FB Financial (FBK) Interest Coverage Ratio (2016 - 2026)
FB Financial's Interest Coverage Ratio was 1.91 in Q2 2026, up 121.4% from 0.86 a year earlier but down 1.3% from the prior quarter.
FB Financial (FBK) Interest Coverage Ratio (2016 - 2026) Analysis & Trends
On a trailing twelve-month basis, FB Financial's Interest Coverage Ratio was 1.74 through Jun 30, 2026, up 30.1% year-over-year; for FY2025, it came in at 1.44, down 2.6% from FY2024.
- Interest Coverage Ratio has now declined for four consecutive years.
- In earlier years, Interest Coverage Ratio was 1.47 in FY2024 (-5.1%), 1.55 in FY2023 (-53.0%), 3.31 in FY2022 (-55.7%) and 7.46 in FY2021 (+178.0%).
- Quarterly Interest Coverage Ratio has moved between 0.86 (Q2 2025) and 9.42 (Q4 2021) over five years.
- Compared with a year earlier, Interest Coverage Ratio has increased for four straight quarters, with growth averaging 16.0% over the last eight quarters.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q2 2026 (growth of 121.4%); the worst was Q4 2022 (a decline of 75.6%).
- Per Business Quant data, FBK's Interest Coverage Ratio in the three quarters before Q2 2026 was 1.93 (Q1 2026), 1.82 (Q4 2025) and 1.33 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 886.05 Bn | 915.53 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 409.93 Bn | 529.88 Bn | - | -2.12 |
| 3 | Bank Of America | 377.01 Bn | -1,999.06 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 329.11 Bn | 329.16 Bn | - | - |
| 5 | Morgan Stanley | 295.54 Bn | -213.55 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 273.59 Bn | 124.33 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 268.33 Bn | -1,320.16 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 261.29 Bn | -3,295.82 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.13 Bn | 245.26 Bn | - | 1.73 |
| 10 | FB Financial | 2.60 Bn | -2.11 Bn | - | 1.91 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.91 |
| Mar 31, 2026 | 1.93 |
| Dec 31, 2025 | 1.82 |
| Sep 30, 2025 | 1.33 |
| Jun 30, 2025 | 0.86 |
| Mar 31, 2025 | 1.68 |
| Dec 31, 2024 | 1.64 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.68 |
| Mar 31, 2024 | 1.45 |
| Dec 31, 2023 | 1.49 |
| Sep 30, 2023 | 1.32 |
| Jun 30, 2023 | 1.66 |
| Mar 31, 2023 | 1.83 |
| Dec 31, 2022 | 2.30 |
| Sep 30, 2022 | 3.38 |
| Jun 30, 2022 | 4.24 |
| Mar 31, 2022 | 7.41 |
| Dec 31, 2021 | 9.42 |
| Sep 30, 2021 | 7.72 |
FB Financial Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FBK&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();