Embassy Bancorp (EMYB) EV to CFO (2012 - 2026)
Embassy Bancorp's (EMYB) quarterly EV to CFO came in at 39.38 in Q2 2026, up 27.29% year-over-year from 30.93 in Q2 2025, and down 25.55% quarter-over-quarter from 31.36 in Q1 2026.
Analysis
Embassy Bancorp (EMYB) EV to CFO (2012 - 2026) Analysis & Trends
Embassy Bancorp has disclosed EV to CFO across 15 years of filings, most recently posting 39.38 for Q2 2026.
- In Q2 2026, EV to CFO rose 27.29% year-over-year to 39.38; the TTM figure through Jun 2026 stood at 7.88 (up 18.12% YoY), while the FY2025 annual figure was 10.09, down 33.54% from the prior year.
- EV to CFO came in at 39.38 for Q2 2026 at Embassy Bancorp, down from 31.36 in the prior quarter.
- In the past five years, EV to CFO ranged from a high of 3.93 in Q3 2022 to a low of 355.32 in Q2 2024.
- Average EV to CFO over 5 years is 42.82, with a median of 22.26 recorded in 2024.
- Year-over-year, EV to CFO sank 2057.7% in 2024 and soared 84.76% in 2025.
- Over 5 years, EV to CFO stood at 6.77 in 2022, then sank by 140.68% to 16.3 in 2023, then plunged by 112.77% to 34.68 in 2024, then advanced by 3.9% to 33.33 in 2025, then dropped by 18.15% to 39.38 in 2026.
- Per Business Quant data, the three most recent EV to CFO figures were 39.38 in Q2 2026, 31.36 in Q1 2026, and 33.33 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn |
| 10 | Embassy Bancorp | 163.96 Mn | -121.11 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -39.38 |
| Mar 31, 2026 | -31.36 |
| Dec 31, 2025 | -33.33 |
| Sep 30, 2025 | -32.57 |
| Jun 30, 2025 | -54.15 |
| Mar 31, 2025 | -48.23 |
| Dec 31, 2024 | -34.68 |
| Sep 30, 2024 | -15.87 |
| Jun 30, 2024 | -355.32 |
| Mar 31, 2024 | -17.59 |
| Dec 31, 2023 | -16.30 |
| Sep 30, 2023 | -12.10 |
| Jun 30, 2023 | -16.47 |
| Mar 31, 2023 | -8.92 |
| Dec 31, 2022 | -6.77 |
| Sep 30, 2022 | -3.93 |
| Jun 30, 2022 | -26.93 |
| Mar 31, 2022 | -16.89 |
| Dec 31, 2021 | -30.12 |
| Sep 30, 2021 | -19.39 |