First Bancorp (FBNC) Debt Ratio (2010 - 2026)

First Bancorp (FBNC) posted Debt Ratio of 0.01 for Q1 2026, down 2.06% on a QoQ basis from 0.01 in Q4 2025, and down 22.12% year-over-year from 0.01 in Q1 2025.

First Bancorp (FBNC) Debt Ratio (2010 - 2026) Analysis & Trends

First Bancorp's Debt Ratio history runs 13 years deep, the most recent figure standing at 0.01 for Q1 2026.

  • Quarterly Debt Ratio fell 22.12% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 22.12% YoY) and the FY2025 annual result came in at 0.01, down 22.17% from the prior year.
  • Debt Ratio was 0.01 for Q1 2026 at First Bancorp, down from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.05 in Q4 2023 and bottomed at 0.01 in Q1 2026.
  • A 5-year average of 0.02 and a median of 0.01 in 2024 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2023 — Debt Ratio jumped 675.11% — and 2024, when it sank 85.46%.
  • First Bancorp's Debt Ratio stood at 0.03 in 2022, then soared by 92.23% to 0.05 in 2023, then sank by 85.46% to 0.01 in 2024, then slipped by 22.17% to 0.01 in 2025, then retreated by 2.06% to 0.01 in 2026.
  • Business Quant data shows FBNC's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 0.10
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 0.07
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -23.62
4 Lloyds Banking 360.83 Bn 360.83 Bn - 0.03
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
7 NatWest 144.82 Bn -51.17 Bn - 0.09
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 0.04
9 Us Bancorp 99.51 Bn 99.51 Bn - 0.03
10 First Bancorp 2.61 Bn 2.01 Bn - 0.01

Historic Data

Download Data
DateValue
Mar 31, 2026 0.01
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Jun 30, 2025 0.01
Mar 31, 2025 0.01
Dec 31, 2024 0.01
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.03
Dec 31, 2023 0.05
Sep 30, 2023 0.03
Jun 30, 2023 0.04
Mar 31, 2023 0.05
Dec 31, 2022 0.03
Sep 30, 2022 0.02
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01