Eagle Financial Services (EFSI) Interest Coverage Ratio (2010 - 2026)
Eagle Financial Services' (EFSI) quarterly Interest Coverage Ratio came in at 1.55 in Q1 2026, up 968.19% YoY from 0.15 in Q1 2025, and down 12.29% on a QoQ basis from 1.77 in Q4 2025.
Eagle Financial Services (EFSI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Eagle Financial Services (EFSI) has 17 years of Interest Coverage Ratio data on file, last reported at 1.55 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 968.19% year-over-year to 1.55 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.76 (up 59.88% YoY) and the FY2025 annual result came in at 1.27, down 13.89% from the prior year.
- Interest Coverage Ratio slipped to 1.55 in Q1 2026, from 1.77 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 11.56 in Q1 2022 to a low of 0.15 in Q1 2025.
- A 5-year average of 2.59 and a median of 1.49 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2025 — Interest Coverage Ratio sank 88.89% — and 2026, when it soared 968.19%.
- Tracing EFSI's Interest Coverage Ratio over 5 years: stood at 2.94 in 2022, then plunged by 57.89% to 1.24 in 2023, then fell by 2.3% to 1.21 in 2024, then soared by 46.47% to 1.77 in 2025, then fell by 12.29% to 1.55 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.55 (Q1 2026), 1.77 (Q4 2025), and 1.79 (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Eagle Financial Services | 229.96 Mn | 85.96 Mn | - | 1.88 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.52 |
| Mar 31, 2026 | 1.55 |
| Dec 31, 2025 | 1.77 |
| Sep 30, 2025 | 1.79 |
| Jun 30, 2025 | 1.49 |
| Mar 31, 2025 | 0.15 |
| Dec 31, 2024 | 1.21 |
| Sep 30, 2024 | 1.38 |
| Jun 30, 2024 | 1.39 |
| Mar 31, 2024 | 1.31 |
| Dec 31, 2023 | 1.24 |
| Sep 30, 2023 | 1.30 |
| Jun 30, 2023 | 1.31 |
| Mar 31, 2023 | 1.53 |
| Dec 31, 2022 | 2.94 |
| Sep 30, 2022 | 4.41 |
| Jun 30, 2022 | 7.70 |
| Mar 31, 2022 | 11.56 |
| Dec 31, 2021 | 7.01 |
| Sep 30, 2021 | 10.03 |