First Bancorp (FBNC) FCF Margin (2011 - 2026)

First Bancorp (FBNC) reported FCF Margin of 48.5% for Q1 2026, down 98.0% on a YoY basis from 2425.18% in Q1 2025, and down 24.62% quarter-over-quarter from 64.34% in Q4 2025.

First Bancorp (FBNC) FCF Margin (2011 - 2026) Analysis & Trends

First Bancorp has reported FCF Margin for 13 years, with the latest figure at 48.5% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin fell 98.0% year-over-year to 48.5%; the trailing twelve-month figure through Mar 2026 stood at 50.6% (down 1708.0% YoY), and the FY2025 full-year result was 50.96%, up 180.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 48.5%, down from 64.34% in the prior quarter.
  • The five-year high for FCF Margin was 103.91% in Q4 2024, with the low at 23.58% in Q1 2024.
  • Historically, FCF Margin has averaged 48.42% across 5 years, with a median of 46.6% in 2022.
  • Annual changes were most pronounced in 2023 — FCF Margin sank 6870 bps — and 2025, when it soared 7306 bps.
  • First Bancorp's FCF Margin stood at 50.45% in 2022, then declined by 25 bps to 38.08% in 2023, then surged by 173 bps to 103.91% in 2024, then tumbled by 38 bps to 64.34% in 2025, then fell by 25 bps to 48.5% in 2026.
  • The last three FCF Margin figures came in at 48.5% (Q1 2026), 64.34% (Q4 2025), and 53.8% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First Bancorp 2.54 Bn 1.95 Bn - 48.50%

Historic Data

Download Data
DateValue
Mar 31, 2026 48.50%
Dec 31, 2025 64.34%
Sep 30, 2025 53.80%
Jun 30, 2025 39.94%
Mar 31, 2025 49.48%
Dec 31, 2024 103.91%
Sep 30, 2024 39.31%
Jun 30, 2024 91.56%
Mar 31, 2024 -23.58%
Dec 31, 2023 38.08%
Sep 30, 2023 26.76%
Jun 30, 2023 26.71%
Mar 31, 2023 34.21%
Dec 31, 2022 50.45%
Sep 30, 2022 46.60%
Jun 30, 2022 30.24%
Mar 31, 2022 102.91%
Dec 31, 2021 34.42%
Sep 30, 2021 36.70%
Jun 30, 2021 60.63%