FB Financial (FBK) Interest Coverage Ratio (2016 - 2026)
FB Financial (FBK) posted quarterly Interest Coverage Ratio of 1.93 for Q1 2026, up 18.61% year-over-year from 1.63 in Q1 2025, and up 6.43% quarter-over-quarter from 1.82 in Q4 2025.
FB Financial (FBK) Interest Coverage Ratio (2016 - 2026) Analysis & Trends
FB Financial (FBK) has reported Interest Coverage Ratio for 11 consecutive years, with 1.93 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 18.61% year-over-year to 1.93; the TTM figure through Mar 2026 stood at 1.5 (down 0.9% YoY), while the FY2025 annual figure was 1.43, down 2.87% from the prior year.
- Interest Coverage Ratio grew to 1.93 in Q1 2026 per FBK's latest filing, from 1.82 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 6.16 in Q1 2022 and bottomed at 0.86 in Q2 2025.
- Historically, Interest Coverage Ratio has averaged 2.12 across 5 years, with a median of 1.66 in 2023.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 32.77% — and 2023, when it sank 70.37%.
- FB Financial's Interest Coverage Ratio stood at 2.49 in 2022, then tumbled by 42.97% to 1.42 in 2023, then advanced by 14.73% to 1.63 in 2024, then advanced by 11.6% to 1.82 in 2025, then advanced by 6.43% to 1.93 in 2026.
- Business Quant data shows FBK's Interest Coverage Ratio at 1.93 in Q1 2026, 1.82 in Q4 2025, and 1.33 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.76 Bn | 84.56 Bn | - | - |
| 2 | Pnc Financial Services | 97.48 Bn | 97.48 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.91 Bn | 95.91 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.76 Bn | -144.33 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.00 Bn | -81.32 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.09 Bn | 57.41 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.54 Bn | 61.54 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.60 Bn | 25.88 Bn | - | 1.90 |
| 10 | FB Financial | 3.00 Bn | 1.89 Bn | - | 1.91 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.91 |
| Mar 31, 2026 | 1.93 |
| Dec 31, 2025 | 1.82 |
| Sep 30, 2025 | 1.33 |
| Jun 30, 2025 | 0.86 |
| Mar 31, 2025 | 1.63 |
| Dec 31, 2024 | 1.63 |
| Sep 30, 2024 | 1.14 |
| Jun 30, 2024 | 1.68 |
| Mar 31, 2024 | 1.45 |
| Dec 31, 2023 | 1.42 |
| Sep 30, 2023 | 1.32 |
| Jun 30, 2023 | 1.66 |
| Mar 31, 2023 | 1.83 |
| Dec 31, 2022 | 2.49 |
| Sep 30, 2022 | 3.38 |
| Jun 30, 2022 | 4.24 |
| Mar 31, 2022 | 6.16 |
| Dec 31, 2021 | 6.67 |
| Sep 30, 2021 | 4.96 |