First Bancorp (FBNC) FCF Margin (2011 - 2026)
First Bancorp (FBNC) reported FCF Margin of 48.5% for Q1 2026, down 98.0% on a YoY basis from 2425.18% in Q1 2025, and down 24.62% quarter-over-quarter from 64.34% in Q4 2025.
First Bancorp (FBNC) FCF Margin (2011 - 2026) Analysis & Trends
First Bancorp has reported FCF Margin for 13 years, with the latest figure at 48.5% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 98.0% year-over-year to 48.5%; the trailing twelve-month figure through Mar 2026 stood at 50.6% (down 1708.0% YoY), and the FY2025 full-year result was 50.96%, up 180.0% from the prior year.
- FCF Margin for Q1 2026 stood at 48.5%, down from 64.34% in the prior quarter.
- The five-year high for FCF Margin was 103.91% in Q4 2024, with the low at 23.58% in Q1 2024.
- Historically, FCF Margin has averaged 48.42% across 5 years, with a median of 46.6% in 2022.
- Annual changes were most pronounced in 2023 — FCF Margin sank 6870 bps — and 2025, when it soared 7306 bps.
- First Bancorp's FCF Margin stood at 50.45% in 2022, then declined by 25 bps to 38.08% in 2023, then surged by 173 bps to 103.91% in 2024, then tumbled by 38 bps to 64.34% in 2025, then fell by 25 bps to 48.5% in 2026.
- The last three FCF Margin figures came in at 48.5% (Q1 2026), 64.34% (Q4 2025), and 53.8% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Bancorp | 2.54 Bn | 1.95 Bn | - | 48.50% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.50% |
| Dec 31, 2025 | 64.34% |
| Sep 30, 2025 | 53.80% |
| Jun 30, 2025 | 39.94% |
| Mar 31, 2025 | 49.48% |
| Dec 31, 2024 | 103.91% |
| Sep 30, 2024 | 39.31% |
| Jun 30, 2024 | 91.56% |
| Mar 31, 2024 | -23.58% |
| Dec 31, 2023 | 38.08% |
| Sep 30, 2023 | 26.76% |
| Jun 30, 2023 | 26.71% |
| Mar 31, 2023 | 34.21% |
| Dec 31, 2022 | 50.45% |
| Sep 30, 2022 | 46.60% |
| Jun 30, 2022 | 30.24% |
| Mar 31, 2022 | 102.91% |
| Dec 31, 2021 | 34.42% |
| Sep 30, 2021 | 36.70% |
| Jun 30, 2021 | 60.63% |