |
| Dec 31, 2025 | 1.45 |
| Sep 30, 2025 | 1.62 |
| Jun 30, 2025 | 2.24 |
| Mar 31, 2025 | 2.18 |
| Dec 31, 2024 | 1.16 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.77 |
| Mar 31, 2024 | 1.67 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 1.96 |
| Jun 30, 2023 | 2.09 |
| Mar 31, 2023 | 1.78 |
| Dec 31, 2022 | 6.52 |
| Sep 30, 2022 | 17.29 |
| Jun 30, 2022 | 22.19 |
| Mar 31, 2022 | 20.12 |
| Dec 31, 2021 | 6.34 |
| Sep 30, 2021 | 18.29 |
| Jun 30, 2021 | 16.63 |
| Mar 31, 2021 | 13.93 |
| Dec 31, 2020 | 10.07 |
| Sep 30, 2020 | 8.49 |
| Jun 30, 2020 | 5.11 |
| Mar 31, 2020 | 4.13 |
| Dec 31, 2019 | 4.16 |
| Sep 30, 2019 | 4.67 |
| Jun 30, 2019 | 4.51 |
| Mar 31, 2019 | 4.36 |
| Dec 31, 2018 | 5.07 |
| Sep 30, 2018 | 5.38 |
| Jun 30, 2018 | 6.30 |
| Dec 31, 2017 | 6.03 |
| Sep 30, 2013 | 5.09 |
| Mar 31, 2013 | 2.47 |
| Dec 31, 2012 | -10.49 |
| Sep 30, 2012 | 2.55 |
| Jun 30, 2012 | 2.07 |
| Mar 31, 2012 | -0.75 |
| Dec 31, 2011 | 1.24 |
| Sep 30, 2011 | 1.67 |
| Jun 30, 2011 | 1.95 |
| Mar 31, 2011 | 2.55 |
| Jun 30, 2010 | 1.75 |