Eagle Financial Services (EFSI) Interest Coverage Ratio (2010 - 2026)
Eagle Financial Services' (EFSI) quarterly Interest Coverage Ratio came in at 1.88 in Q2 2026, up 9.49% on a YoY basis from 1.72 in Q2 2025, and up 18.48% quarter-over-quarter from 1.59 in Q1 2026.
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Analysis
Eagle Financial Services (EFSI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Eagle Financial Services (EFSI) has reported Interest Coverage Ratio for 17 consecutive years, with 1.88 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Coverage Ratio rose 9.49% year-over-year to 1.88; the trailing twelve-month figure through Jun 2026 stood at 1.73 (up 39.54% YoY), and the FY2025 full-year result was 1.27, down 13.5% from the prior year.
- Interest Coverage Ratio grew to 1.88 in Q2 2026 per EFSI's latest filing, from 1.59 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 11.59 in Q1 2022 and bottomed at 0.11 in Q1 2025.
- Historically, Interest Coverage Ratio has averaged 2.56 across 5 years, with a median of 1.62 in 2025.
- The sharpest annual moves came in 2025 and 2026: Interest Coverage Ratio plunged 91.61% in 2025, then jumped 1333.63% in 2026.
- Over 5 years, Interest Coverage Ratio stood at 2.33 in 2022, then plunged by 46.94% to 1.24 in 2023, then soared by 43.45% to 1.77 in 2024, then fell by 6.5% to 1.66 in 2025, then climbed by 13.48% to 1.88 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.88, 1.59, and 1.66 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 439.96 Bn | 559.90 Bn | - | 0.09 |
| 2 | Truist Financial | 58.71 Bn | 58.71 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.86 Bn | 24.13 Bn | - | 1.90 |
| 4 | M&T Bank | 32.26 Bn | 32.26 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 31.70 Bn | 27.21 Bn | - | 1.67 |
| 6 | Citizens Financial | 27.67 Bn | 27.67 Bn | - | 1.83 |
| 7 | Regions Financial | 23.78 Bn | 23.85 Bn | - | 2.52 |
| 8 | Keycorp | 21.85 Bn | -25.84 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.48 Bn | 20.95 Bn | 29.00 Mn | -1.27 |
| 10 | Eagle Financial Services | 250.72 Mn | 106.73 Mn | - | 1.88 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.88 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.66 |
| Sep 30, 2025 | 1.79 |
| Jun 30, 2025 | 1.72 |
| Mar 31, 2025 | 0.11 |
| Dec 31, 2024 | 1.77 |
| Sep 30, 2024 | 1.38 |
| Jun 30, 2024 | 1.39 |
| Mar 31, 2024 | 1.32 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.30 |
| Jun 30, 2023 | 1.31 |
| Mar 31, 2023 | 1.53 |
| Dec 31, 2022 | 2.33 |
| Sep 30, 2022 | 4.41 |
| Jun 30, 2022 | 7.70 |
| Mar 31, 2022 | 11.59 |
| Dec 31, 2021 | 7.09 |
| Sep 30, 2021 | 10.03 |
API Access
Eagle Financial Services Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=EFSI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "EFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=EFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();